iSelect

iSelect iSelect is here to help you save more time, effort and money on your household bills. Best of all? Please take a minute to read them.

We’ve been around for 25 years, and our comparison experts are passionate about helping you to find a better deal on some of life’s most important purchases. At iSelect, we want to make life easier for Aussies by helping you to feel in control and confident when it comes to some of life’s most important purchasing decisions. From health insurance to utilities and personal finance, our comparison e

xperts help make it easier to compare from a range of products from trusted providers, all in one place. Our service costs you nothing, and we don’t make prices up – so you’ll pay the same as going direct. You can choose to compare online, or by calling one of our friendly team on the phone. If you do choose to call us, you’ll be speaking to someone in our Aussie-based call centre. This page is intended to be a place for our customers and fans to discuss iSelect, including our products, services whilst also providing you with a place to learn about special promotions or offers. To make sure the discussions on our page remain constructive, we have created some “House Rules”. HOUSE RULES

If you wish to be a part of the iSelect page community, you must comply with Facebook’s Terms & Conditions and these House Rules. It is important to note that postings by fans to the iSelect’s page do not reflect the opinions of iSelect. We encourage all questions and commentary, including both positive and negative feedback. We do actively moderate posts on our Facebook wall during our normal business hours and will try to respond to your posts in a timely manner. We expect that participants will post content and commentary that is both relevant and respectful to this community as a whole. And we like to see some healthy debate and discussion on our page. However, iSelect reserves the right to remove any posts that don’t adhere to these Rules and to block anyone who violates them at our discretion. For example, we will remove posts that:
• abuse, harass, threaten or attack other people; and/or
• contain content that:
- Is unlawful, fraudulent, or misleading or could expose iSelect or you to legal risk;
- Infringes intellectual property rights; and/or
- Is defamatory, offensive, obscene, vulgar, depicts violent or sexual imagery, incites hatred towards particular groups or individuals or is otherwise in bad taste. We will not tolerate trolling. We may also remove unrelated commercial posts, including spam or any attempts to solicit our fans or customers. And please try to keep the language nice as this page may appeal to all ages! If you see something on our page that you think breaches these House Rules, please let us know by private message. Most of all, we’d like you to have fun, get involved and we look forward to your contribution to our Facebook community.

03/09/2026

Did your car insurance premium go up this year? 🚗🤔 You're not alone. An ASIC report found many Australians aren't being given clear reasons for premium increases, yet 40% still don't compare their options before renewing.

A quick comparison could help you understand what's available and whether your current cover still suits your budget

How can I reduce my car insurance premiums?

Buy online
Some insurers may offer you a discount if you sign up online.

Set a driver age restriction
If you restrict your policy to drivers over 25, you could save some cash.

Increase your excess
If you have comprehensive car insurance, you may choose to pay a higher excess to lower your premium.

Choose a low-kilometre policy
Some insurers offer the chance to insure your car for the kilometres you drive, so this could be a suitable option if your car spends more time in the garage than on the roads.

Pay for your car insurance annually
Some insurers will offer you lower premiums if you pay annually rather than each month or fortnight.

Be a safe driver
For each year you don’t make a claim, you might be eligible to receive a discount on your premium.

Avoid modifying your car
Keep your car as it is. If you make any modifications to your car and don’t disclose them to your insurer, your cover could be considered void.

Review your policy
It’s worth your while! Keeping an eye on premiums across other insurers is a great way to find a potentially cheaper policy that suits your circumstances.

Compare car insurance policies now with iSelect.

31/08/2026

That “extra tax” isn’t a flat fee — it scales with your income 👀📈

Even a small increase can add up faster than you think, even if your income increased part way through the year. Those little gaps in cover timing? They can matter more than people realise.

Worth knowing what it could look like before it catches you off guard.

How can I avoid the Medicare Levy Surcharge (MLS)?
You don’t need to pay the MLS if you’re a single person with an annual taxable income of less than $105,000, or you’re a couple or family with a combined taxable income of less than $210,000, or you earn over these thresholds but have appropriate health cover.

If your family’s income is a little above $210,000 and you have more than one dependent child, you might also have an out. The minimum family threshold to pay the surcharge increases by $1,500 for each dependent child after the first. For example, if you have two dependent children, your threshold increases to $213,000. If your income is below these thresholds, you’re exempt from the surcharge.

But even if you earn above these thresholds, you can avoid paying the MLS by making sure you have an appropriate level of private health cover for the entire financial year (part of the year isn’t enough, unfortunately). For singles, that means your hospital policy needs to have an excess of $750 or less. For couples or families, you need an excess of $1,500 or less. It’s important to remember, though, that if you only hold an extras private health insurance policy, you’ll still need to pay MLS.

Compare now with iSelect.

