23/08/2026
Now, you’re probably thinking, how are we getting this client into his first home without putting a dollar down?
Answer: Family Guarantee Loan
He’s a professional athlete, earning a good income, he can comfortably service the full loan.
He has around $230k in shares and another $70k in savings from his last tour.
He could fund the purchase himself, but we’re choosing not to use it.
He’s continuing to build his share portfolio, with the plan to potentially use a portion of it for his future investment property.
His parents have owned their home for years, paid down their mortgage substantially, and have more than enough equity.
We’re using that equity as additional security through a parental guarantee, covering the traditional 20% deposit plus costs.
So he gets into his first home with $0 of his own deposit, keeps his shares invested, keeps his savings intact, and preserves his position for the next purchase.
Not financial advice. Just showing you what we’re doing for this particular client.
