Peter Dela Pena

Peter Dela Pena Putting 20 years of finance experience to work on your behalf

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interes...
28/08/2026

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interest rate and the other on a variable interest rate. This strategy provides the flexibility of a variable rate while still having the security of fixed repayments for some of your loan.

There is a lot you need to consider before deciding whether a split loan repayment model is the right option for you. If you want to learn more, just send me a message!

If you’re considering purchasing a commercial property for your business, you’ve come to the right place. Mortgage Cho...
26/08/2026

If you’re considering purchasing a commercial property for your business, you’ve come to the right place.

Mortgage Choice has been helping Australian businesses grow for more than 30 years. As small business owners, we understand small business needs.

We have access to a range of finance options for investors and business owners alike.

Reach out today to get started.

Managing multiple debts can feel complex and overwhelming.If you’re a business owner looking to consolidate debt, I can ...
24/08/2026

Managing multiple debts can feel complex and overwhelming.

If you’re a business owner looking to consolidate debt, I can help.

Whether you want to streamline your finances or reduce the amount of interest you’re paying, consolidating your debt can offer significant benefits.

Reach out today to learn more.

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current ...
18/08/2026

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current home loan might no longer be the right fit for you.

Refinancing isn't just about chasing a lower interest rate. It's about making your money work harder or finding you a better deal. A quick check-in can help you:

-Lower your monthly repayments to free up extra cash flow.
-Consolidate debts like credit cards or car loans into one manageable payment.
-Access your home's equity to fund upcoming spring renovations or a summer holiday.

You don't need to spend hours researching or negotiating with banks. I do all the heavy lifting by comparing your current loan against options from over 35 lenders to see if there is a better deal out there for you. Reach out today.

Just like a personal trainer keeps you accountable and builds a workout plan for your body, a mortgage broker builds a p...
13/08/2026

Just like a personal trainer keeps you accountable and builds a workout plan for your body, a mortgage broker builds a plan for your finances. I can look at your income, expenses, and any current debts to see where we can trim the fat and strengthen your borrowing power or find you a better deal. 💪

Ready for a financial workout? Reach out today.

We’re offering MORE chances to win! 🎉 All you need to do is attend an appointment with me by 20 September for a chance ...
11/08/2026

We’re offering MORE chances to win! 🎉

All you need to do is attend an appointment with me by 20 September for a chance to win one of 10x weekly $1,000 prizes. 📅

Whether you’re looking to purchase your first home, next home or refinance your current loan – I can help.

Plus, if I find you a better deal, apply to refinance your existing loan by 18 October and you will automatically go in the draw to win $20,000! 💸 Minimum loan amount of $250,000.

That’s MORE reasons to chat about your home loan options. Don’t miss your chance - get in touch today!

The RBA may have kept rates on hold ⏸️ this month, but you could still be paying more on your home loan than you need to...
11/08/2026

The RBA may have kept rates on hold ⏸️ this month, but you could still be paying more on your home loan than you need to. 🏡

Don’t wait for rates to drop to see if you can get a better deal. ⏰ If you’ve been meaning to review your home loan options, here's 20,000 more reasons to choose Mortgage Choice.

When you apply to refinance your loan by 18 October, you’ll automatically go in the draw to win $20,000! 💸 Plus, if you attend an appointment with me by 20 September, you’ll also be in the running to win one of 10x weekly $1,000 prizes. 📅

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

The next RBA cash rate announcement drops on Tuesday, 11 August. With the cash rate currently sitting at 4.35%, economis...
06/08/2026

The next RBA cash rate announcement drops on Tuesday, 11 August. With the cash rate currently sitting at 4.35%, economists are divided on whether we will see a hold or another shift.

Do you expect a hold, drop, or rise? Let me know your predictions in the comments!

Spring is just a few weeks away, and while you're planning to dust off the shelves and clean out the garage, don't forge...
03/08/2026

Spring is just a few weeks away, and while you're planning to dust off the shelves and clean out the garage, don't forget about your finances. 🧹💵
With the RBA meeting this month, now is the perfect time to review your current interest rate. If you haven't looked at your mortgage setup in the last year, you could be paying more than you need to. I can compare options from over 35 lenders to see if we can find a better fit for your goals, or get you a better deal.
Book an appointment with me today.

Did you know Mortgage Choice can help property developers and builders with tailored commercial lending solutions?We can...
01/08/2026

Did you know Mortgage Choice can help property developers and builders with tailored commercial lending solutions?

We can provide development finance solutions for residential and commercial developments, construction, renovations and land subdivisions.

Reach out today to get started.

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