28/08/2026

Doing the dishes by hand feels productive... until you find out it could actually be costing you more. 😅 According to iSelect research, running a dishwasher daily could cost around $80 a year, compared to about $451 a year for an equivalent load washed by hand. 💡

🚰 Sometimes the best household hacks aren't about using less, they're about using things smarter.

There are simple actions you can put into effect today or this weekend. There are also some things you can do that take a bit more planning and investment but are well worth it in the long run. Here’s 10 energy-saving ideas that you can try for yourself, many of which your friendly neighbourhood iSelect writer has road-tested themselves.

1. Switch off your lights
2. Make the switch to LEDs
3. Keep the temperature just right all year
4. Switch to a cold wash
5. Plan and prep for enetrgy-efficient cooking
6. Recharge devices responsibly
7. Turn your entertainment centre into energy savings
8. Upgrade your appliances for energy efficiency
9. Insulate for long-term savings
10. Go solar

Bonus tip: switch energy providers
You don’t even have to be at home to put this tip into action. You can quickly and easily compare a range of energy plans online on-the-go with iSelect. You may find a better value plan that sees you paying less without having to even reduce your electricity use.

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27/08/2026

Price, reliability, safety... which one matters most to you? 🚗 We surveyed 3,000 Aussies and the results might surprise you, especially what came last. 👀

Why switch car insurance?
First, let’s talk about why you might want to switch insurers. There could be a ton of different reasons why you might feel the need to switch insurers; for instance:

- Your circumstances have changed. Perhaps you’ve moved, bought a new car, added a driver, or retired. All these things could mean your current policy and insurer are no longer the best-value option.
- You’re eligible for other discounts. Based on your age and driving history, you may qualify for certain discounts with a different insurer.
- You want better value. Your current policy may have been a competitive option when you first took it out. But if its premium has been steadily increasing since then, it might be time to shop around.
- You’re paying more than you should. You’ve been claim-free for a year or more, but your good driving history isn’t being rewarded.
- You want better customer service. You’re experiencing poor communication with your insurer or difficulties when making a claim.

Compare now with iSelect.

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25/08/2026

You wouldn’t diagnose your own engine problem… and you probably wouldn’t Google‑treat a broken arm either 🔧🩺
Insurance can be just as complex — especially health cover, where the fine print really matters 👀
Speaking to a comparison expert can help you better understand what you’re actually paying for, what you might not need, and what options are out there — without doing all the heavy lifting yourself.
Sometimes it’s not about doing it alone… it’s about asking the right expert 🤝

Health insurance can offer a wide range of benefits, from reduced waiting times to tax relief and savings on medical treatments, but there are limits to the coverage it can provide and, even after paying the premiums, some out-of-pocket costs will still remain.

Like any kind of insurance, choosing not to get private health insurance is in a way taking a gamble on the future. We hope that we won’t need it, and maybe we won’t, but the choice ultimately comes down to our level of comfort with risk. It’s hard to put a price on peace of mind.

Whether or not a health insurance policy is right for you very much depends on your healthcare needs and your personal preferences. If you earn above a certain threshold, avoiding the Medicare Levy Surcharge might be important for you; if you just want to pay less in trips to the optometrist, an extras policy could be more up your alley. It’s something you’ll need to work out for yourself, so be sure to consider how health insurance can best fit in with your budget and lifestyle.

Compare now with iSelect

21/08/2026

The ‘shiniest’ hospital cover isn’t always the smartest.
Bronze Plus might beat Silver, and Gold can be OTT for your needs.
Choose cover that fits — not just a fancy label.

How much does each tier of hospital cover cost?
A lot of different factors can affect how much hospital cover costs. Among other things, this can vary depending on your insurer, your excess and whether a Lifetime Health Cover (LHC) loading applies.

However, all things being equal, a policy that provides more cover will usually cost more.

This means that gold hospital cover from an insurer will typically cost more than basic hospital cover from the same insurer. So, as with most insurance, getting the right price and a suitable level of cover can be a bit of a balancing act.

Do product tiers apply to extras cover?
No, insurers aren’t required to use any general categories for extras cover. Extras cover refers to cover for general treatments—the kind where you don’t usually have to go to hospital — like dental checkups, physiotherapy, or speech therapy.

There can be a lot of differences between extras policies in terms of what is and isn’t covered. And insurers can also differ on how much they’ll pay in benefits for different treatments.

On one hand, this means you’ll have to take each extras policy on a case-by-case, which can involve a bit more research. On the other hand, this gives you a bit more flexibility with your coverage; some insurers even let you pick and choose the benefits you want, ‘building’ the policy to your liking. That way, you might be able to avoid paying more for extras treatments you don’t need.

Compare now with iSelect.

19/08/2026

😴 Moms weekend plans strike again.

