Home Grown Financial

Home Grown Financial As an accredited mortgage broker we are here to help YOU.

So whether you are a first home buyer, an investor, or refinancing for any purpose including consolidating debt/s, or you just simply have a question, we can save you time as well as money.

21/02/2014

Available now! - we have variable rates from 4.73% p.a.! Available for loans up to and including 80%!
Contact us for an obligation and cost free review of your current home loan, we could help you save money and years off your loan!

26/02/2013

Hi everyone – we have two fantastic lender specials on offer at the moment –

1. Two year introductory home loan offering a massive discount of 1.01% p.a. off the standard variable rate! This is the largest discount in the market with a variable rate of 5.38% p.a. (comparison rate 5.82% p.a.).

2. Three year fixed rate of 4.99% p.a.! This is currently the lowest three year fixed home loan rate in the market, (comparison rate 5.66% p.a.). Conditions apply.

Contact us now for more details on how I could help you save money and years off your home loan!

06/12/2012

Hi Everyone, Tip #4 for saving interest on your home loan goes hand in hand with this weeks interest rate drop;

Tip #4 - Don’t lower your repayments when interest rates fall – When interest rates are reduced, you may be tempted to lower your home loan repayment. Before doing this, consider that keeping your repayments at the old level will remove a significant portion of principal off your loan – particularly if rates continue to fall.

04/12/2012

Great news everyone, the Reserve Bank has cut the cash rate to its lowest level since the global financial crisis!
The official cash rate was cut by 25 basis points, or 0.25 percentage points, to 3 percent, which is the lowest the rate has been since the central bank started setting rates in 1990!
The question for borrowers now is how much of the 25 basis points the big banks will pass on to their customers.

28/11/2012

Hi Everyone, Tip #3 for saving interest on your home loan;

Tip #3 – Make repayments more often – If your loan repayment amount is calculated monthly, you can make significant additional savings by making weekly or fortnightly repayments instead of monthly repayments. This will result in you effectively paying an additional month’s repayment or more off your mortgage every year, reducing the principle faster.

26/11/2012

Hi everyone following on from last week here is Tip #2 on how to save on interest costs on your home loan;

Tip #2 – Set up an offset or salary credit account – Make your earnings work harder for you by setting up an offset or salary credit account. The additional money left in your account every month will help reduce the interest due.

22/11/2012

Tip #1 – MAKE EXTRA REPAYMENTS – Making both regular and ad-hoc additional repayments such as bonuses and tax returns will reduce the principal on your mortgage faster. The sooner you start making additional repayments, the greater the benefit in terms of time and money saved!

22/11/2012

Hi everyone, over the next few days I will be giving you some tips on how to save on your home loan interest costs. I trust you will find this information useful.
If you have any questions or for a review of your current home loan, please feel free to contact me at Home Grown Financial. My services are 100% confidential and cost free!

12/11/2012

Financial Health Check – Making the right choice

With the Reserve Bank this year reducing interest rates to the lowest they have been since January 2010, it is worthwhile having a financial health check to make sure you are taking advantage of the rates available.
When considering changing home loans, be sure you get the right advice.
Here are our top tips for refinancing;
• Be clear about the advantages and/or disadvantages of refinancing
• Don’t take on more debt than you can afford
• Make sure you have clear goals in mind of why you are refinancing
At Home Grown Financial we can compare your current loan with hundreds of products available from over 30 lenders on our panel to make sure you have the most suitable deal for you.
For a cost and obligation free health check on your finances feel free to contact us at Home Grown Financial.

16/10/2012

We are pleased to announce a special 2 year fixed rate at 4.99%. If you are interested please contact us by phone or email as this is for a limited time.

06/10/2012

As an accredited mortgage broker we are here to help YOU. So whether you are a first home buyer, an investor, or refinancing for any purpose including consolidating debt/s, or you just simply have a question, we can save you time as well as money.

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Melbourne, VIC

Telephone

03 9999 9999

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