Yappy Mortgages

Yappy Mortgages Yappy Mortgages provides holistic financial services to clients looking for assistance and guidance to achieve their financial goals.

We have an intimate knowledge of the everchanging lending landscape and have built close relationships with our lenders

New mortgage growth at Australian banks slowed dramatically in July—and lender competition is heating up.That's potentia...
08/09/2026

New mortgage growth at Australian banks slowed dramatically in July—and lender competition is heating up.

That's potentially important for borrowers.

If banks want more customers, existing homeowners shouldn't assume their current deal is automatically competitive.

📩 Make lenders compete for your business. Let's compare your options.

Here's an interesting trend.National unit prices are around 3% higher than a year ago, compared with roughly 1.5% growth...
08/09/2026

Here's an interesting trend.

National unit prices are around 3% higher than a year ago, compared with roughly 1.5% growth for houses.

As borrowing capacity tightens, more affordable property types may become increasingly attractive.

📩 House or unit? Let's see what works with your actual budget.

Melbourne prices are now around 5.3% below their peak and 4.3% lower than a year ago.But falling prices don't automatica...
08/09/2026

Melbourne prices are now around 5.3% below their peak and 4.3% lower than a year ago.

But falling prices don't automatically make a property affordable.

Your repayments and borrowing capacity still matter.

🏡 See a Melbourne opportunity? Check the finance before making your move.

Sydney's correction is becoming difficult to ignore.Prices fell again in August, leaving them almost 5% below their rece...
07/09/2026

Sydney's correction is becoming difficult to ignore.

Prices fell again in August, leaving them almost 5% below their recent peak.

If you've been sitting on the sidelines, it may be worth checking whether your borrowing position has changed too.

📩 Let's find out what your numbers look like in today's market.

The property market has officially entered spring on softer footing.National home prices fell another 0.2% in August and...
07/09/2026

The property market has officially entered spring on softer footing.

National home prices fell another 0.2% in August and are now 2.7% below their March peak.

For buyers, more choice and softer prices could create opportunities—but affordability still starts with your finance.

🏡 Thinking about buying this spring? Let's work out your position first.

Australia's economy grew slightly faster than expected in the June quarter—and markets are now putting greater weight on...
07/09/2026

Australia's economy grew slightly faster than expected in the June quarter—and markets are now putting greater weight on another RBA rate rise.

For mortgage holders, this is another reminder not to build your household budget around rates falling soon.

📩 Want to know how your mortgage would handle another rate change? Talk to Yappy Mortgages.

Home-loan demand has weakened, while competition among lenders for quality borrowers remains strong.For homeowners, that...
05/09/2026

Home-loan demand has weakened, while competition among lenders for quality borrowers remains strong.

For homeowners, that creates a simple question:

When did you last make lenders compete for your business?

If you've stayed with the same mortgage without comparing it recently, now could be a good time to look.

📩 Message Yappy Mortgages and let's review your options.

Your maximum borrowing capacity isn't necessarily your ideal property budget.Ask yourself:Could I manage the repayments ...
05/09/2026

Your maximum borrowing capacity isn't necessarily your ideal property budget.

Ask yourself:

Could I manage the repayments if expenses rise?

Could I still save?

Could I handle an unexpected bill?

Could I still enjoy my life?

🏡 The goal isn't just getting the mortgage. It's comfortably living with it.

Auction activity remains considerably weaker than it was a year ago across Australia's combined capital cities.For prepa...
05/09/2026

Auction activity remains considerably weaker than it was a year ago across Australia's combined capital cities.

For prepared buyers, a softer market may change the conversation around negotiation.

But preparation starts before you negotiate the price.

Know exactly what you're comfortable borrowing.

🏡 Get your finance position sorted before making your move.

Waiting for the RBA to move before reviewing your home loan could mean ignoring opportunities available right now.Your c...
04/09/2026

Waiting for the RBA to move before reviewing your home loan could mean ignoring opportunities available right now.

Your current lender isn't the entire mortgage market.

Compare your rate, fees and features with what's available for your circumstances.

📩 Your next mortgage review doesn't need to wait for the RBA.

Address

Lidcombe, NSW
2141

Telephone

+61423118361

Website

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