Vivek.AashviFinance

21/05/2026

A small difference in interest rate can make a big difference over time.
DM “RATE” to review your loan.
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20/05/2026

Doctors, dentists and medical professionals — this one is for you 🩺🏡

Many medical professionals may have access to special home loan policy options, including the possibility of borrowing at a higher LVR with no LMI, subject to eligibility and lender credit criteria.

This can be a big advantage when you are looking to:

✅ Buy your first home
✅ Upgrade your family home
✅ Buy an investment property
✅ Refinance and improve your loan structure
✅ Build wealth while growing your career

A small policy advantage can make a big difference when buying property.

📩 DM “MEDICO” to check your eligibility.

👨‍💼 Vivek Patel
Aashvi Finance Solutions
Mortgage Broker
📧 [email protected]

General information only. Eligibility, occupation, income, credit criteria, fees and charges apply. Not all applicants qualify.

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19/05/2026

Papa says save first… Mummy says plan first 😄🏡
Buying a home is not just about saving money — it’s about having the right plan, right loan structure, and right guidance.
Many families keep waiting because they think they need a huge deposit first… but with the right strategy, you may have more options than you think.
Pehla plan. Pachhi property. ✅
📩 DM “PLAN” if you’re thinking about buying your first home or want to understand your options.
👨‍💼 Vivek Patel
Mortgage Broker
Aashvi Finance Solutions
📧 [email protected]

19/05/2026

Papa says save first… Mummy says plan first 😄🏡
Buying a home is not just about saving money — it’s about having the right plan, right loan structure, and right guidance.
Many families keep waiting because they think they need a huge deposit first… but with the right strategy, you may have more options than you think.
Pehla plan. Pachhi property. ✅
📩 DM “PLAN” if you’re thinking about buying your first home or want to understand your options.
👨‍💼 Vivek Patel
Mortgage Broker
Aashvi Finance Solutions
📧 [email protected]
IndianInAustralia AussieGujarati IndianCommunityAustralia PropertyAustralia HomeBuyingJourney FirstHomeBuyerAustralia MortgageTips FinanceTips AashviFinance SydneyProperty MelbourneProperty BrisbaneProperty PerthProperty BuyYourFirstHome FamilyGoals GujaratiFamily DesiInAustralia

18/05/2026

Did you know you may not need a 20% deposit to buy your first home?
Eligible first home buyers may be able to purchase with just 5% deposit and no LMI under the Australian Government 5% Deposit Scheme.
Approval still depends on your income, expenses, savings, credit history, lender policy, and property eligibility.
Message “5%” to check your options.
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12/05/2026

12/05/2026

12/05/2026

🚨 BIG Proposed Property Tax Changes in Australia?
Here’s what property investors NEED to know 👇

Swipe through to understand the proposed:
➡ Negative Gearing changes
➡ CGT (Capital Gains Tax) changes
➡ Impact on old vs new properties
➡ What may happen from 1 July 2027

⚠ IMPORTANT:
These are currently PROPOSED policy announcements only — NOT legislated law yet.

🏡 KEY TAKEAWAYS:

✅ Existing investors may be “grandfathered”
✅ New builds may still qualify for benefits
❌ Future buyers of older properties may lose negative gearing benefits
❌ Proposed CGT discount changes may impact future investment strategies

💡 What does this mean for buyers & investors?

The next few years could become VERY important for:
✔ First-time investors
✔ Property portfolio planning
✔ SMSF property investors
✔ Trust & tax structuring
✔ New build opportunities

📈 Smart investors don’t panic…
They PLAN ahead.

If you’re thinking about:
🏡 Buying investment property
🏗 Building new property
💰 Using SMSF
📊 Growing portfolio strategically

Now is the time to understand your options.

📩 DM “INVEST” for a strategy chat.

👨‍💼 Vivek Patel
Mortgage Broker
📞 0425 612 527
📧 [email protected]

06/05/2026

Still waiting to save 20%?

You might not need it.

You could buy with just 5% deposit (no LMI)

📩 DM “FIRST HOME

05/05/2026

🚨 RBA RATE HIKE ALERT 🚨

The Reserve Bank of Australia has just increased the cash rate to 4.35% 📈

💥 What this means for you:
• Higher home loan repayments
• Increased pressure on household budgets
• Better returns for savers

🔥 Why this is happening:
• Inflation still too high
• Cost of living remains elevated
• Fuel prices rising due to global tensions

📊 This is now the third rate hike in 2026 — and more could come.

🧠 What should you do?

✔ Review your loan
✔ Check if you’re overpaying
✔ Consider refinancing options
✔ Structure your loan smarter (offset, split loans)

💬 Need help?

Message me for a FREE loan health check and strategy session.

📲 DM me or click the link in bio

28/03/2025

🏠 **2025 Budget Boosts Help to Buy Scheme with Additional $800M: A Game Changer for First Home Buyers!** 💰

Exciting news for all aspiring homeowners! The Australian Government has just increased funding for the Help to Buy Scheme by $800 million, now totaling **$6.3 billion**! 🙌 This incredible boost will help **40,000 households** enter the property market with a **much lower deposit, reduced mortgage repayments**, and no **Lender’s Mortgage Insurance (LMI)**!

# # # How It Works:
🔑 **Up to 40% Government Contribution** for new homes
🔑 **Up to 30% Government Contribution** for existing homes

You only need **2% deposit** to get started! The government covers a large portion of the property price, making your mortgage much smaller. Repayments are also more affordable, starting at **just $3,029 per month** on a $900k Sydney home.

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# # # **Example:**
If you purchase a new home for **$900,000**:
- **Your deposit (2%)**: $18,000
- **Government contribution (40%)**: $360,000
- **Bank loan (58%)**: $522,000

📅 **Estimated monthly repayment (P&I)**: $3,029 on a 30-year loan at 5.7% interest.

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# # # **Important Considerations:**
⚠️ Income thresholds apply – exceed them for 2 years, and the government share may need to be repaid sooner.

⚠️ The government holds partial ownership of your home – meaning if you sell, you'll need to buy back their share.

⚠️ Only **10,000 spots** available per year, so act quickly!

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🏡 If you’ve been dreaming of homeownership, **NOW is the time to act!** The Help to Buy Scheme offers an unbeatable opportunity to make it happen. Reach out to us today to learn more about how this program can help YOU get into your first home! 📞