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Invest & Go

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At Invest & Go, we believe in turning your dreams of homeownership into reality.

03/11/2026

📈 The RBA has raised the cash rate again by 0.25% to 4.85%.

That’s the fifth increase this year, and the cash rate is now at its highest level since 2008.

If your lender passes this on in full, an $800,000 loan over 30 years could cost around $130 more a month, or roughly $1,580 a year.

Now is a good time to:
✅ Check your current rate against what’s on offer
✅ Review your loan structure and offset options
✅ Get ahead of it before your budget feels the squeeze

If you’d like a no-obligation loan review, send me a message or call 0450 411 898.

Invest & Go | investandgo.com.au
Credit Representative 555113 of Buyers Choice Licensing Pty Ltd, ACL 509484.
General information only. It doesn’t take your personal circumstances into account.

28/10/2026

🚨 Inflation jumps to 4.3% – what it could mean for your mortgage 🚨

Annual inflation rose to 4.3% in September, and that puts more pressure on the RBA ahead of its next meeting on Tuesday 3 November.

The cash rate is already at 4.60% after the September hike, the highest it’s been since 2011. Most people are expecting another 0.25% rise, but with inflation running this hot, a bigger 0.50% move can’t be ruled out.

💰 What could it cost on an $800,000 loan?
(30-year principal & interest loan, assuming a 6.50% variable rate and the full rise passed on by the lender)

📈 +0.25% rise → about $132 more per month (around $1,590 a year)
📈 +0.50% rise → about $266 more per month (around $3,190 a year)

That’s real money out of the household budget, especially on top of rising grocery, power and fuel costs.

✅ What you can do now:

Check what rate you’re actually paying. Many existing borrowers are paying more than new customers.
Ask whether a refinance or a rate review could save you money.
Have your budget ready for a possible rise before 3 November.

📞 Not sure where you stand? Get in touch for a free home loan health check.
📱 0450 411 898 | ✉️ [email protected]
🌐 investandgo.com.au

This is general information only and doesn’t take into account your personal objectives, financial situation or needs. Mausam Kandel (Invest & Go) is a Corporate Authorised Representative (CAR 555113) of Buyers Choice Licensing Pty Ltd (ACL 509484).

14/10/2026

💳 That credit card you never use could be costing you more than you think.

When you apply for a home loan, lenders don’t look at what you owe on your card. They look at your limit. A $10,000 limit is treated as if it could be fully drawn, so lenders factor in a monthly repayment even if your balance is $0.

That can quietly reduce how much you’re able to borrow. 🏡

✅ Lower limits you don’t need
✅ Close cards you no longer use
✅ Do it before you apply, not after

Not sure how your debts are affecting your borrowing power? Send us a message or book a free chat, and we’ll run the numbers with you.

📞 0450 411 898
🌐 investandgo.com.au

General information only and does not take into account your personal circumstances. Credit Representative 555113 of Buyers Choice Licensing Pty Ltd, ACL 509484.

29/09/2026

🚨 RBA RATE UPDATE 🚨

The Reserve Bank of Australia has raised the cash rate by 0.25% to 4.60%, the fourth increase this year and the highest level since 2011.

What does this mean for you?
🏠 Variable rate borrowers: Expect your lender to pass on the increase in the coming weeks. On a $600,000 loan, that's roughly $100 more per month.
🔑 Buyers: Your borrowing capacity may be reduced. Now is a good time to re-check your pre-approval.
📊 Fixed rate borrowers: No change for now, but review your options before your fixed term ends.

Don't just accept the increase. Many borrowers are paying more than they need to. A quick loan health check could help you find a sharper rate, restructure your loan, or explore refinancing.

📞 Book a free, no-obligation chat with Invest & Go today.
📱 0450 411 898
📧 [email protected]
🌐 investandgo.com.au

This is general information only and does not take into account your personal circumstances. Credit criteria, fees and charges apply.

10/09/2026

Did you know recent bank policy changes could unlock your next property purchase? 🏘️🔓

If you felt capped out on your borrowing capacity recently, it is time to look again.

