Kirsty Lawlor at Regional Finance

Kirsty Lawlor at Regional Finance With over 12 years of experience in the banking sector, I bring extensive knowledge and expertise in Commercial, Agricultural, and Mortgage Lending.

I’m committed to delivering practical, tailored solutions for my clients – with a focus on achieving real results, not just promises. A proud local Gunnedah girl, I have a deep understanding of rural life and the unique needs of regional clients. My strong connection to the community and genuine care for the people I work with are at the core of my approach. If you’re looking for a lending special

ist who genuinely understands regional life, prioritises your needs, and is dedicated to helping you secure the best possible outcome, I’d love to help.

Six months ago, I drove over two hours to sit around Liam and Lucy's kitchen table and chat about their dream of buying ...
16/06/2026

Six months ago, I drove over two hours to sit around Liam and Lucy's kitchen table and chat about their dream of buying their first home.

Before we even discussed home loans, we talked about their lifestyle, their goals, and what was important to them. I wanted to understand their day-to-day spending habits, where they could make improvements, and how we could create a savings plan that was actually achievable.

Because let's be honest saving for a home deposit shouldn't mean living on 2-minute noodles.

Together, we built a tailored budget that suited their lifestyle and identified a few areas where small changes could make a big difference. By making realistic adjustments and sticking to their plan, Liam and Lucy were able to reach their savings goals.

Fast forward six months, and they've saved enough to purchase their first home.

My role isn't just helping you find the right home loan when you're ready to buy. I can also support you well before that stage by helping you understand your position, create a personalised budget, and develop a strategy to get you into your home sooner.

Sometimes it's not about making huge sacrifices it's about finding small opportunities to save that add up over time and move you closer to your goal.

Seeing Liam and Lucy achieve what they set out to do has been incredibly rewarding, and I'm excited to continue supporting them through the next stage of their home ownership journey.

If buying your first home feels out of reach, let's have a conversation. You might be closer than you think.

Every Home Loan Story is Different And That's Where Experience MattersWith many years in the lending industry, I've had ...
11/06/2026

Every Home Loan Story is Different And That's Where Experience Matters

With many years in the lending industry, I've had the privilege of helping clients navigate everything from straightforward home purchases to some of the most complex lending scenarios.

Whether you're:
- Buying your first home
- Upgrading to your next property
- Investing in real estate
- Self-employed
- Managing multiple income streams
- Working through credit challenges
- Refinancing to achieve your financial goals

I understand that no two applications are the same

My approach is simple: take the time to understand your circumstances, explore the right lending solutions, and guide you through the process with clear communication and genuine support

Complex doesn't mean impossible. Often, it just requires the right strategy, lender selection, and an experienced advocate in your corner

If you're considering your next property move or would like a second opinion on your borrowing options, I'd be happy to have a conversation

Let's discuss how I can help turn your property goals into reality

Why choose a Split Loan Facility?A split loan gives you the flexibility to divide your home loan into fixed and variable...
28/05/2026

Why choose a Split Loan Facility?

A split loan gives you the flexibility to divide your home loan into fixed and variable portions so you can enjoy the best of both worlds!

✨ Benefits of a Split Loan Facility:
✔️ Stability with fixed repayments
✔️ Flexibility to make extra repayments on the variable portion
✔️ Protection from rising interest rates
✔️ Opportunity to save interest over time
✔️ Better control over your budgeting and cash flow

Whether you want certainty or flexibility, a split loan can help balance both.

Thinking about your home loan options? Let’s chat about what structure suits your financial goals best.

Helping clients achieve their dream of owning a home is honestly the best part of what I do! If I’ve helped you along yo...
19/05/2026

Helping clients achieve their dream of owning a home is honestly the best part of what I do!

If I’ve helped you along your home loan journey whether it was buying your first home, upgrading, refinancing or investing I’d absolutely love if you could take a moment to leave a review and share your experience. Your kind words not only mean so much to me, but also help future clients feel confident taking that first step toward their own property goals 💛

Thank you to every client who has trusted me to be part of such an exciting milestone. I’m so grateful for your support!

👇 Leave your review below or send me a message

12/05/2026

New purchase, refinance, or just exploring your options choose a broker who’s dedicated to your goals.

Every client is different, but my goal is the same: taking you step by step to YES

Reminder - Buyer & Seller Night is just around the corner!If you’ve been thinking about buying, selling, or just want to...
08/04/2026

Reminder - Buyer & Seller Night is just around the corner!

If you’ve been thinking about buying, selling, or just want to get a better understanding of the market, this is your sign to come along 👀

It’s going to be a relaxed night, full of good chats, helpful insights, and all your questions answered no pressure, just real info.

Can’t wait to see you there! Stacey McAllan Legal

We’re excited to be hosting our Buyers & Sellers Information Night in Gunnedah!

Whether you’re a first home buyer, seasoned investor, or thinking about selling, this is your chance to learn more about the buying and selling process from our experienced conveyancing team and our fantastic guest speakers.

Join us for free for an informative (and relaxed!) evening, connect with local experts, and get your property questions answered, at no cost.

See you there! ✨

💡 Did you know?I’m more than your local home loan broker, I can help ABN holders secure Equipment Finance for vehicles, ...
30/03/2026

💡 Did you know?

I’m more than your local home loan broker, I can help ABN holders secure Equipment Finance for vehicles, machinery & more, while keeping your cash flow intact.

Get in touch now to get started!

With the cash rate sitting at 4.10%, it’s a gentle reminder that things can shift over time especially when it comes to ...
17/03/2026

With the cash rate sitting at 4.10%, it’s a gentle reminder that things can shift over time especially when it comes to your home loan.

If it’s been a while since you last checked in on your rate or loan structure, this could be a nice opportunity to revisit it.

No pressure, no big decisions just understanding where you’re at and whether your loan is still supporting your goals.

Sometimes a simple review is all it takes to feel more confident moving forward.

If you’ve been meaning to take a look, I’m always here for a chat

Address

Gunnedah, NSW
2380

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