Hayden Finance

26/05/2026

1 July 2026 Division 296 Tax Changes
One of many changes that impact how your assets are structured within your portfolio. If your SMSF balance is over $3million a new tax kicks in for superannuation earnings. It is important to understand how they impact your Commercial property investments within your portfolio. We are always looking to connect clients with the right professionals who can help.

26/05/2026

1 July 2026 Division 296 Tax Changes
One of many changes that impact how your assets are structured within your portfolio. If your SMSF balance is over $3million a new tax kicks in for your superannuation earnings It is important to understand how they impact your Commercial property investments within your portfolio. We are always looking to connect clients with the right professionals who can help.

19/05/2026

Federal Budget May 2026 Update
Some key notes;
1.Negative Gearing is changing from 1/7/2027 Can’t offset property losses against any salary income, only against rental income and future capital gains of the property. New builds are exempt. Existing properties continue to be eligible until sold.
2.Capital Gains Tax (CGT) discount of 50% is scrapped. Moving to a cost based indexation method with a minimum 30% tax rate
Whilst this is not tax or financial advice, we are seeing investors having their borrowing capacity impacted and lenders making swift moves to update their lending guidelines for investors.
Commercial Property investors are quietly making moves as they are chasing the income and holding property for longer.
Want to know more? Let’s have a chat..!!

Watch, follow, and discover more trending content.

19/05/2026

Federal Budget May 2026 Update
Some key notes;
1.Negative Gearing is changing from 1/7/2027 Can’t offset property losses against any salary income, only against rental income and future capital gains of the property. New builds are exempt. Existing properties continue to be eligible until sold.
2. Capital Gains Tax (CGT) discount of 50% is scrapped. Moving to a cost based indexation method with a minimum 30% tax rate
Whilst this is not tax or financial advice, we are seeing investors having their borrowing capacity impacted and lenders making swift moves to update their lending guidelines for investors.
Commercial Property investors are quietly making moves as they are chasing the income and holding property for longer.
Want to know more? Let’s have a chat..!!

08/05/2026

Two very different property markets are operating in Australia right now — and confusing them is an expensive mistake.
Perth: average 9 days on market. 20%+ growth in the year to March. Listings are scarce and buyers are competing hard.
Sydney & Melbourne: prices are tracking backwards. Rates sensitivity is biting.
The national headline tells you almost nothing useful. Local data and strategy are everything.
Whether you’re a first home buyer, investor, or SMSF trustee — the “where” matters more than the “when” right now.

Watch, follow, and discover more trending content.

08/05/2026

Two very different property markets are operating in Australia right now — and confusing them is an expensive mistake.
Perth: average 9 days on market. 20%+ growth in the year to March. Listings are scarce and buyers are competing hard.
Sydney & Melbourne: prices are tracking backwards. Rates sensitivity is biting.
The national headline tells you almost nothing useful. Local data and strategy are everything.
Whether you’re a first home buyer, investor, or SMSF trustee — the “where” matters more than the “when” right now.

05/05/2026

The RBA has delivered!
It is not great news for most mortgage holders. It is yet an opportunity to discuss strategy and get advice on what you do with your structure. It’s about what is working for you and your situation and what’s best for you now and into the future, that’s what’s important.!!

Watch, follow, and discover more trending content.

05/05/2026

The RBA has delivered!
It is not great news for most mortgage holders. It is yet an opportunity to discuss strategy and get advice on what you do with your structure. It’s about what is working for you and your situation and what’s best for you now and into the future, that’s what’s important.!!

03/05/2026

Watch, follow, and discover more trending content.

03/05/2026

How can I help in these current inflationary times!!
it could mean looking at a blended interest rate with portion variable and a portion fixed
Looking at an interest only term - so cashflow is preserved
Extending the loan term to suit your monthly budget of incomes and expenses. If income is not keeping up, might be a temporary expense reduction to get through it with a clear strategy on how you can still pay off your loan when the opportunity allows so you don’t get behind.

Strategy could mean so many different avenues to help with uncertain times.