Home Loan Financial

06/12/2024

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✨Exclusive Off-Market Opportunity in Umina Beach✨
3 | 2 | 1
Guiding $1,000,000 - $1,100,000!

OPEN TOMORROW Saturday 7th December | 2:00pm - 2:30pm📅

Check out 29 Carpenter Street, Umina Beach📍🏠- a Charming Single-level, 3 Bedroom Home.
This delightful home is nestled in a quiet, convenient location with easy access to schools, shops, public transport, and the stunning beaches🏄‍♀️

📞 Contact Damien McPherson on 0468 866 852 to explore this fantastic opportunity!
Don’t miss out—this one won’t last long! 🏡💫

22/11/2024

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06/09/2024

🌟OFF MARKET OPPORTUNITY IN WOY WOY! 🌟
An excellent and affordable opportunity on offer - 2 bedroom home, perfect for first home buyers, young families, downsizers or investors! It will be OPEN FOR INSPECTION TOMORROW - Saturday 7th September from 10:00-10:30am. Take advantage before it goes public!

Call me directly for more information
☎️0484 392 143

07/07/2023

We are not suggesting that you rush out and buy solar panels, but if you already have them or if your property has a good NatHERS rating, why not take advantage of these lower rates? As always, I'm happy to talk about your situation.

29/07/2022

14/03/2022

At Home Loan Financial, we’re in it for the long haul. Our goal is to support you with all your big financial decisions, at every stage of your life.

Whether you’re looking to refinance, buy your first home, next home, an investment property or another big-ticket purchase, forming a strong relationship with your broker is one of the smartest moves you can make.

Click the link below to see why. Reach out and we’ll explore how we can support you with your finance journey.
https://www.homeloanfinancial.com.au/the-benefits-of-a-long-term-broker/

07/03/2022

It is time to refinance....

Have you outgrown your current mortgage? If you’ve been with the same home loan provider for years, chances are you could be missing out.

With interest rates on the move, now is the time to talk to us about refinancing your home loan.

Refinancing may help you to:

⬇️Secure a lower interest rate
⬇️Pay less fees
💲💲Free up equity for an investment property or another asset
💲💲Consolidate your debt
💲💲Add interest-saving features to your mortgage (an offset account or redraw facility, for example).

We can compare the market and find you the right loan for your specific needs, whether it’s with a big four bank, credit union, a smaller lender or an exclusive home loan provider. We have access to 40+ lenders.

There’s never been a better time to make the most of our services. Talk to us today.

14/02/2022

It's time to get all your ducks in a row 🦆🦆🦆.

No one has a crystal ball but 2022 is definitely the year of taking action. If you have a plan, act. If you don't have a plan, make one. If you have equity, secure it. If you are paying too much for your current loan, change that! No matter what your plan or idea we are here to help! Call Don & Liz on 1300552907 or 0420763784.

21/12/2021

Wishing all of our past, present and future customers a safe and happy festive season! Thank you for doing business with us and we look forward to helping you with all your finance needs in 2022.

Our office will be closed from Wednesday 22nd December and will reopen on Monday 10th January.

Take care and happy holidays!

08/12/2021

Another happy customer! Thanks for taking the time to write us a review Marc & April. Enjoy your new home.

22/11/2021

This badge recognises the quality of our Home Loan applications and the satisfaction of our customers. Internally it means that our systems are working and we can deliver consistent high quality -Elite 😉 -outcomes. Always room for improvement and growth but it is nice to take a moment to acknowledge the hard work of each member of the team.

03/11/2021

Recent changes to how lenders have to assess borrowing capacity for home loans will make it harder for some to borrow what they want.

On 6 October the Australian Prudential Regulation Authority (APRA) announced that lenders need to assess borrowers’ ability to meet their loan repayment at an interest rate that is at least 3.0 percentage points above the loan product rate, compared to the 2.5 percentage points it is now.

This comes into effect from the end of October.

Get in touch today to find out what the changes are and what they could mean for you.

We can help:

>assess your pre-approval
>discuss the impact of the changes on your ability to borrow for investment
>discuss property plans and how we can work together to help you get there.