One Focus Finance Solutions

One Focus Finance Solutions Mortgage Broker in Australia, Melbourne

🇦🇺 Happy King’s Birthday, Australia 🇦🇺Today, we join Australians across the nation in celebrating the King’s Birthday, a...
07/06/2026

🇦🇺 Happy King’s Birthday, Australia 🇦🇺
Today, we join Australians across the nation in celebrating the King’s Birthday, a day that recognises tradition, service, and community.
As many enjoy the long weekend with family and friends, we wish everyone a safe, relaxing, and enjoyable holiday.

Happy King’s Birthday from all of us at One Focus Finance Solutions.

Rent is expensive. Deposits feel impossible. And the property market hasn't exactly been rolling out the welcome mat for...
06/06/2026

Rent is expensive. Deposits feel impossible. And the property market hasn't exactly been rolling out the welcome mat for young Australians.
That's the story most people know.

🟢Here's the one that's changing.
Since October 2025, the 5% Deposit Scheme has no place caps, no income limits, and higher property price thresholds. The government guarantees your loan, which means no LMI.

❇️Gen Z home loan demand? ↗️Up 22.8%.

If you've been putting off the first home conversation, have it now. You might be closer than you think.

📞 0479 058 968
📧 [email protected]
🌐 www.onefocusfinance.com.au

Today, we celebrate Vesak, a sacred time honouring the birth, enlightenment, and passing of the Buddha. It is a beautifu...
29/05/2026

Today, we celebrate Vesak, a sacred time honouring the birth, enlightenment, and passing of the Buddha. It is a beautiful reminder to slow down, practice kindness, and seek peace within ourselves. May this day bring clarity to your mind and warmth to your heart.
Wishing everyone a blessed and peaceful Vesak.

New Finder data reveals something that seasoned investors already know: the gap between investors and non-investors isn'...
25/05/2026

New Finder data reveals something that seasoned investors already know: the gap between investors and non-investors isn't about income. It's about behaviour.
84% of investors have money saved, compared to just 58% of average Australians. Investors are three times more likely to hold alternative assets like bonds or private equity.
And the core habits driving their wealth, budgeting, reducing expenses, and investing consistently, haven't changed.
What has changed is the urgency. Australians who began investing in their 20s now hold 67% more wealth than those who waited until their 40s.
That's not a small edge. That's a different life.

Ready to close the gap? Talk to us about an investment strategy built around your goals, not someone else's timeline.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

Most homeowners set up their mortgage and move on. Life, however, doesn't stand still and neither do the numbers. For th...
16/05/2026

Most homeowners set up their mortgage and move on. Life, however, doesn't stand still and neither do the numbers.
For the average mortgage holder, that gap between what they're paying and what they should be paying has quietly grown to $4,020 a year.
At One Focus Finance Solutions, a home loan review means checking your rate across 70+ lenders, reassessing your loan structure against where your life is today, and making sure your offset account is actually doing its job.

One conversation. No obligation. Just clarity.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

"Home wasn't a place. It was her."Wishing every incredible mum a day as beautiful as the love she gives....
09/05/2026

"Home wasn't a place. It was her."

Wishing every incredible mum a day as beautiful as the love she gives....

Everyone's watching fuel prices, but housing is the real weight dragging on Australian household budgets. Housing carrie...
05/05/2026

Everyone's watching fuel prices, but housing is the real weight dragging on Australian household budgets.
Housing carries the highest weighting in Australia's CPI basket and rose 6.5% year-on-year in March, making it the single largest contributor to annual inflation.
Now add another rate hike on top of that. Mortgage repayments just went up again. Rent isn't easing. New builds are still expensive. And with underlying inflation not expected to return to the RBA's target band until early 2027, relief isn't coming soon.
If you're a homeowner, a buyer, or simply trying to keep a roof over your head, this is the environment you're navigating right now.

let's talk. A conversation today could save you thousands tomorrow.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

🇦🇺Most Australians are watching inflation drain their savings💰and squeeze their budgets.But here's what the financial ne...
02/05/2026

🇦🇺Most Australians are watching inflation drain their savings💰and squeeze their budgets.
But here's what the financial news won't tell you: inflation doesn't hurt everyone equally.
For property investors with the right loan structure, inflation can actually accelerate wealth building. While cash loses purchasing power, fixed debt loses real value too.
Pair that with a quality-appreciating asset, and suddenly inflation is doing some of the heavy lifting for you.
✅But it only works if your loans are structured correctly and you've chosen the right asset.
The question isn't whether inflation is happening. It's whether your position is built to benefit or absorb the damage.

Want to understand how to position yourself? 📞Let's talk.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

First home buyers just posted their strongest quarter in two years.ABS data shows a 6.8% rise in new first home buyer lo...
28/04/2026

First home buyers just posted their strongest quarter in two years.
ABS data shows a 6.8% rise in new first home buyer loans in Q4 2025 outpacing investors and upgraders in the same period.

The 5% Deposit Scheme and the newly launched Help to Buy program are doing the heavy lifting, lowering deposit barriers and making ownership more achievable across Australia.

For anyone still on the fence waiting for the "right time" the market is moving without you. The support is in place. The data is clear.

🏡Your first home starts with one conversation. Let's have it.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

The end of the financial year is 3 months away and most property investors won't act until it's too late.The ones who co...
20/04/2026

The end of the financial year is 3 months away and most property investors won't act until it's too late.

The ones who come out ahead are already reviewing their loan structures, checking what's tax deductible, and getting ahead of fixed-rate expiries before they're forced to react.
They also know their equity position. Because in a market that's moved, usable equity is opportunity.
If you haven't had this conversation yet now is the time.

At One Focus Finance Solutions, we help Australian property investors review and position their portfolios before June 30.

✅Book your non obligatory complimentary portfolio review today.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

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