Selectabroker - Will Gadsden

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Selectabroker - Will Gadsden

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Helping you secure the right home loans, car loans, personal loans & refinancing options. Your trusted guide to smarter borrowing.

Reach out for personalised advice! 🏡 🚗

30/09/2026

Quick. Easy. Done. ⭐⭐⭐⭐⭐

Massive thanks to Audrey for the kind words. Getting you into your new Ute with zero hassle is exactly what I’m here for! 🛻

If you’re buying a car, home or anything else and want a broker who keeps you in the loop and answers all the questions (even the million of them), send me a message! 😎

29/09/2026

Client win 🚗

One of my clients was on a car loan at 12.70% p.a., paying $197.81 a week, with about 5 years 9 months left to run.

We refinanced her to a new lender at 9.89% p.a. (11.66% comparison rate). New contract, fresh 7 year term — but we chose to keep paying the same $197.81 a week instead of dropping to the new lower minimum.

That one decision means she’s on track to be debt-free about 5 months sooner, and pay roughly $4,940 less interest over the life of the loan. Even though it’s a longer term on paper, the extra she pays each week is what does the work.

Bonus: her new lender lets her make extra repayments through their app with no fees, so she can keep chipping away whenever she wants.

If you haven’t looked at your car loan in a while, it’s worth a check. I compare lenders and I’m around 7 days a week.

23/09/2026

Heard any of these before?

Four myths that stop people from even starting the conversation about buying or refinancing.

Swipe through, and if you’ve got a question I didn’t cover, drop it below 👇

14/09/2026

The headlines don’t lie — another RBA rate rise is looking increasingly likely.

Every major bank has now shifted their call. The Big Four are all expecting more hikes before year’s end, and markets are pricing it in too.

If you’re on a variable rate, this matters. But here’s the flip side — rate rises also mean lenders are fighting harder to win new customers with sharper deals. The best time to check where you stand is before the hike hits, not after.

Haven’t reviewed your loan in a while? Let’s see if you’re still on a competitive rate.

07/09/2026

You don't have to buy where you want to live. 🏡

More buyers are rentvesting — renting in the suburb they love while buying an investment property somewhere more affordable. It's not giving up on your dream location, it's a different way to get into the market sooner.

Swipe through to see how it works, the trade-offs, and who it actually suits 👉

Thinking about whether this could work for you? Send me a message or give me a call and I'll run you through the numbers — free, no pressure, 7 days a week, wherever you are in Australia.

04/09/2026

Another 5-star review that means the world 🌟🚗

This was Ruby’s very first car purchase — 19 years old and completely new to the whole finance process. That kind of thing can feel overwhelming when you don’t know what you don’t know yet.

Here’s what she had to say:

“I can’t recommend Will highly enough! From the very beginning, Will made everything feel easy and made me feel comfortable and confident throughout the entire experience. No question was ever too much… I never felt like I was just another number. Will genuinely cared about getting the best result for me.”

This is exactly why I do what I do. Not just getting deals done — making sure people feel supported and confident along the way, especially when it’s their first time.

Buying your first car or home loan and don’t know where to start? I’m free, local, and here 7 days a week. DM me or book a chat — link in bio 📲

03/09/2026

8 steps. 1 broker doing the running around. Your keys at the end.

01/09/2026

Still paying your car off through the dealership?

Dealership finance is convenient — but it’s rarely the cheapest option. Most people never check if there’s a better rate out there once the paperwork’s signed.

As a broker, I compare car and asset finance across a panel of lenders, not just one. Takes a few minutes to find out if you’re overpaying.

📩 DM me “CAR” and I’ll run the numbers for free.

27/08/2026

New home loan applications are down across the big banks right now. Fewer new customers walking in the door means one thing — they’re having to fight harder for new business.

That’s where cashback offers, sharper rates, and faster turnaround times start showing up. Your bank won’t ring you to say a better deal’s on the table. But I see it every day across 30+ lenders.

If you haven’t had your loan looked at in the last year or two, now’s a genuinely good time to check where you stand.

DM me or give me a call — free service, 7 days a week. 📲

26/08/2026

When life gets hard and your budget needs some breathing room, debt consolidation might be the answer. My client was struggling under the weight of repayments spread across multiple debts — home loan, car loan, two credit cards, personal loan. Five dates, five rates, and cash flow that kept getting chewed up before it even had a chance.

We refinanced and rolled the lot into the home loan. One rate, one date — and because that rate’s so much lower than the cards, the same monthly effort now frees up cash flow instead of vanishing into interest.

The real win is that breathing room now, plus the option to keep paying what they were paying — the extra then smashes the home loan balance down instead.

If your repayments are scattered across a few lenders and things feel tight, let’s have a chat. Free, no obligation.

Address

Melbourne, VIC
3000

Website

https://willgadsden-selectabroker-enquiry.netlify.app/

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