Nick Gannon - Finance Specialist

18/02/2026

Thanks for the kind words Samantha! - It's been a pleasure working with you!

13/10/2025

Rentvesting: Your Path to Property Without Sacrificing Lifestyle!

Skyrocketing prices got you thinking property’s out of reach? Rentvesting is the trend flipping the script!

Here’s the deal: Rent where you love (vibrant cities, beaches, top schools) and invest in affordable, high-growth areas with 4-6% yields). No need to wait for your “dream suburb” – build wealth while living life!

Why Rentvesting Rocks:

✅ Lifestyle Freedom: Rent in prime spots without massive mortgages.
✅ Cost Savings: Renting’s often cheaper than buying
✅ Tax Perks: Negative gearing & depreciation on investments.
✅ Hassle-Free: Tenants cover your property costs; landlords handle maintenance.

But, the Catch:

❌ No full CGT exemption (unlike owner-occupied homes).
❌ Renting means landlord control – no renos without permission.
❌ Peer pressure & “rent is dead money” myth (only if you don’t invest savings!).
❌ Miss first home grants/stamp duty concessions.

Mindset Shift: From “Missed the Boat” to “I’m In!”

Ditch “I can’t afford it” – rentvesting says YES you can!. Start now, and compounding beats waiting. Action Plan:

Calc rent vs. buy gap (use online tools).
Get pre-approval – rental income boosts borrowing power.
Pick growth spots.
Consult an advisor for tax & strategy tweaks.

2025 markets are growing – act smart! Ready to shift? DM us for a free chat to kickstart your journey.

Call now to connect with business.

09/10/2025

In this video, I sit down with Bluehive's director Jonathan Gan — who has been helping first home buyers for over 25 years — to share practical insights on:

✔️ What to expect when buying your first home
✔️ The biggest mistakes first home buyers make
✔️ How the process has changed over the years
✔️ Steps to take to get your property journey started the right way

If you’re just beginning your search for your first home, this is the perfect place to start.

👉 Subscribe to the Bluehive channel for more tips, strategies, and updates designed to help first home buyers succeed in the Australian property market.

Are you a first home buyer in Australia and not sure where to start? 🏡 Buying your very first property can feel overwhelming, but with the right guidance it...

25/09/2025

Thinking about buying your first home? Big changes are coming to the Home Guarantee Scheme from 1 October 2025 — and they could make it much easier to get into the property market sooner.

In this video, I cover:
✔️ What the Home Guarantee Scheme is and how it works
✔️ The new updates coming in October 2025
✔️ How you can buy a home with just a 5% deposit and avoid paying Lenders Mortgage Insurance (LMI)
✔️ Updated income caps and eligibility rules for singles and couples
✔️ How the removal of the 35,000 annual cap opens the scheme to more buyers

Thinking about buying your first home in Australia? 🏡 Big changes are coming to the First Home Buyer Guarantee (Home Guarantee Scheme) from 1 October 2025 —...

08/09/2025

We just helped a really excited couple buy their first home, and their story is a great example of why it’s so important to cover your bases when you’re house hunting. They found a place they loved, and were ready to put in an offer. I made sure we included a range of conditions to protect them, including subject to a building inspection.

Good thing we did!

The inspection showed a major issue with the concrete slab at the front of the house—something that could’ve cost them $30,000 to fix later on. That inspection saved them from a huge headache, and they of course passed on that property.

The good news? They didn’t give up. We used the Family Home Guarantee, which let them buy their dream home with a 5% deposit and no Lenders Mortgage Insurance. The property was $600k in Victoria, so they also didn’t have to pay stamp duty. They’re grabbing the keys next week and can’t wait to move in.

This just goes to show how crucial it is to do your homework before jumping in. Getting pre-approved and including the right conditions in your offer is essential to avoid costly mistakes down the road.

26/08/2025

Exciting news for first home buyers! From 1 Oct 2025, the Home Guarantee Scheme is expanding: unlimited places, higher property price caps, no income limits, and just a 5% deposit needed to buy your first home without Lenders Mortgage Insurance! 🏡 Check your eligibility and new price caps on the Housing Australia website.

Also - a huge thanks to Maddie for her awesome Google review!

🙌 If you're ready to secure your first home, reach out to us today!

20/05/2025

RBA Cash Rate Cut: What It Means for Australia’s Property Market.

Yesterday, RBA cut the cash rate by 0.25% to 3.85%, marking the second cut this year and the lowest rate since May 2023. This decision is set to boost buyer confidence and borrowing power, fueling demand in an already hot property market. But what does this mean for house prices?

According to Peter Tulip, Chief Economist at the Centre for Independent Studies, a 1% cut in interest rates could drive home prices up by 6% in the first year and 8% over two years. Based on CoreLogic’s national median house price of ~$772,000, this translates to potential growth of ~$46,000 in one year and ~$60,000 in two years. CoreLogic’s Tim Lawless also notes that the February rate cut already reignited market momentum, with national dwelling values rising 0.4% in March to a record $820,331. With markets anticipating further cuts—potentially to 3.1% by early 2026—expect continued upward pressure on prices, especially in high-demand areas like inner Melbourne and Sydney’s inner west.

19/05/2025

Thanks to Delara for the incredible review!

If you’re looking for advice on buying, investing, or restructuring your home loan for better results, reach out to us!

You can read more of our 5 star reviews from clients on our website https://www.bluehive.com.au/

03/03/2025

I’m proud to partner with B1G1, a global initiative that turns everyday work into meaningful change. It’s about more than just finding the right loan—it’s about empowering people with financial literacy to build a stronger future. Through B1G1, every time we help our clients, we also provide educational resources to kids and communities around the world who need it most. It’s a simple way to connect the financial guidance we offer here with a broader mission of education and opportunity globally. What we do together can make a real difference! For any other businesses that want to find out more or get involved, check out the link in the comments.

17/02/2025

Congratulations to Steven and Maddison on financing their 2024 CRX Offroad Caravan from Design RV Australia!

Wishing you both an incredible adventure around Australia!

If you're looking to finance a caravan or any other vehicle, feel free to reach out anytime!

27/01/2025

Thanks Samantha - it's been great getting to know you and your awesome family!