Stellar Home Loans

Stellar Home Loans The easiest way to get a mortgage

🏡 LAST CALL—HELP TO BUY WEBINAR TOMORROW NIGHT📅 Tuesday, 18 August⏰ 6:30 pm AEST💻 Free online webinarHelp to Buy is not ...
16/08/2026

🏡 LAST CALL—HELP TO BUY WEBINAR TOMORROW NIGHT

📅 Tuesday, 18 August
⏰ 6:30 pm AEST
💻 Free online webinar

Help to Buy is not for everyone. However, for the right person, it could provide a genuine opportunity to get into their own home sooner rather than later.

The scheme may allow eligible Australians to purchase with as little as a 2% deposit, with the Australian Government contributing up to 40% towards a new home or 30% towards an existing home.

I’ll explain how the scheme works, along with the benefits, compromises and longer-term considerations.

If you know someone who may be able to take advantage of the scheme, please forward or share this post with them. It could be the opportunity that helps them purchase a home sooner.

Register here:

https://api.leadconnectorhq.com/widget/form/WRfN48bhEToHWLRshSOm

🏡 DON'T FORGET — TOMORROW NIGHT!My FREE Help to Buy webinar is happening tomorrow, Tuesday 18 August at 6:30pm AEST.If y...
16/08/2026

🏡 DON'T FORGET — TOMORROW NIGHT!

My FREE Help to Buy webinar is happening tomorrow, Tuesday 18 August at 6:30pm AEST.

If you’ve been wondering whether Help to Buy could actually work for you — this is a great opportunity to understand it properly.

I'll be covering:

✔️ How Help to Buy works
✔️ The benefits
✔️ The pros and cons
✔️ Deposits and costs
✔️ Income and eligibility
✔️ Credit considerations
✔️ The questions you should be asking before you buy

No hard sell. Just practical information and straight answers.

And if Help to Buy isn't right for you, that's equally important to understand.

If you're considering buying — or know somebody who might benefit — please share this with them.

📅 Tomorrow — Tuesday 18 August
⏰ 6:30pm AEST

👉 Register here:
https://api.leadconnectorhq.com/widget/booking/uNIGnXnYv1wqLW4IAar9

Eligibility, scheme and lending criteria apply.

SELF-EMPLOYED DOESN'T MEAN “TOO HARD”.If you run a business, your income doesn't always fit neatly into a PAYG box.Diffe...
14/08/2026

SELF-EMPLOYED DOESN'T MEAN “TOO HARD”.

If you run a business, your income doesn't always fit neatly into a PAYG box.

Different lenders can assess self-employed borrowers differently, and your documentation and loan structure can make a real difference.

I've spent a large part of my career in business, so I understand that one line on a tax return doesn't always tell the whole story.

Buying? Refinancing? Investing?

Let's work through your actual position properly.

🌐 https://stellarhomeloans.au
📅 https://calendly.com/david-stellarhomeloans

Just a reminder—my free Help to Buy webinar is being held on Tuesday, 18 August at 6:30 pm AEST.Help to Buy is a shared-...
13/08/2026

Just a reminder—my free Help to Buy webinar is being held on Tuesday, 18 August at 6:30 pm AEST.

Help to Buy is a shared-equity scheme that may allow eligible Australians to purchase a home with as little as a 2% deposit.

The Australian Government can contribute up to 40% towards a new home or 30% towards an existing home, reducing the amount the buyer needs to borrow.

It is not free money, and it will not be right for everyone. However, for the right person, it could be a genuine opportunity to get into their own home sooner rather than later.

If you know someone who may benefit from understanding the scheme, please forward this post or registration link to them.

Register here:

https://api.leadconnectorhq.com/widget/form/WRfN48bhEToHWLRshSOm

🏡 THINK HOME OWNERSHIP IS STILL OUT OF REACH?Help to Buy may provide another pathway for eligible Australians.On Tuesday...
13/08/2026

🏡 THINK HOME OWNERSHIP IS STILL OUT OF REACH?

Help to Buy may provide another pathway for eligible Australians.

On Tuesday 18 August at 6:30pm AEST, I'm holding a 30 minute FREE Help to Buy webinar.

I'll explain the scheme in plain English — how it works, who may be eligible, deposits, income, costs, credit and the things you should understand before you start looking for a property.

No hard sell. Just straight answers and an opportunity to understand whether Help to Buy could be relevant to you.

👉 REGISTER FOR THE FREE WEBINAR:
https://api.leadconnectorhq.com/widget/booking/uNIGnXnYv1wqLW4IAar9

🌐 https://stellarhomeloans.au

Eligibility, scheme and lending criteria apply.