If car insurance is on the to-do list, iSelect makes it easy to compare a range of policies in one place. Plus, it's free to use. 🚗✅

How do I compare car insurance quotes online?
Comparing car insurance can feel like trying to find a needle in a haystack. It can be exhausting to try and sort through all the providers, plans, and perks to find the one you want.

That’s why a great choice for comparing policies online could be a car insurance comparison tool like iSelect’s.

You just need to add a few details, and voilà! You can compare policies from a range of providers laid out side by side with features like costs, excesses, and coverage limits – all minus the hassle of jumping between multiple insurer websites. And the best part is, it will cost you the same as it would to buy a policy directly from the insurer.

Just remember to keep your car’s details on hand, such as the make and model, year of manufacture, accident history (if any), where it’s usually parked, and what you intend using it for (private, business, ridesharing, or similar). And always read the product disclosure statement (PDS) before you decide to buy.

Compare now with iSelect.

12/08/2026

Small pay rise… surprise tax hit? 😅💸

If your income’s tipped over the threshold, the Medicare Levy Surcharge could sneak in — even if it doesn’t feel like a big jump.

The catch? It can apply for every day you don’t have eligible cover, so it’s worth staying on top of it 👀

Follow us for more insurance tips!

How can I avoid the Medicare Levy Surcharge (MLS)?
You don’t need to pay the MLS if you’re a single person with an annual taxable income of less than $105,000, or you’re a couple or family with a combined taxable income of less than $210,000, or you earn over these thresholds but have appropriate health cover.

If your family’s income is a little above $210,000 and you have more than one dependent child, you might also have an out. The minimum family threshold to pay the surcharge increases by $1,500 for each dependent child after the first. For example, if you have two dependent children, your threshold increases to $213,000. If your income is below these thresholds, you’re exempt from the surcharge.

But even if you earn above these thresholds, you can avoid paying the MLS by making sure you have an appropriate level of private health cover for the entire financial year (part of the year isn’t enough, unfortunately). For singles, that means your hospital policy needs to have an excess of $750 or less. For couples or families, you need an excess of $1,500 or less. It’s important to remember, though, that if you only hold an extras private health insurance policy, you’ll still need to pay MLS.

Need help understanding how the Medicare Levy applies to you?
If you’re feeling a little confused about the Medicare Levy – or even worried you might get stung by the Medicare Levy Surcharge (MLS) – iSelect is here to help. Simply call 1800 784 772 to speak with one of our helpful health insurance comparison experts. They can walk you through the levy, plus help you compare a range of health insurance options from different health funds if the MLS is a concern. Alternatively, you can use our quick and easy online comparison tool.

Compare now with iSelect

11/08/2026

Rates are on hold. Your household budget is still worth a review. Compare your insurance options today.

Use our skills for cheaper bills
We’re pioneers of the Australian comparison industry, with over 25 years of experience under our belt. Our deep level of knowledge means we’re well versed in comparison, so you don’t have to be. Whether you choose to compare online or speak to one of our friendly, local comparison experts over the phone, we’re here to help you save time and money on some of life’s more complex purchasing decisions.

Compare now with iSelect

10/08/2026

Have your energy bills changed recently? ⚡ Have you checked whether you're still on the right plan, or just sticking with the one you've always had? 🤔

A lot changed on 1 July, but the biggest surprise might not be the price changes themselves... it's how many Australians could potentially benefit from comparing their options.

How do I switch energy providers?

To switch energy providers, you'll need to create a new account with your new provider and let them know to connect you up. They'll take care of letting your old energy provider know that you're moving and make sure any final bills or exit fees are sent along to you from your previous retailer. It won't cost you anything to switch, and if you decide that switching wasn't the best choice, you can cancel within your cooling-off period.

If you're thinking about switching but aren't sold, comparing is a good place to start. Check what your current energy rates are, along with your energy usage. Also, consider whether there are any perks or extras you’d like to see from your plan. This could be as simple as a lower-priced plan, carbon offsetting or using renewable energy options. If you don't want to spend too much time comparing a range of providers, iSelect can do the heavy lifting for you. There are only a few steps to follow to compare energy plans with us:

1. Have a recent bill handy. This makes it easy for us to find options that offer good value compared to what you’re paying now.
2. Learn about your options. You can read the information online or ask our energy comparison experts any questions you have.
3. Tell us which plan you want to switch to. We’ll handle the rest, like letting your old energy provider know you’re leaving. You’ll also get confirmation of your switch either via email or through the post.

And then you’re all good to go. Plus, if you’re just swapping plans and not changing address, we can help make it a seamless transition.

Compare now with iSelect.

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Address

Melbourne, VIC

Opening Hours

Monday 8am - 8:30pm
Tuesday 8am - 8:30pm
Wednesday 8am - 8:30pm
Thursday 8am - 8:30pm
Friday 8am - 7:30pm
Saturday 9am - 6pm
Sunday 9am - 6pm

Telephone

+61131920

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