WinQuest Finance

13/10/2026

A balloon payment is a lump sum due at the end of some car loans.

It can make the regular repayments smaller but that final amount still needs paying. Selling the car might not cover it and getting another loan isn’t guaranteed.

Before saying yes, check the repayments, total cost and what’s due at the finish line.

Got a car finance quote? Let’s take a look.

General information only. Finance is subject to assessment and lender criteria.

09/10/2026

$80,000 saved doesn’t mean an $80,000 deposit.

Buying costs like legal fees, inspections and any stamp duty may come from the same savings.

Plan for three things: your deposit, buying costs and a buffer for life after settlement.

Let’s check the numbers before you make an offer.

General information only. Eligibility and lending criteria apply. Fees and charges may apply.

06/10/2026

Australia’s national Home Value Index fell 1.1% in September, marking the sixth month in a row of declines. Every capital city except Darwin recorded a fall.

So, what could that mean for you?
• Buying? Softer prices and less competition may give you more choice and negotiating power.
• Already own? Changes in value could impact your equity and refinancing options.
• Investing? Lower prices may open up opportunities, but interest rates, holding costs and cash flow still matter.

Thinking about your next move? Get in touch and we can look at what the current market could mean for your plans.

General information only. It does not take into account your objectives, financial situation or needs.

30/09/2026

Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in.

Working capital finance may help eligible businesses manage short-term expenses, seasonal demand or temporary cash flow gaps.

The right option depends on your business needs, financial position and how the funding will be used.

30/09/2026

Every goal I work towards personally and professionally is about creating a better future and helping more families achieve their own dreams. 🏡

29/09/2026

🏠 RBA CASH RATE NOW 4.60% 📈

With the cash rate increasing again, many Australian homeowners may be starting to feel the pressure of higher home loan repayments.
If your interest rate has increased, it could be a good time to review your current home loan rather than simply accepting the higher repayments.

At WinQuest Finance, we can help you review your existing lending and explore whether there may be a more suitable

option available — including refinancing, restructuring your loan, or comparing options across multiple lenders.

📞 ☎️☎️0420 981 189
📧 [email protected]

WinQuest Finance – Your Finance Partner
This information is general in nature and does not take into account your individual objectives, financial situation or needs. Consider whether the information is appropriate for your circumstances and seek professional advice where required.

29/09/2026

The RBA has raised the cash rate to 4.60%, its fourth increase this year.

Inflation is still running high, which is keeping pressure on rates.

For home buyers, that can mean lower borrowing power and higher repayments.

For homeowners, variable repayments may rise again, while fixed-rate borrowers should keep an eye on when their fixed term ends.

If you’re unsure what this means for your home loan or property plans, message us today.

25/09/2026

Backing your team takes passion. Backing your next financial move takes a plan.

Here’s to a cracking finals season!

22/09/2026

22/09/2026

Your deposit is only one part of the homebuying budget.

You may also need to allow for costs such as government charges, conveyancing, building and pest inspections, lender fees and moving expenses.

Planning for these early can help you avoid unexpected costs along the way.

Speak with us to get a clearer picture of what to budget for.