Goodwill Finance - Home Loan Expert

03/09/2026

We’re thrilled to share that Goodwill Finance has once again been recognised as a Platinum Broker by CommBank for 2026/27.

Achieving this milestone for the fifth consecutive year is a proud moment for our team and a reflection of the trust and support of the clients we’ve had the privilege of helping along the way.

A heartfelt thank you to CommBank for this recognition, and an even bigger thank you to our incredible clients for trusting us with such an important part of your home loan journey.

Here’s to continuing to build strong partnerships, delivering great outcomes, and helping more people achieve their homeownership goals.

02/09/2026

Many people think applying for lots of loans will increase their odds of approval. In reality, multiple applications in a short time can hurt your credit score and make lenders cautious about providing finance to you.

Instead of applying everywhere and hoping for the best, it’s smarter to get it right the first time with a well-prepared application. Quality over quantity is key when it comes to loan applications.

At Goodwill Finance, we can help by matching you to a lender that suits your situation, so you only apply once with the best chance possible.

Contact us and save yourself the headache and protect your credit score; one solid application beats five shaky ones any day.
📞 0423 459 480
✉️ [email protected]
🌐 www.goodwillfinance.com.au
🏠 https://bio.link/goodwillfinance

तपाईंको घर किन्ने सपना, हाम्रो साथ्।

01/09/2026

Australia’s property market saw a shift in July, with the median property price falling 0.7%, the largest monthly decline since December 2022.

But what does this mean for home buyers, homeowners, and investors? Is this a sign of changing market conditions, and how could it impact your borrowing and property decisions?

Our latest Mortgage & Market Update breaks down the property, lending, and economic trends you need to know.

Read our latest blog on the August 2026 Market Update.
Blog: https://goodwillfinance.com.au/monthly-mortgage-market-update-august-2026/

If you want more information,
📞 0423 459 480
✉️ [email protected]
🌐 www.goodwillfinance.com.au
🏠 https://bio.link/goodwillfinance

30/08/2026

Even the smartest people can fall for common home loan mistakes.

Here are three we see all the time:
⚠️ Chasing the lowest rate while ignoring opportunity cost
💸 Overusing redraw and losing access when life changes
🔒 Locking in a fixed rate at the wrong time

Want to make sure you’re not falling into one of these traps? Contact us.
📞 0423 459 480
✉️ [email protected]
🌐 www.goodwillfinance.com.au
🏠 https://bio.link/goodwillfinance

तपाईंको घर किन्ने सपना, हाम्रो साथ्।

28/08/2026

Most people glance at the interest rate and think 'Great, that's how much my loan is costing me'.

But here’s the catch: the rate is only part of the picture.

The real cost of your home loan lives in the fine print:
💵 Fees that quietly eat into your savings
🤔 Loan features that sound good but rarely get used
☂️ Insurance add ons that can stretch your budget for years

A ‘cheap’ loan on paper can end up more expensive than the one you didn’t choose.

If you want full loan clarity – not just rate hype – let’s uncover the true cost together. Reach out today for a no strings chat.
📞 0423 459 480
✉️ [email protected]
🌐 www.goodwillfinance.com.au
🏠 https://bio.link/goodwillfinance

तपाईंको घर किन्ने सपना, हाम्रो साथ्।

28/08/2026

The latest dwelling value data shows a mixed picture across Australia, with some capital cities experiencing short-term declines while others continue to record strong annual growth.

What does this mean for most buyers?

Read our latest mortgage market update blog to understand better.
Blog: https://goodwillfinance.com.au/monthly-mortgage-market-update-august-2026/

Whether you're planning to buy your first home, upgrade, invest, or refinance, understanding the market can help you make more informed decisions. For more information,
📞 0423 459 480
✉️ [email protected]
🌐 www.goodwillfinance.com.au
🏠 https://bio.link/goodwillfinance

तपाईंको घर किन्ने सपना, हाम्रो साथ्।

27/08/2026

May the threads of Janai Purnima & Raksha Bandhan strengthen your health and bond. ✨

We wish everyone a Happy Janai Purnima & Raksha Bandhan.

27/08/2026

Higher rates are squeezing household budgets, property prices are sliding, and offset accounts are under scrutiny. Here are four stories worth knowing about right now:
- The hidden offset problem costing borrowers millions
- Cheaper homes are bucking the property downturn
- Housing rules blamed for holding back new supply
- Five ways to pay off your mortgage sooner

Read our latest market update blog here: https://goodwillfinance.com.au/monthly-mortgage-market-update-august-2026/

Higher rates are squeezing household budgets, property prices are sliding, and offset accounts are under scrutiny. Here are four stories worth knowing about

24/08/2026

If you have big goals, but don't have time to research the thousands of finance options available, then this is where we help.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
We're big believers that creating wealth through property is all about having more freedom. Freedom to make choices that aren't dictated by money - or lack thereof! Freedom to spend your time how you want to.

We'll be here for you when you want to take the next step.
📞 0423 459 480
✉️ [email protected]
🌐 www.goodwillfinance.com.au
🏠 https://bio.link/goodwillfinance

तपाईंको घर किन्ने सपना, हाम्रो साथ्।

22/08/2026

Your borrowing power isn't determined by your income alone.

Lenders consider multiple factors when assessing your borrowing capacity.

Some of the common factors include
- your existing debts
- living expenses
- deposit amount
- current interest rates

Before you start house hunting, it's worth getting an estimate of what you may be able to borrow.

Use our FREE Borrowing Power Calculator to get a quick estimate.

Borrowing Power Calculator: https://goodwillfinance.com.au/calculator/borrowing-power-calculator/

NOTE: The calculator provides an estimate only. Your actual borrowing capacity will depend on your individual circumstances and your lender's assessment.

If you want to understand your borrowing power clearly, you can contact us at
📞 0423 459 480
✉️ [email protected]
🌐 www.goodwillfinance.com.au
🏠 https://bio.link/goodwillfinance

तपाईंको घर किन्ने सपना, हाम्रो साथ्।