Vivek.AashviFinance

16/06/2026

16/06/2026

🚨 RBA UPDATE: Cash rate held at 4.35%

The Reserve Bank has kept interest rates on hold at its June meeting, giving borrowers a welcome pause after recent rate rises.

What this means:
✅ No immediate cash rate increase
✅ Borrowers get some breathing room
✅ Lending conditions are still tight
✅ Your home loan strategy still matters

Global markets also received a boost after the US–Iran ceasefire deal, with Wall Street’s Dow reaching a record close, while Australian shares remained mostly flat.

For homeowners, buyers and investors, this is a good time to review your loan, rate and future borrowing position.

📩 DM us “REVIEW” if you want to check whether your current loan is still competitive.

General information only. This is not investment or financial advice.

15/06/2026

Pre-approval is NOT full approval. 🚨
The bank can still say no before settlement if your income, credit, valuation, documents, spending, or lender policy changes.
Pre-approval helps you shop with confidence, but formal approval gets you closer to the keys. 🔑
Comment CHECK to know what banks review.

14/06/2026

Bank said no? That doesn’t mean you can’t buy.
One bank saying no doesn’t mean your home loan journey is over.
Every lender has different rules, policies, and assessment criteria.
One lender may decline your application, while another lender may be comfortable with your situation.
That’s why having the right strategy before applying is so important.
Before you give up on buying your home, speak to a mortgage broker who can assess your options properly.
Comment OPTIONS if you want to know what lenders check before approving a home loan.
HomeBuyingTips AashviFinance

23/05/2026

“Do I own my land all the way to the centre of the earth?” 😅

Not exactly.

When you buy land, you own the property, but building on it still depends on things like:

✅ Title restrictions
✅ Easements
✅ Council approvals
✅ Zoning rules
✅ Lender conditions

So before you build, always check properly.

Follow for simple property and home loan tips in Australia 🏡

23/05/2026

Thinking of signing a House & Land package? 🏡
Please don’t sign first and check finance later.
Many buyers get excited by the display home, land release, inclusions and “limited offer” pressure… but the real question is:
Can you comfortably afford the full package?
Before signing, check:
✅ Your borrowing capacity
✅ Land + construction loan structure
✅ Deposit required
✅ Stamp duty / legal costs
✅ Progress payment requirements
✅ Fixed price contract details
✅ Site costs and upgrade costs
✅ Valuation risk
✅ Repayment comfort after construction
A House & Land package can be a great opportunity, but only if the finance is structured properly from the beginning.
Smart buyers don’t guess.
They check their numbers first.
📩 DM “PACKAGE” if you’re looking at House & Land and want to understand your finance before signing.

21/05/2026

A small difference in interest rate can make a big difference over time.
DM “RATE” to review your loan.
Hashtags:
GujaratiAustralia AashviFinance

20/05/2026

Doctors, dentists and medical professionals — this one is for you 🩺🏡

Many medical professionals may have access to special home loan policy options, including the possibility of borrowing at a higher LVR with no LMI, subject to eligibility and lender credit criteria.

This can be a big advantage when you are looking to:

✅ Buy your first home
✅ Upgrade your family home
✅ Buy an investment property
✅ Refinance and improve your loan structure
✅ Build wealth while growing your career

A small policy advantage can make a big difference when buying property.

📩 DM “MEDICO” to check your eligibility.

👨‍💼 Vivek Patel
Aashvi Finance Solutions
Mortgage Broker
📧 [email protected]

General information only. Eligibility, occupation, income, credit criteria, fees and charges apply. Not all applicants qualify.

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19/05/2026

Papa says save first… Mummy says plan first 😄🏡
Buying a home is not just about saving money — it’s about having the right plan, right loan structure, and right guidance.
Many families keep waiting because they think they need a huge deposit first… but with the right strategy, you may have more options than you think.
Pehla plan. Pachhi property. ✅
📩 DM “PLAN” if you’re thinking about buying your first home or want to understand your options.
👨‍💼 Vivek Patel
Mortgage Broker
Aashvi Finance Solutions
📧 [email protected]