ONE BANK'S ANSWER ISN'T THE MARKET'S ANSWER.Different lenders can assess the same client differently.Income.Overtime.Bon...
12/08/2026

ONE BANK'S ANSWER ISN'T THE MARKET'S ANSWER.

Different lenders can assess the same client differently.

Income.
Overtime.
Bonuses.
Existing debts.
Self-employment.
Property location.

That's why getting one answer from one bank doesn't necessarily tell you what options may exist elsewhere.

My job is to understand your circumstances first, then look for a lender and loan structure that genuinely fits.

Been told no? Or just want to understand your options?

Let's talk before you give up.

🌐 https://stellarhomeloans.au
📅 https://calendly.com/david-stellarhomeloans

THINK YOU DON'T HAVE ENOUGH TO BUY? LET'S RUN THE NUMBERS.I speak with plenty of people who have already decided they ca...
10/08/2026

THINK YOU DON'T HAVE ENOUGH TO BUY? LET'S RUN THE NUMBERS.

I speak with plenty of people who have already decided they can't buy before we've actually looked at their position.

Your deposit is only one part of the equation.

Income, existing debts, living expenses, credit position, available schemes and the property you're looking to buy can all make a difference.

Sometimes the answer is, “not yet.” That's okay — because then we can build a plan.

But sometimes you're closer than you think.

Don't guess. Let's actually run the numbers.

🌐 https://stellarhomeloans.au
📅 https://calendly.com/david-stellarhomeloans

WHEN DID YOU LAST REVIEW YOUR HOME LOAN?We compare insurance, electricity and even petrol.But your home loan could be on...
07/08/2026

WHEN DID YOU LAST REVIEW YOUR HOME LOAN?

We compare insurance, electricity and even petrol.

But your home loan could be one of your biggest monthly expenses — and many people leave it untouched for years.

A review doesn't automatically mean refinancing.

Your existing lender may still be the right option.

But without looking, how do you know?

Let's review your rate, repayments, loan structure and the wider market and see whether your loan is still working for you.

🌐 https://stellarhomeloans.au
📅 https://calendly.com/david-stellarhomeloans

Got the tax man on your back? 😅ATO debt can sneak up quickly.One minute you’re running the business, paying staff, manag...
29/07/2026

Got the tax man on your back? 😅

ATO debt can sneak up quickly.

One minute you’re running the business, paying staff, managing suppliers, keeping customers happy…

Then suddenly there’s a tax bill sitting there making itself very comfortable.

The worst thing you can do is ignore it.

Depending on your situation, there may be finance options that help you create a clearer plan, improve cash flow, or consolidate repayments.

Options may include:

✔ business lending
✔ refinancing
✔ debt consolidation
✔ cash flow support
✔ reviewing your overall finance position

This is not about avoiding tax.

It’s about getting organised, understanding your options, and putting a proper plan in place before the pressure gets worse.

No judgement.
No panic.
Just a clear conversation about what may be possible.

If ATO debt or business cash flow is starting to feel heavy, let’s have a chat.

📅 Book a 30-minute chat:
https://calendly.com/david-stellarhomeloans

This one hit me a bit differently.Buying your first home is not just a transaction.It is pressure.It is emotion.It is bi...
26/07/2026

This one hit me a bit differently.

Buying your first home is not just a transaction.

It is pressure.
It is emotion.
It is big decisions.
It is late-night questions.
It is wondering whether you are doing the right thing.

So when someone takes the time to write a review like this, I am genuinely humbled.

The part that meant the most was not just that they were happy.

It was this:

“David always made decisions that were safest financially for us and not loans we couldn’t comfortably handle.”

That matters to me.

Because my job is not to push people into the biggest loan possible.

It is to help people understand their options, make informed decisions, and feel confident that the loan actually suits their life.

Sometimes that means slowing things down.
Sometimes it means asking more questions.
Sometimes it means pushing the bank, the solicitor, or the process so the client is protected.

That is the work people do not always see.

But it is the work that matters.

I am incredibly grateful to be trusted through moments like this.

Helping people get into a home safely, confidently, and with less stress is exactly why I love doing what I do.

If you are thinking about buying, refinancing, consolidating debt, or just want to understand your options, let’s have a proper conversation.

📅 Book a 30-minute chat:
https://calendly.com/david-stellarhomeloans

Address

Melbourne, VIC
3000

Opening Hours

Monday 9am - 6am
Tuesday 9am - 6am
Wednesday 9am - 6am
Thursday 10am - 7pm
Friday 9am - 6pm
Saturday 9am - 12am

Telephone

+61481580284

Website

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