One Focus Finance Solutions

One Focus Finance Solutions Mortgage Broker in Australia, Melbourne

The RBA has kept the cash rate unchanged at 4.35%. While rates remain steady for now, it is still a good time to review ...
11/08/2026

The RBA has kept the cash rate unchanged at 4.35%. While rates remain steady for now, it is still a good time to review your current home loan and ensure it continues to suit your financial goals.
Speak with One Focus Finance Solutions to understand your options and make informed decisions with confidence.

📲 0479 058 968
📩 [email protected]
🌐 www.onefocusfinance.com.au

Terms, conditions and lending criteria apply.

While 42% of Australians have paused their home-buying plans, the story isn't universal.Intent to buy is climbing in Sou...
04/08/2026

While 42% of Australians have paused their home-buying plans, the story isn't universal.
Intent to buy is climbing in South Australia (up 7 points) and Victoria, proof that opportunity still exists for those paying attention.
Just 13% of first home buyers plan to purchase this year, which means less competition and more room to negotiate for the ones who do.

Fewer buyers in the market isn't a warning sign. 🎯It's an opening.

If you're ready to make your move while others hesitate, now's the time to talk numbers.

📲 0479 058 968
📩 [email protected]
🌐 www.onefocusfinance.com.au

Pre-approved doesn't mean pre-decided.It's a starting point, not a guarantee that holds forever. As market conditions sh...
25/07/2026

Pre-approved doesn't mean pre-decided.
It's a starting point, not a guarantee that holds forever. As market conditions shift and lending policy conversations continue to evolve, the pre-approval you secured months ago may no longer reflect your actual borrowing power today.

Before making an offer, it's worth checking three things: is your pre-approval still valid, has your borrowing capacity changed, and are more competitive lending options now available.
At One Focus Finance, we compare across 60+ lenders to make sure you're offering from a position of strength, not outdated assumptions.

📲 0479 058 968
📩 [email protected]
🌐 www.onefocusfinance.com.au

Refinancing can feel like a big undertaking with plenty of moving parts, but with One Focus Finance Solutions managing t...
21/07/2026

Refinancing can feel like a big undertaking with plenty of moving parts, but with One Focus Finance Solutions managing the process, it becomes far simpler. It's often worth reviewing your home loan, as it opens the door to better features, improved terms, and the ability to consolidate your debts into one manageable loan.
We liaise and compare a wide range of loan products against your current deal, and support you at every stage of the process.

Refinance smarter. Talk to us today.

📲 0479 058 968
📩 [email protected]
🌐 www.onefocusfinance.com.au


300,000 Australians have now bought or built a home through the Australian Government's 5% Deposit Scheme, up from just ...
11/07/2026

300,000 Australians have now bought or built a home through the Australian Government's 5% Deposit Scheme, up from just 10,000 places in its first year.

The numbers tell a bigger story: almost 60,000 key workers, 99,000+ regional buyers, 48,000+ permanent residents, and nearly 6,000 single parents supported into home ownership.
Half of all buyers are under 30.
And it's about to reach even further. From October 2025, income caps were removed, price caps increased, and places became unlimited, opening the door to more Australians than ever.
If you're wondering whether you qualify, that's exactly what we're here for.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

New financial year, new opportunity to check your home loan is still working for you. Over half of Australian borrowers ...
03/07/2026

New financial year, new opportunity to check your home loan is still working for you.

Over half of Australian borrowers don't know their current interest rate, and with average variable rates sitting around 6.45%, that knowledge gap can be expensive.

Add in monthly fees affecting 1 in 7 loans, and a "loyalty tax" pushing long-term borrowers above 6.9%, and the case for a review is clear.

At One Focus Finance, we help clients cut through the noise with a simple, no-obligation home loan health check.

Reach out today; your mortgage should be working as hard as you do.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

Almost 1 in 3 aspiring first home buyers in Australia want to buy, but hesitate, unsure if they're financially ready.The...
28/06/2026

Almost 1 in 3 aspiring first home buyers in Australia want to buy, but hesitate, unsure if they're financially ready.
The truth is, readiness usually comes down to three things: a stable income, a deposit (as little as 5% under the current scheme), and the genuine will to commit.
What surprises most buyers isn't the bar itself, it's how close they already are to clearing it.
If you've been waiting for a "sign," this might be it.

At One Focus Finance Solutions, we help everyday Australians turn financial uncertainty into a clear borrowing power assessment, no guesswork required.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

Here's a number worth sitting with: 77% of borrowers now use a broker, says the MFAA. Not because it's trendy, but becau...
22/06/2026

Here's a number worth sitting with: 77% of borrowers now use a broker, says the MFAA. Not because it's trendy, but because the lending landscape rewards people who shop the whole market, not just one bank's shelf.

And the results back it up. Over the past 6 months, 97% of brokers helped clients secure a rate saving, according to the MFAA.

Whether you're buying your first home or refinancing an existing loan, the question isn't whether your bank is a bad actor. It's whether they're the only option you've checked.

Call us to discover the broker difference.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

The RBA held the cash rate at 4.35% today, but this is not a green light.Inflation is still above target. Energy costs ...
16/06/2026

The RBA held the cash rate at 4.35% today, but this is not a green light.

Inflation is still above target. Energy costs are elevated. And the Board has explicitly left the door open to raising again.
Borrowers who treat this pause as a signal to relax are taking a risk.

Now is the time to review your loan structure, not after the next move.
At One Focus Finance, we help you stay ahead of the curve, not behind it.

📞 0479 058 968
📧 [email protected]
🌐 www.onefocusfinance.com.au

Rate hikes reshaped the conversation around home ownership almost overnight.72% of Australian mortgage holders now say d...
14/06/2026

Rate hikes reshaped the conversation around home ownership almost overnight.
72% of Australian mortgage holders now say debt reduction is their #1 financial goal. That's not a trend; that's a collective decision to stop waiting and start acting.

The families getting ahead right now aren't doing anything dramatic. They're making small, deliberate moves with their home loan, and the impact adds up faster than most people expect.
If paying off your home sooner is on your mind, we can help you find exactly where to start.

📞 0479 058 968
📧 [email protected]
🌐 www.onefocusfinance.com.au

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Melbourne, VIC

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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