Loan Studio

Loan Studio Where expertise meets elegance: premium lending strategies for your future.

Loan Studio is the vision of Colin Sheppard and Sonia Rohlf, both originating from the multi-national awarded Choice Home Loans division of Porter Davis Homes. Having successfully run the sales division of Choice Home Loans and leading the group to win an Australian Mortgage Award for Best Brokerage in Australia in both 2008 and 2009, this team recognised a need in the market. With the launch of L

oan Studio in 2011, a new boutique mortgage brokerage was created, providing long term, relationship-based lending solutions and, industry-leading service to clients and referral partners. The business has continued to grow in sales volumes and people resources, with current monthly sales exceeding $60 million dollars, and a number of new exciting divisions currently being opened. The team of savvy construction finance specialists have all been recruited based on our shared passion; to deliver an outstanding client experience. They are qualified, experienced, awarded, respected and dedicated to providing clients with a supportive and satisfying lending experience. It’s this passion and commitment that has seen Loan Studio awarded ‘Best New Brokerage 2012’ and recognised as a finalist for 'Brokerage of the Year 2013' at the Australian Mortgage Awards.

19/06/2026

Buying without a 20% deposit? You might qualify for an LMI waiver.
If you work for a bank, federal government, or tech company, you could buy with just 5% or 10% deposit and skip lenders mortgage insurance entirely.
ANZ, NAB, CBA, Westpac, Macquarie, ING Or Microsoft, Salesforce, and similar companies. The eligibility list is pretty broad.
If you're thinking about buying in the next few months, worth checking whether you qualify. Could save you thousands.
Visit www.loanstudio.com.au for more details.

RBA has held the cash rate at 4.35%, giving borrowers a pause, but not necessarily relief yet. For mortgage holders, th...
17/06/2026

RBA has held the cash rate at 4.35%, giving borrowers a pause, but not necessarily relief yet.

For mortgage holders, this means repayments may stay steady for now, but with inflation still being watched closely, it’s important to review your loan and make sure you’re not paying more than you need to.

A quick home loan check could help you:
✅ Compare your current rate
✅ Explore refinancing options
✅ Understand your borrowing position
✅ Plan ahead with confidence

Message Loanstudio to review your loan before the next RBA update.

[market update, rba update, first home owners, home loan australia]

13/06/2026

It’s pretty simple, you know whom to get in touch with 😉

12/06/2026

If you've got an SMSF loan, your old valuation could be costing you.
Property values are shifting across the country, and bank valuations are coming back lower. If you're trying to refinance on an outdated report, your application could get blocked.

With interest rates where they are, you can't afford to overpay. Get your valuation sorted now before it becomes a problem.

Give us a call at 1300 978 051 and let's sort it out.

Your home is more than just where you live. It's one of the most significant wealth-building tools you'll ever own.As yo...
10/06/2026

Your home is more than just where you live. It's one of the most significant wealth-building tools you'll ever own.
As your property increases in value over time, that growth can be retained by you. For most owner-occupiers, you won't pay Capital Gains Tax when you sell. That's the power of your family home.
But here's what many people miss. Most homeowners have no idea how much equity they've actually built. And that equity could unlock opportunities you haven't even considered.
Upgrade to your next home. Renovate your current one. Consolidate debt. Help your kids into the property market. Build an investment portfolio. The list goes on.
It all starts with understanding what your home is actually worth.

We're offering complimentary property valuations at our cost. No obligation, just a clear view of your equity position and what it means for your financial future.
Get your property valued today and discover what's possible.

When you're looking for a home loan, you’d want a broker who's actually there for you.That's what sets us apart. We don'...
06/06/2026

When you're looking for a home loan, you’d want a broker who's actually there for you.
That's what sets us apart. We don't rush you through the process. We take the time, answer your questions, and make sure you feel supported every step of the way.
Thank you, James, for the kind words.

If you're looking for a mortgage broker who actually cares, get in touch.

05/06/2026

Your credit file can make or break your home loan approval. The problem is, damage happens without you even realising it.
Too many credit applications leave enquiries on your file. Every application gets recorded, and multiple applications in a short time signals risk to lenders.
Missed or late payments stay on your record for years. Even a single late payment on a forgotten bill can impact your borrowing capacity.
High credit card limits reduce what you can borrow. Lenders look at your limits, not just what you owe. A $20,000 limit you never use still affects serviceability.

The good news? Most of these issues can be managed. But you need to know where you stand before you apply.

At Loan Studio, we review your credit position early. That way there are no surprises when your application goes to lenders.
Get your credit file checked with us before applying.

Most businesses think about EOFY finance too late. June 30 comes around and suddenly they're scrambling.Here's a smarter...
03/06/2026

Most businesses think about EOFY finance too late. June 30 comes around and suddenly they're scrambling.
Here's a smarter approach. Plan ahead, explore your options, and structure finance that actually works for your cashflow.
We recently worked with a Melbourne construction business that secured $185,000 in asset finance before EOFY. They purchased an additional ute, trailer, and upgraded equipment setup. Instead of draining their cash reserves upfront, the finance structure allowed them to maintain strong day-to-day cashflow, increase job capacity for the new financial year, and keep funds available for staffing and operations.
That's the difference between finance that works and finance that just drains your cash.
Whether you're a business owner looking to upgrade equipment or someone wanting to finance a lifestyle purchase, there might be opportunities available based on your circumstances. The key is exploring your options now, before June 30.
Chat with your accountant and finance broker about what's possible. At Loan Studio, we can help you structure the right solution for your situation.
Let's talk about your options.

29/05/2026

If you're drowning in debt, you're not alone.
Credit cards, buy now pay later, car loans, personal loans. They all add up. And with home loan interest rates climbing, people are struggling to keep up with multiple repayments. Here's the thing. Your home loan is usually your largest debt, and chances are you've got equity in your property. That equity can be your way out.

Debt consolidation means bringing all those smaller debts into your home loan. Instead of juggling five different repayments, you've got one. And in most cases, we can reduce your overall repayments significantly.
The first step is knowing whether you've got equity. We can organise a free valuation on your property so there's no cost to you. Once we know what you're working with, we can build a strategy that works.

If you're unsure whether consolidation is an option for you, reach out. We can show you exactly how much you could save.

Two things are probably costing you money right now, and most people only focus on one of them.The first is your interes...
28/05/2026

Two things are probably costing you money right now, and most people only focus on one of them.
The first is your interest rate. If rates have shifted and you haven't reviewed your loan recently, you might be overpaying.
The second is your loan structure. Fixed versus variable, offset accounts, redraw features, debt consolidation options. Getting the structure wrong can cost you more than a slightly higher rate.
Right now, we're seeing more debt consolidation scenarios than ever. Credit cards, buy now pay later, car loans, personal loans. If you've got equity in your property, we can consolidate those debts into your home loan and reduce your overall repayments.
The first step is knowing where you stand. We can organise a free valuation on your property to see if you've got equity. From there, we work out a strategy that fits your situation.
At Loan Studio, we don't just look at interest rates. We look at how your loan is structured and whether there's a better setup available.
If you haven't had your loan reviewed recently, now's the time. No cost, no pressure, just a clear view of your options.

Address

Melbourne, VIC

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+611300978051

Website

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