Lisa Holt - AAP Finance Brokers

Lisa Holt - AAP Finance Brokers We're here to help you with your finance needs, including home mortgages, commercial, corporate and business lending.

Australian Credit Licence 499241
Credit Rep Number 542265

Do you have an outstanding tax debt?You are not alone — and in some situations, there may be lending options available t...
04/06/2026

Do you have an outstanding tax debt?

You are not alone — and in some situations, there may be lending options available to help consolidate or manage ATO debt more effectively.

Different lenders assess tax debt differently depending on your overall financial position, repayment history and business structure.

Understanding your options early can help relieve financial pressure and put a plan in place moving forward.

At AAP Finance Brokers, we help guide clients through the lending solutions available for managing tax debt.

ACL 499241 Credit Rep 542265

Thinking about making the move from PAYG employment to self-employed? 💼Many borrowers assume it will limit their lending...
02/06/2026

Thinking about making the move from PAYG employment to self-employed? 💼

Many borrowers assume it will limit their lending options — but there may be more flexibility available than you think.

Different lenders assess self-employed income differently, and there can be options available depending on how long you have been trading, your industry and your financial position.

Understanding your options early can help make the transition smoother and keep your future plans on track.

At AAP Finance Brokers, we help guide clients through the lending options available when transitioning into self-employment.

ACL 499241 Credit Rep 542265

employment.

Do you have a HECS or HELP debt? 🎓Many borrowers are surprised to learn that lenders can assess HECS debts differently w...
31/05/2026

Do you have a HECS or HELP debt? 🎓

Many borrowers are surprised to learn that lenders can assess HECS debts differently when reviewing home loan applications.

Some lenders look at your repayment amount, while others may assess the remaining balance and how it impacts your overall borrowing capacity.

Understanding how your HECS debt is treated could make a difference to your lending options and approval outcomes.

If you are unsure how your HECS debt may affect your borrowing capacity, we are here to help.

ACL 499241 Credit Rep 542265

Reverse MortgagesSometimes life can change unexpectedly.Whether it is aged care costs, moving into a nursing home, medic...
29/05/2026

Reverse Mortgages

Sometimes life can change unexpectedly.

Whether it is aged care costs, moving into a nursing home, medical expenses or simply needing access to funds, a reverse mortgage may help provide a solution through the equity in your home.

For some Australians, it can offer greater financial flexibility and peace of mind during challenging times.

Understanding your options is important, and we are here to help you understand the process.

ACL 499241 Credit Rep 542265

Do you know what your credit score is? 🤔Your credit score can play an important role when applying for finance and may i...
28/05/2026

Do you know what your credit score is? 🤔

Your credit score can play an important role when applying for finance and may impact your borrowing capacity and loan approval options.

Things like missed payments, credit enquiries and outstanding debts can all affect your score.

Understanding where you stand before applying for a loan can help put you in a stronger position.

If you are unsure about your credit score or how it may affect your lending options, we are here to help.

ACL 499241 Credit Rep 542265

Are you looking for a different strategy to investing in property?More Australians are exploring ways to take greater co...
27/05/2026

Are you looking for a different strategy to investing in property?

More Australians are exploring ways to take greater control of their long-term wealth strategy through SMSF lending.

Using your super to invest in property may help diversify your investment approach while building towards retirement goals.

Whether you are considering residential or commercial property, understanding your lending options is an important first step.

At AAP Finance Brokers, we help guide clients through the SMSF lending process from start to finish.

ACL 499241 Credit Rep 542265

“How much savings do I actually need to buy my first home?” 🤔It is one of the most common questions we get from first ho...
26/05/2026

“How much savings do I actually need to buy my first home?” 🤔

It is one of the most common questions we get from first home buyers.

The good news is — you may not need as much as you think.

Your savings can help cover:
✔ Deposit
✔ Stamp duty & upfront costs
✔ Government fees
✔ A financial buffer after settlement

There may also be grants and schemes available that could help you get into the market sooner.

If you are not sure where to start, we are here to help guide you through the process.

ACL 499241 Credit Rep 542265

With the rising cost of living and continued interest rate pressure, now is a good time to ask yourself…👉 Do you have a ...
22/05/2026

With the rising cost of living and continued interest rate pressure, now is a good time to ask yourself…

👉 Do you have a buffer in place for future rate rises?

Small changes can make a big difference over time, including:

✅ Rounding up your repayments to the nearest $50 or $100
✅ Reviewing phone, internet and streaming subscriptions
✅ Checking your household budget for savings opportunities
✅ Comparing home and car insurance premiums
✅ Reviewing electricity and utility accounts
✅ Paying down credit card debt to reduce monthly commitments

Planning ahead now may help reduce financial stress later.

If you’d like help reviewing your budget, home loan or repayments, feel free to reach out 📩

ACL 499241 Credit Rep 542265

Address

Suite 3. 04, Level 3, Platinum Building
Gosford, NSW
2250

Telephone

+61404885306

Website

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