09/01/2025
Here's some Your Home Loan property market thoughts heading into 2025
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All markets are facing a mix of pressure points right now.
On one side, we're seeing strong population growth, limited housing supply, and some financial bright spots with stage 3 tax cuts and potential interest rate relief mid-year.
Yet there's also downward pressure from income stagnation, rising unemployment, and cautious consumer sentiment due to inflation and interest rates.
While these factors affect all cities, we're watching Perth, Brisbane, Adelaide and Darwin showing resilience, while Melbourne, Sydney, Canberra and Hobart might see some market adjustments.
Mid-2025 could bring changes, especially if interest rates ease. But with housing shortages continuing in major cities and steady population growth, the fundamentals remain interesting.
Want to understand what this means for your property goals? Let's talk. Links in bio for resources, our mailing list, and broker consultations.
