Loan Savvy

Call Website Contact the business

Loan Savvy Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Loan Savvy, Loan service, Melbourne.

Whether you are looking to purchase your first home, expand your investment portfolio or refinance your existing mortgage- Loan Savvy is committed to helping you find the right financial solution.

06/10/2026

Will there be another one? The banks are split. Westpac and ANZ are tipping a fifth hike on Melbourne Cup day. NAB thinks we’ve hit the peak. My view: it all comes down to the September quarter inflation numbers at the end of October. If inflation stays sticky, I wouldn’t rule out one more.

What I’d be doing right now:
✔️ Check your rate. If you haven’t reviewed it in 12 months, you’re probably paying a loyalty tax.
✔️ Build a buffer while you can, so another rise doesn’t hurt.
✔️ Don’t panic-fix. Fixed rates have already priced in more hikes, so weigh it up carefully.

Not sure where your loan stands? DM me “REVIEW” and I’ll run a free health check.

This is general information and my personal opinion only, not financial advice. Speak to a professional about your own situation.

Most people buy one investment property and stop.This client? Refinancing #1, buying #2, and pulling equity for #3 — ...
17/08/2026

Most people buy one investment property and stop.

This client? Refinancing #1, buying #2, and pulling equity for #3 — all in one strategy. 🔑

That’s the difference between owning property and building a portfolio.

Ready to scale yours? DM “PORTFOLIO” 📩

a brand that we trust, a face that we know — Loan Savvy.

When was the last time you actually checked your repayments? 🤔Most people set up their home loan… and then never look at...
03/08/2026

When was the last time you actually checked your repayments? 🤔

Most people set up their home loan… and then never look at it again. But here’s the thing: your minimum repayment might be covering way more interest than you think.

In the early years of a loan, a big chunk of every repayment goes straight to the bank’s interest — not your principal. So if you’re not reviewing it, you could be paying off less than you realise, for longer than you need to.

đź’ˇ A few things worth checking today:

How much of your last repayment went to interest vs. principal
Whether your rate is still competitive
If extra repayments (even small ones) could cut years off your loan

Your home loan isn’t a “set and forget” — it’s one of the biggest expenses you’ll have, and a 10-minute check-in could save you thousands.

📩 Want a breakdown of exactly where your repayments are going? DM me or book a chat — link in bio.

19/07/2026

Calling all permanent residents đź“ž

17/07/2026

Self-employed? So am I.

Banks love to make business owners feel like a red flag instead of the whole reason the economy runs. Not on my watch.

If you’ve got an ABN, income, and a plan — I’ve got a lender for you.

DM me “SELF EMPLOYED” and let’s get you sorted.

3 rate hikes. $274 more a month. Are you still on a good deal?If you’re on a variable home loan, you’ve probably felt it...
03/07/2026

3 rate hikes. $274 more a month. Are you still on a good deal?

If you’re on a variable home loan, you’ve probably felt it — three RBA rate rises so far in 2026 have added around $274/month to repayments on a $600k loan. That’s over $3,200 a year, gone before you’ve even started paying down more principal.

Here’s the thing: the rate you signed up for two years ago might not be the best one on the market today. Lenders move at different speeds, and if nobody’s asked yours for a better deal, chances are they haven’t offered one.

đź“Š A quick health check on your mortgage costs nothing and takes 15 minutes.
✅ We compare your current rate against what’s actually available right now
✅ We tell you straight if switching is worth it (and if it’s not, we’ll say that too)

If it’s been a while since you’ve reviewed your home loan, now’s a good time.

👉 DM “RATE CHECK” or hit the link in bio to book a free review.

🏠 Lenders are moving — are you watching?Some lenders have quietly started reducing their fixed rates, and that could mea...
25/06/2026

🏠 Lenders are moving — are you watching?

Some lenders have quietly started reducing their fixed rates, and that could mean a real difference to your repayments — whether you’re buying, investing, or refinancing.

This is exactly the kind of market shift worth a conversation before it passes you by.

👇 Drop a comment or DM me and let’s look at what’s available for your situation — no obligation, just clarity.

đź“ž 0431 275 568 📧 [email protected]

General information only. Does not constitute financial advice. Credit criteria, fees and charges apply.

25/06/2026

Did you know the money sitting in your bank account could already be enough to buy a home today? 🏡

So many people assume they need a huge deposit before they can even think about buying. The reality? You might be closer than you think.

Don’t let doubt or assumptions hold you back from finding out what’s possible.

The first step is a conversation.

Stop guessing. Stop doubting. Talk to Loan Savvy and let’s see what you can achieve. ✨

PreApproval HomeOwnership AustralianProperty

Just in At the June 16, 2026 meeting, the Reserve Bank of Australia (RBA) Monetary Policy Board decided to leave the off...
16/06/2026

Just in

At the June 16, 2026 meeting, the Reserve Bank of Australia (RBA) Monetary Policy Board decided to leave the official cash rate unchanged at 4.35%

✨ New week. New goals. New keys. 🗝️To every first home buyer out there wondering “can I actually do this?” — yes. You ca...
01/06/2026

✨ New week. New goals. New keys. 🗝️To every first home buyer out there wondering “can I actually do this?” — yes. You can.This week, we’re helping more Australians take that first step onto the property ladder. 🏡The process can feel overwhelming, but that’s exactly what we’re here for. We handle the hard stuff so you can focus on the exciting stuff — like imagining where the couch is going.

📲 DM us or tap the link in bio to start your journey.

PropertyGoals AustralianPropertyMarket

Address

Melbourne, VIC

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+61431275568

Website

Alerts

Be the first to know and let us send you an email when Loan Savvy posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Loan Savvy:

Shortcuts

Sponsored

Share

Category