Advocate Finance

Advocate Finance Who are we? We're mortgage brokers. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you.

We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible.

Buying your first home is a big step, but it doesn’t have to be daunting. We’ll help you:✔️ Secure pre-approval✔️ Unders...
14/09/2026

Buying your first home is a big step, but it doesn’t have to be daunting.

We’ll help you:
✔️ Secure pre-approval
✔️ Understand the market
✔️ Navigate grants and incentives

Start your journey to homeownership today.

Why choose a mortgage broker over going direct to the bank? Here are just 5 reasons why it makes sense:– We save you tim...
11/09/2026

Why choose a mortgage broker over going direct to the bank?

Here are just 5 reasons why it makes sense:
– We save you time
– We simplify the process
– We work for you, not the bank
– We're up-to-date with what's on offer
– We compare a large range of lenders for you

Let’s make sure you get a home loan that works in your best interests, without the hassle.

Life changes, and sometimes your home needs to change with it.Perhaps you're:👉 Ready for a lifestyle change👉 Welcoming a...
08/09/2026

Life changes, and sometimes your home needs to change with it.

Perhaps you're:
👉 Ready for a lifestyle change
👉 Welcoming a new family member
👉 Seeking better schools or amenities
👉 Looking for more space to work from home

Upgrading your home involves careful planning around timing, finance, and strategy. We'll help you:
✅ Assess your current equity position
✅ Explore your current borrowing options
✅ Plan for a smooth transition between properties

Every situation is different, so we'll work closely with you to find the approach that will serve your best interests.

Most people put off buying their first home because they don’t feel 'ready'.But ready doesn’t necessarily mean perfect.W...
05/09/2026

Most people put off buying their first home because they don’t feel 'ready'.

But ready doesn’t necessarily mean perfect.

We can help you:
– Find out what support you’re eligible for
– Start planning with real numbers
– Understand what you can afford

Get in touch today for a no strings chat. We can't make any promises, other than we'll be able to give you clarity into your options.

Every lender wants your attention. Flashy offers, big promises, fine print.The real challenge is knowing which option is...
03/09/2026

Every lender wants your attention. Flashy offers, big promises, fine print.

The real challenge is knowing which option is actually right for you.

That’s where we step in. We take the time to understand where you are now, where you want to be, and then build a strategy that’s tailored to your goals – not the bank’s.

We’re here to make the process clearer, smarter, and far less stressful.

Ready for a chat? No strings, just straight answers.

Equity is the difference between your property’s market value and what you still owe on the loan.Let's map out a scenari...
31/08/2026

Equity is the difference between your property’s market value and what you still owe on the loan.

Let's map out a scenario:
– Property value = $800,000
– Loan balance = $500,000
– Equity = $300,000

Equity can be a powerful tool to:
– Fund renovations
– Refinance for a better rate
– Buy an investment property

Want to know how much equity you have? We can run the numbers.

We're practically being beaten over the head with how unaffordable housing is right now, but we're here to remind you it...
24/08/2026

We're practically being beaten over the head with how unaffordable housing is right now, but we're here to remind you it's not all doom and gloom!

Contrary to the constant news reports, you don't need to be on an exorbitant salary to break into the property market.

If you aspire to get on the property ladder, let's sit down together, crunch the numbers, and get clear on what you can afford to borrow and when.

Reach out today to explore your options.

Yes, switching loans can save you money – but sometimes repricing your current loan is just as effective.Before you refi...
22/08/2026

Yes, switching loans can save you money – but sometimes repricing your current loan is just as effective.

Before you refinance, weigh up:
– Exit and application fees
– Whether you’ll lose key features
– If the savings outweigh the costs

Get in touch and we’ll help you crunch the numbers.

Different saving styles, risk comfort levels or money stories don’t have to equal conflict.We help couples design a stra...
20/08/2026

Different saving styles, risk comfort levels or money stories don’t have to equal conflict.

We help couples design a strategy they can both believe in, and actually stick to.

Get in touch for a no strings chat and we’ll walk you through how we do it.

When figuring out whether to approve your home loan application, lenders will consider your 'character'.They basically n...
17/08/2026

When figuring out whether to approve your home loan application, lenders will consider your 'character'.

They basically need to decide whether you're someone who'll pay them back, and how they make this judgment is to look at your past behaviour.

Every payment you make – or miss – writes a chapter in your credit history, and lenders will take a look at this story to gauge your reliability.

A strong credit history isn't just numbers; it's proof that you're consistently responsible.

So, before applying for a home loan, make sure your credit report is telling the right story.

Address

Kincumber, NSW
2251

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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