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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 5pm Sunday 9am - 5pm

Loan Studio

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Where expertise meets elegance: premium lending strategies for your future.

Loan Studio is the vision of Colin Sheppard and Sonia Rohlf, both originating from the multi-national awarded Choice Home Loans division of Porter Davis Homes. Having successfully run the sales division of Choice Home Loans and leading the group to win an Australian Mortgage Award for Best Brokerage in Australia in both 2008 and 2009, this team recognised a need in the market. With the launch of Loan Studio in 2011, a new boutique mortgage brokerage was created, providing long term, relationship-based lending solutions and, industry-leading service to clients and referral partners. The business has continued to grow in sales volumes and people resources, with current monthly sales exceeding $60 million dollars, and a number of new exciting divisions currently being opened. The team of savvy construction finance specialists have all been recruited based on our shared passion; to deliver an outstanding client experience. They are qualified, experienced, awarded, respected and dedicated to providing clients with a supportive and satisfying lending experience. It’s this passion and commitment that has seen Loan Studio awarded ‘Best New Brokerage 2012’ and recognised as a finalist for 'Brokerage of the Year 2013' at the Australian Mortgage Awards.

31/10/2026

Another week of helping clients move forward with their property and finance goals!

From property purchases to refinancing, here's a look at three transactions the Loan Studio team has worked on this week.

✅ Purchase – Teacher on a Fixed-Term Contract
✅ Refinance – Interest Rate Review Reduced Annual Interest Costs
✅ Purchase – House & Land Package

These transactions are a great reminder that everyone's financial situation is different, and the right lending approach depends on individual circumstances.

Have a property purchase coming up or thinking about reviewing your existing finance?

Send us a DM or connect with the Loan Studio team to discuss your options.
🌐 www.loanstudio.com.au

30/10/2026

Builders, the last thing you want is to lose a project because your client's finance falls through.

You've put in the work to secure the job, but a signed building contract doesn't always mean the finance is sorted.

In Episode 7 of Build Smarter with Loan Studio, we're talking about why involving a mortgage broker early can help builders avoid finance-related setbacks.

Having the contract and borrowing capacity checked before signing can help identify potential issues while there's still time to address them.

Builders, let's work together to get your clients finance-ready before they commit.

Send us a DM or connect with the Loan Studio team to discuss how we can support your next project.
🌐 www.loanstudio.com.au

28/10/2026

Green flag or red flag? Some answers might surprise you.
When you're planning to buy a home, it's not just about how much you earn or how much you've saved.

The financial decisions you make along the way can matter just as much.

And sometimes, what seems like a small decision can affect your home loan application.

The biggest takeaway? Before making any major financial commitments, have a conversation with your mortgage broker.

Planning to buy a home or land? Send us a DM or get in touch with the Loan Studio team.
🌐 www.loanstudio.com.au

26/10/2026

A construction loan mistake is the last thing you want when you're building your home.

Signing a building contract before finance is approved, assuming the valuation will match the contract price, or not allowing enough room for unexpected costs can all create problems during your build.

In Episode 6 of Build Smarter with Loan Studio, we're talking about three common construction loan mistakes and what to consider before making a commitment.

Getting your finance organised early and planning for the unexpected can make a real difference to how your build progresses.

Before you sign a building contract, speak with the Loan Studio team. We'll help you understand your finance options, what to prepare for and what you need to have in place before moving forward.

23/10/2026

Finding your way back into the property market is a big step, and having the right support can make all the difference.

Annabelle, thank you for trusting Loan Studio and taking the time to share your experience!

If you too are looking for guidance with your home loan, get in touch with the Loan Studio team.

🌐 www.loanstudio.com.au

20/10/2026

500 Google reviews and counting!

To everyone who has taken the time to leave us a review, recommended us to a friend, or trusted us with your lending journey, thank you. We genuinely appreciate it.

And to our team, thank you for the care and effort you put into helping our clients, day in and day out.

Reaching 500 reviews means a lot to us, and we couldn’t have done it without you.

19/10/2026

Three different lending situations, three successful settlements.

Last week, we settled a purchase loan approved using director salary policy, released equity to help with a child’s first home purchase, and restructured cross-collateralised loans.

Different situations, different lending requirements, but all three made it to settlement.

Got a lending situation you’re not sure how to approach? Send us a DM and let’s explore your options.

15/10/2026

Your build costs just went up. Who covers the extra?

Variations, site costs and upgrades can all add to your building budget. And your approved construction loan won’t automatically cover those extra costs.

In Episode 5 of Build Smarter with Loan Studio, we talk about what happens when your build costs more than expected, whether that means using your own funds or looking at a loan increase.

It’s worth planning for this before you start. Setting aside a 5–10% contingency can give you some room to manage unexpected costs along the way.

Planning to build? Let’s go through the numbers before you get started. Get in touch with Loan Studio.

14/10/2026

Have $30,000 in your offset account? It could make a meaningful difference to the interest you pay on your home loan.

For a $600K loan with $30K in a linked offset account, interest is generally calculated on the remaining $570K.*

The right loan structure can make a difference over time. Get in touch with Loan Studio to review your current loan and explore your options.

*Interest rate at 6% p.a. With constant balances. Actual savings vary.

13/10/2026

Before you sign that building contract, speak to your broker first.

A building contract that doesn’t meet your lender’s requirements could create unnecessary delays or leave your construction finance in limbo.

In Episode 4 of Build Smarter with Loan Studio, we explain what to check before signing, from fixed-price contracts and plans and specifications to your builder’s licence and insurance.

The takeaway? Sign smart. Get your finance checked before you commit.

Thinking about building? Send us your contract before you sign it. It costs nothing to check.

Address

Melbourne, VIC

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+611300978051

Website

http://www.loanstudio.com.au/

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