Invest & Go

Invest & Go At Invest & Go, we believe in turning your dreams of homeownership into reality.

Pay off your home faster and protect your cash flow. πŸ‘πŸ“ŠYour mortgage is likely your biggest monthly expense, but it does...
28/05/2026

Pay off your home faster and protect your cash flow. πŸ‘πŸ“Š

Your mortgage is likely your biggest monthly expense, but it doesn't have to control your lifestyle.

If you are feeling the pinch of the rising cost of living, optimizing your home loan is the fastest way to keep more cash in your pocket. A simple 15-minute review could help you secure a sharper rate, consolidate sticky debts, or unlock equity to upgrade your family's future.

Stop guessing if you have a good deal. Let the team at Invest & Go compare your current loan against over 60 lenders to see exactly how much you could be saving.

πŸ“² Call 0450 411 898 or visit our website to get your free loan health check today.

Mausam Kandel (CRN 555112) | Invest & Go Pty Ltd (CRN 555113) are Credit Representatives of Buyers Choice Licencing Pty Ltd (ACL 509484).

Are you in one of these professions? You could save tens of thousands on your next home loan! πŸ›‘πŸ’ΈOne of the biggest hurdl...
20/05/2026

Are you in one of these professions? You could save tens of thousands on your next home loan! πŸ›‘πŸ’Έ

One of the biggest hurdles to buying a home or investment property is saving that massive 20% deposit just to avoid Lender's Mortgage Insurance (LMI). For a typical property, LMI can easily add $10,000 to $30,000 to your loan.

But here is the truth your bank might not tell you: If you work in specific eligible professions, you can buy with just a 5% or 10% deposit, and the Big 4 banks will completely waive your LMI fee!

As you can see in the breakdown, lenders like ANZ, CBA, NAB, and Westpac all have tailored policies. Depending on your professionβ€”whether you are a Nurse, Accountant, Lawyer, Vet, or Doctorβ€”we can secure up to 90-95% LVR with zero LMI.

Don't pay thousands in unnecessary fees if you don't have to. Let the team at Invest & Go compare the market and structure your loan the right way.

πŸ‘‡ DM us "WAIVER" or tag a professional in the comments who needs to see this!
πŸ“ž 0450 411 898

🚨 Budget 2026: The End of an Era for Property Investing?The Federal Budget handed down last night by Jim Chalmers and An...
13/05/2026

🚨 Budget 2026: The End of an Era for Property Investing?

The Federal Budget handed down last night by Jim Chalmers and Anthony Albanese marks a massive shift in the Australian property landscape. While the government claims these changes to Negative Gearing and Capital Gains Tax are about "fairness," as a mortgage broker, I see a different reality: a direct hit to serviceability and a looming challenge for the rental market.

What you need to know right now:

Grandfathering is Key: If you already own an investment property or signed a contract before 7:30 PM last night (May 12), your current tax arrangements are safe.

The "Established" Penalty: Post-budget purchases of established homes will face strict negative gearing limits starting July 1, 2027.

CGT Overhaul: The 50% discount is being replaced by an indexation model, essentially increasing the tax burden on long-term wealth creation.

My Take:
Pushing investors toward "new builds" while penalizing established property investment won't fix the supply crisis overnight but it will impact your borrowing capacity today. We need policy that encourages growth, not just new revenue streams for the government.

Confused about your next move?
Don’t wait until the rules change in 2027. We need to look at your portfolio strategy now to ensure you're positioned correctly before the window closes.

πŸ‘‡ Download my summary guide below and let’s discuss how we can protect your investment future.

πŸ“ž Call me on 0450 411 898
🌐 Invest & Go Pty Ltd

Are you paying your bank a loyalty tax? πŸ›‘πŸ’ΈIt’s the most common question we get asked right now: β€œShould I refinance?”The...
12/05/2026

Are you paying your bank a loyalty tax? πŸ›‘πŸ’Έ

It’s the most common question we get asked right now: β€œShould I refinance?”

The answer is almost always yes, especially if you haven't reviewed your loan in the last 12-24 months. Banks often offer their best rates to new customers, while existing loyal customers get left on higher variable rates.

Switching lenders isn't just about finding a lower rate; it’s about taking control of your cash flow. Whether you want to lower your monthly minimums, unlock equity for an investment, or consolidate other debts, a quick loan review is the first step.

Stop guessing if you have a good deal. Let the team at Invest & Go compare your current loan against over 60 lenders to see exactly how much you could be saving.

πŸ‘‡ Send us a DM or call today for a free 15-minute loan health check!
πŸ“ž 0450 411 898

A tale of two markets: The April 2026 property numbers are in. πŸ“ŠπŸ‘The latest Hedonic Home Value Index is out, and we are ...
06/05/2026

A tale of two markets: The April 2026 property numbers are in. πŸ“ŠπŸ‘

The latest Hedonic Home Value Index is out, and we are seeing a massive divide across the country.

πŸ“‰ For our locals: Here in Melbourne, dwelling values saw a slight dip of -0.6% for the month. If you have been looking to upgrade or buy your first home locally, this cooling could be the exact window of opportunity you need to negotiate a better price without the crazy bidding wars.

πŸ“ˆ For the investors: The heat is clearly out West and up North. Perth is leading the charge with a massive 26.0% annual growth, followed closely by Brisbane (19.7%) and Darwin (19.6%).

Whether you are looking to capitalize on the cooling Melbourne market or leverage your existing equity to invest interstate, having the right finance strategy is everything.