Lenders are actively changing their rules to win back investors. With new policies offering longer Interest-Only terms and better rental income assessments, you might have access to significantly more cash flow and borrowing power than you did just three months ago.

Don't assume you are stuck! Knowing your exact borrowing capacity is step one to building your property portfolio.

Let’s run your numbers across our panel of 40+ lenders and see what you can actually afford today.

👇 DM us "CAPACITY" or call the team to book a quick review!
📞 0450 411 898
✉️ [email protected]
🌐 www.investandgo.com.au

31/08/2026

Big goals start with small, consistent steps. 📈✨

Building a property portfolio, buying your first home, or clearing debt doesn't happen overnight. It starts with simple daily choices:

1. Reviewing your monthly budget
2. Saving a consistent amount each pay cycle
3. Checking in on your home loan structure
4. Getting clarity on your actual borrowing power

You don't need to have the entire 30-year roadmap figured out today—you just need to take the next right step.

What is one financial goal you are working toward right now? Let's make a plan to get you there.
📞 0450 411 898

11/08/2026

🚨 BREAKING: The RBA holds the cash rate at 4.35%! 🚨

The Reserve Bank of Australia has officially hit pause again, holding the cash rate steady at 4.35% for another month.

What does this mean for you?

While the official rate hasn't moved, the banks With the market shifting, lenders are getting highly aggressive to win your business. If you haven't reviewed your home loan or investment loan in the last 12 months; you are absolutely still moving behind the scenes! , your current bank is likely charging you a "loyalty tax."

Don't wait for the RBA to drop rates to start saving money. Let's see what the lenders are willing to offer you today.

👇 DM us "REVIEW" or call the team to run your numbers and check your current rate against the market!

📞 0450 411 898
🌐 www.investandgo.com.au

06/08/2026

Think buying a house is too complicated? Let’s break it down! 🏡✨

The journey to homeownership can feel overwhelming, especially with so much conflicting advice out there. But when you break it down into four simple steps, it is completely manageable!

The most crucial step? Step 1.

Before you spend your weekends at open inspections or fall in love with a property, you need to know exactly what your borrowing capacity is. Getting a pre-approval gives you the confidence to negotiate hard and ensures you aren't wasting time looking at homes outside your actual budget.

At Invest & Go, we handle the finance strategy so you can focus on finding the perfect home.

Ready to knock out Step 1?
👇 DM us "PRE-APPROVAL" or call the team today to run your numbers!
📞 0450 411 898
🌐 www.investandgo.com.au

31/07/2026

⏳ The clock is ticking on this Limited-Time Refinance Offer! 📉

Stop paying the "loyalty tax" to your current bank! One of Australia's leading customer-owned lenders has just launched a highly aggressive refinance offer with some of the sharpest offset rates we've seen in a while.

This is a strictly limited-time offer. When lenders drop rates like this, the window to apply is usually very short.

Whether you are an owner-occupier or an investor, now is the time to take action, compare your current rate, and see if you are eligible for this deal before they pull it from the market.

📲 Send a DM or call 0450 411 898 today to find out who the secret lender is!

21/07/2026

Ditch the landlord and build your retirement wealth! 🏢✨

Did you know you can use your Self-Managed Super Fund (SMSF) to buy commercial property?

If you own a business, you can use a Limited Recourse Borrowing Arrangement (LRBA) to purchase your own commercial space and lease it back to yourself. Your business gets a secure location, and your rent goes straight into your retirement fund!

SMSF lending is highly complex, but we break it down into 3 simple steps:
✅ Set up the LRBA Structure
✅ Ensure ATO Compliance
✅ Secure Specialised SMSF Finance

Stop paying rent to someone else. Let the team at Invest & Go connect you with specialized commercial lenders who understand SMSF strategies.

📲 Call 0450 411 898 or visit www.investandgo.com.au to get started!

Address

1344 Centre Road
Kingston, VIC
3169

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+61450411898

Website

https://investandgo.com.au/

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