Sprout Finance Co.

16/02/2022

What makes a successful property investor?

So, what can we learn from the people who do it well? Let’s take a look at some of the traits of successful property investors.

09/02/2022

Buying off the plan can be a great way to get in the market, but like any purchase there are also risks involved. Here’s what you should know when considering buying off the plan.

For one, it may allow you to lock in your property’s purchase price sooner rather than later. With prices on the move upwards in many markets, this could equate to huge savings in your back pocket.

02/02/2022

Planning a renovation can be daunting, especially when it comes to weighing up the cost / effort vs. benefits. Here are a few tips to help you decide whether it's the right option for you.

How much is it going to cost to turn your daggy yet loveable 1960s fixer-upper into a modern masterpiece? Plan your renovations and put together some costings.

26/01/2022

If you've been putting off tackling that classic New Year resolution to update your budget, here are some tips to help you take control.

Last Christmas, credit card spending plunged Aussies $24.3 billion deeper into debt. It’s a worry, particularly for those in the market for a property purchase in 2022.

19/01/2022

If you’re buying property for the first time, you may be a little confused about which professionals you’ll need on your team. Surrounding yourself with a network of supportive experts could help make the buying process a lot smoother and stress-free.

Surrounding yourself with a network of supportive experts could help make the buying process a lot smoother and stress-free.

12/01/2022

Wondering what is ahead for the property market in 2022? Well the final months of 2021 saw housing values move through the fastest rate of annual growth since the late 1980s, at a time when wages and household incomes hardly moved. Considering the housing affordability situation, and with a federal election to be held this year, home ownership and housing affordability are likely to be hot political topics across the major parties.

https://www.corelogic.com.au/news/housing-values-end-year-221-higher-pace-gains-continuing-soften-multi-speed-conditions-emerge

10/08/2021

Renovation dreams? Lost in a Pinterest rabbit hole? We've been there. If you need finance to give those dreams a kickstart, we can help.

03/08/2021

If you're getting ready to buy now or in the next 12 months, it might be time for budget boot camp! Starting with stepping on the scales⚖️ for our buyers, we complete a report that gives you a comprehensive picture of your current spending habits so that you can see where there's some fat to trim!

When you apply for a home loan, particularly as a first home buyer, it is important to have a thorough understanding of your financial situation and good savings habits. Lenders will want to see an established history of regular savings before they will give you their best rate on a home loan and fo...

27/07/2021

Is it time to review your home loan? For the who, the what and the when, read our article on refinancing OR just give us a call.

In this article, we provide the process to refinancing your home loan, breaking it down into simple layman’s terms. But before we get into that, let us clear up a few common questions about refinancing.

20/07/2021

Have you ever wondered how credit cards can affect your home loan application? If you're looking to buy or refinance, getting a handle on how your financial position will be viewed by a lender is a critical step. If you're keen to find out more, get in touch.

When applying for a loan, lenders are concerned about your income, expenses and debts. Using this information, they’ll calculate your debt-to-income ratio to determine if you’ll be able to manage your loan repayments.

14/07/2021

Wondering which way the property market is headed? Have a read of our July magazine for insights into what's driving the current demand and thoughts on some of the indicators that could suggest the heat could be due to come out of the market.

As expected, the Reserve Bank of Australia (RBA) decided to keep the official cash rate at 0.10 per cent this month, continuing an eight-month holding pattern.

02/11/2020

I N S T A N T A S S E T W R I T E O F F!

The 30th Dec deadline is fast approaching ⏱ If you've been contemplating taking advantage of this incentive, not to mention the temporary full expensing initiative announced in the budget last month, now is the ideal time to get in touch and organise your finance.