Let’s take a hands-on, no-nonsense look at your numbers.
πŸ‘‡ DM us "STRATEGY" or contact the team at Invest & Go today.
πŸ“ž 0450 411 898
🌐 investandgo.com.au

BREAKING: The RBA has officially hiked the cash rate to 4.35%. πŸš¨πŸ“ˆThe Reserve Bank of Australia has just announced anothe...
05/05/2026

BREAKING: The RBA has officially hiked the cash rate to 4.35%. πŸš¨πŸ“ˆ

The Reserve Bank of Australia has just announced another rate increase, pushing the official cash rate up by a further 0.25% to 4.35%.

What does this mean for your mortgage?
If you are on a variable rate, your lender will likely pass this increase on shortly. For a typical $600,000 to $1 million loan, this move could add roughly $90 to $150 to your monthly repayments. With ongoing cost-of-living pressures, we know this adds significant strain to household budgets right here in Australia.

Control what you can control.
You can't control the RBA, but you can control your loan structure. Don't wait for your bank's rate increase letter to arrive. Whether you are looking to refinance for budget certainty or wondering how this impacts your borrowing capacity for a new purchase, now is the time to act.

We take a hands-on, no-nonsense approach to comparing lenders so you don't end up paying the bank's loyalty tax. Let the team at Invest & Go review your current position and show you what is actually possible.

πŸ‘‡ DM us "REVIEW" or contact us today for a free loan health check!
🌐 investandgo.com.au

Big property goals don't happen overnight. They happen one step at a time. πŸ‘πŸ“ˆIt is easy for clients to feel overwhelmed ...
28/04/2026

Big property goals don't happen overnight. They happen one step at a time. πŸ‘πŸ“ˆ

It is easy for clients to feel overwhelmed by the property market. Between shifting rates and endless paperwork, the finish line can sometimes feel miles away. But the truth is, securing a dream home or a new investment property comes down to getting the fundamentals right today.

πŸ‘‰ Swipe through to see the three essential steps to take before even looking at properties.

Whether the goal is to set down roots locally or expand a portfolio across Australia, knowing the true borrowing power and having the right finance strategy is critical. You don't have to navigate it alone.

Let the team at Invest & Go do the heavy lifting. We compare over 60 lenders to build a no-nonsense plan that actually works for your specific financial situation.

Take the first step today.
πŸ“ž 0450 411 898
πŸ’¬ Or DM us to book a free borrowing capacity check.

Did you know that bundling your home and investment loans could unlock significantly lower rates?If your total borrowing...
16/04/2026

Did you know that bundling your home and investment loans could unlock significantly lower rates?

If your total borrowing exceeds $1 Million, you gain access to highly competitive pricing that everyday retail borrowers simply don't see. For a limited time, we are helping clients secure these sharp rates for aggregate lending over $1M (Sub 80% LVR):

🏑 5.69% Owner-Occupier Variable Rate
πŸ“ˆ 5.84% Investor Variable Rate

Whether you are buying your next high-value property or refinancing your current portfolio, a fraction of a percent makes a massive difference to your bottom line.

Don't leave money on the table. Let’s run your numbers and structure your debt the right way.

πŸ‘‡ Call the team or DM us "PREMIUM" for a free, confidential loan review!
πŸ“ž 0450 411 898
🌐 https://www.investandgo.com.au

See the bottom of this post for full terms, conditions, and comparison rate warnings.

Rates are subject to change. Advertised rates are available for aggregate lending over $1,000,000 with a maximum LVR of 80% for new lending only. Terms, conditions, fees, and standard lending criteria apply. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Mausam Kandel (CRN 555112) & Invest & Go Pty Ltd (CRN 555113) are Credit Representatives of Buyers Choice Licencing Pty Ltd (ACL 509484).

Hi, I’m Mausam - your local mortgage expert. πŸ‘‹πŸ‘At Invest & Go, we know that a home loan is never just a loan. It’s the k...
07/04/2026

Hi, I’m Mausam - your local mortgage expert. πŸ‘‹πŸ‘

At Invest & Go, we know that a home loan is never just a loan. It’s the key to your future.

Whether you are looking to set down roots here in Australia, build your property equity, or plan your long-term wealth strategy, you need a finance structure that actually works for you.

My goal is to take the stress, the jargon, and the endless bank queues out of the equation. I compare over 60+ lenders to find the right fit for your unique situation, so you can focus on the exciting part: finding your dream home.

Ready to make your property goals a reality? Let’s chat.

πŸ“ž 0450 411 898
🌐 https://www.investandgo.com.au

Feeling the pinch of inflation? You aren't alone. πŸ“‰πŸ“ŠIt’s no secret that the rising cost of living is putting pressure on...
31/03/2026

Feeling the pinch of inflation? You aren't alone. πŸ“‰πŸ“Š

It’s no secret that the rising cost of living is putting pressure on household budgets across Australia. But how exactly does inflation impact your home loan?

As our latest guide shows, inflation hits mortgage holders in four distinct ways:
1️⃣ Reduced Purchasing Power: Daily essentials cost more, leaving less cash flow for savings or debt.
2️⃣ RBA Rate Hikes: To fight inflation, the RBA increases rates, which bumps up mortgage repayments.
3️⃣ Difficult Refinancing: Lending rules tighten, making it harder to switch loans.
4️⃣ Slower Appreciation: Higher borrowing costs can cool down market demand and slow property value growth.

The Good News: While you can't control inflation or the RBA, you can control your mortgage structure.

If your current loan is putting too much pressure on your daily budget, it's time for a review. We can look at your options to potentially lower your rate, consolidate debt, or restructure your loan to give you breathing room.

πŸ‘‰ DM us "REVIEW" or call the team at Invest & Go today.

Address

1344 Centre Road
Kingston, VIC
3169

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+61450411898

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