04/08/2026
Key Requirements to Improve Your Chances of Getting a Home Loan
Getting approved for a home loan depends on several factors. The better prepared you are, the more likely you are to qualify and secure a competitive interest rate.
PAYG Income?
β
Have a stable job with a good income.
β
If you have a large family or children, dual income can help.
β
Save at least a 5% deposit.
β
Reduce your existing debts.
β
Maintain a good credit history.
Self-employed?
βοΈ Make sure your ABN has been active for at least 2 years.
βοΈ Have consistent income over the last 2 financial years.
βοΈ Keep your last 2 years' tax returns and financial statements ready.
If you're planning to buy your first home, upgrade, invest, or refinance, let's discuss your options and find the right lender for your situation.
π Contact us today and take the first step towards owning your dream home!
π± Phone: 0473 453 309
π§ Email: [email protected]
π Website: https://betterchoicemortgage.com.au
π
Book Your FREE Consultation:
First Home https://betterchoicemortgage.as.me/schedule/3bebf97c/appointment/43585154/calendar/8160623
Refinance https://betterchoicemortgage.as.me/schedule/3bebf97c/appointment/46541274/calendar/11075025
Investment Loan
https://betterchoicemortgage.as.me/schedule/3bebf97c/appointment/43746174/calendar/8160623
General information only. Lending is subject to lender approval and eligibility criteria.