Finance Broker - Albert Lau

Finance Broker - Albert Lau Lending specialist - Residential mortgages and personal finances. I thrive in helping my clients building up their financial security via home ownership.

Whether it is buying a home or investing, it is essential to have the right financial structure.

20/08/2025

With levies on the uptick, here's what homeowners, investors and brokers need to know

31/07/2023

With interest rates rising, Aussies are looking for more ways they can save.

A quick chat could help get your home loan back on track.

18/07/2023

Australian property markets rose 1.2% collectively in May, the third consecutive monthly increase! This comes as a result of continuously low levels of housing supply and increasing demand.

Here’s how each major city has performed.
Sydney 1.8%
Melbourne 0.9%
Brisbane 1.4%
Adelaide 0.9%
Perth 1.3%
Hobart 0.5%
Darwin 0.4%
Canberra 0.4%

Source: CorelogicAU Hedonic Home Value Index

26/01/2023

The Australian dream of home ownership is still possible!

Here’s how Aussie can help get you there.

Swipe to learn how!

07/12/2022

Here are 5 ways you could side-step rate hikes and save on your home loan!

1. Shop around for a lower rate
2. Refinance with a new lender and avoid ‘loyalty tax’
3. Save on interest by opening an offset account
4. Make extra home loan repayments
5. Stop paying for home loan features you’re not using

An Aussie broker can compare rates from over 25 Australian lenders to help you find a competitive deal. Let’s talk.

02/12/2022

Being a low income earner doesn’t mean it’s impossible to own your own home.

Here’s how you can achieve your goal of home ownership:

1. Manage your expenses and debt
2. Use budgeting tools available to you
3. Remember today’s sacrifices are tomorrow's reward

Let’s talk about your home loan options today!

28/11/2022

Here are 7 ways you can avoid financial stress:

1. Stop, look and ask, always know what your current rate is
2. If you’ve avoided financial literacy, now is the time to educate yourself on all things finance
3. Do some calculations, be one step ahead on what you can afford for repayments
4. Practice a mindful money approach, paying attention to your full financial position
5. Refinance to a home loan with low or zero fees
6. Take advantage of refinance cashback offers
7. Consider an offset account to reduce the amount you pay in home loan interest

Let’s talk about refinancing today.

18/11/2022

Bank vs broker: who should you turn to for your home loan needs?

Find out more about the differences between a bank and a broker here:
https://bit.ly/3zpf2H0

11/11/2022

Whether you’re a first home buyer or well ahead of your property plans, I can support your journey.

Let’s talk about achieving your property goals today!

07/11/2022

3 cash rate risks to avoid on your home loan:

1. Becoming trapped in a ‘mortgage prison’
2. Falling into negative equity
3. Being locked into a fixed rate when the cash rate drops

Find out more here:
https://bit.ly/3fdddWR

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Melbourne, VIC

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