Blacksmith Financial Group

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Blacksmith Financial Group We specialise in mortgage broking, business loans, and commercial finance.

Blacksmith Financial Group, situated in the heart of Fitzroy, Victoria, is a premier financing broking company dedicated to providing tailored financial solutions.

14/10/2026

Your mortgage broker isn’t just someone you call when you’re buying a home. 🏠

Call before something in your life changes.

New job, relationship, baby, investment plans or a change in your finances, getting advice early can make all the difference.

Pre-approval isn’t a guarantee!From property valuations to changes in income or new credit applications, unexpected fact...
13/10/2026

Pre-approval isn’t a guarantee!

From property valuations to changes in income or new credit applications, unexpected factors can affect your home loan before settlement.

🔑 Stay prepared and keep your finances on track.

📩 Book your pre-settlement check with Blacksmith Financial Group. LINK IN BIO

09/10/2026

The smartest investors aren’t waiting for the “perfect” time, they’re making strategic moves with the right plan in place. 📈🏡

Whether you’re looking to grow your portfolio, refinance, or explore your next investment opportunity, having the right strategy can make all the difference.

If you’re wondering what your next move should be, let’s chat.

Book your FREE strategy meeting using the link below and let’s map out a plan tailored to your goals. 👇

Another one settled 🏡✅From signed to sealed to settled, another successful settlement completed this week.Thinking about...
08/10/2026

Another one settled 🏡✅

From signed to sealed to settled, another successful settlement completed this week.

Thinking about your next property move? Let’s make the finance side simple.

The RBA has lifted the cash rate to 4.60% 📈Today the Reserve Bank board voted unanimously to raise the cash rate by 25 b...
29/09/2026

The RBA has lifted the cash rate to 4.60% 📈

Today the Reserve Bank board voted unanimously to raise the cash rate by 25 basis points, from 4.35% to 4.60%. It’s the fourth rise this year.

What does this mean for your loan?

🔹 Repayments: if your lender passes the full rise on, a variable loan costs about $16 more a month for every $100k borrowed.

🔹 Borrowing power: lenders assess you at a buffer above the new rate, so the most you can borrow may drop.

🔹 Pre-approvals: if you’re buying, get yours reviewed before you make an offer or bid at auction.

It’s important to understand the implications of this if you’re looking to buy. A quick review now can stop you from overreaching or losing a property.

📩 DM “RATES” and I’ll check where your loan or pre-approval sits after today’s rise.

General information only. Doesn’t take your objectives, financial situation or needs into account. Lending criteria apply.

24/09/2026

☕️ COFFEE MARKET UPDATE — EPISODE 3

Capital Gains Tax (CGT) explained 👇

What happens when you sell an investment property for a profit? In Episode 3, we break down how CGT works in Australia and what property investors need to know.

📲 Watch the full breakdown and let me know, have you considered CGT in your property strategy?

Exciting and terrifying - buying your first home is honestly meant to feel like both. 🏡The excitement is real: your own ...
21/09/2026

Exciting and terrifying - buying your first home is honestly meant to feel like both. 🏡

The excitement is real: your own front door, your own space, a foot in the market. But so is the overwhelm — borrowing power, deposits, grants, LMI, which loan actually fits you. That’s the part that keeps people stuck on the fence for years longer than they need to be.

Here’s the difference: you don’t have to figure it out alone. We map the full path with you - what you can borrow, how much deposit you really need, which First Home Buyer grants and schemes you qualify for, and the steps to get there.
Same market. Same numbers. Completely different feeling when someone’s walking it with you.

Thinking about your first home? Send us a DM or book a free call - worst case, you leave knowing more than when you started.

16/09/2026

☕️ COFFEE MARKET UPDATE — EPISODE 3

Capital Gains Tax (CGT) is something every property investor should understand.

In Episode 3, we break down how CGT works in Australia, what can trigger it when selling an investment property, and why it’s important to factor it into your overall property strategy.

🎥 Watch the full breakdown and let us know — is CGT something you’ve considered when building your property portfolio?

Offset vs redraw - both can cut your interest by the same amount, but they’re not the same thing. The real difference co...
14/09/2026

Offset vs redraw - both can cut your interest by the same amount, but they’re not the same thing. The real difference comes down to who controls your money.

With an offset, every dollar stays yours - 100% accessible, anytime. With redraw, the extra repayments sit inside your loan, and your lender can reduce or freeze access whenever they choose.

Want flexibility and full control? Offset usually wins. Redraw can still suit disciplined savers who won’t need quick access to the funds.

Not sure which structure fits your goals? Send us a DM and we’ll walk you through it. 🏡

RBA holds cash rate at 4.35%The RBA has held the cash rate at 4.35%, keeping borrowing costs unchanged for now.Speak wit...
11/08/2026

RBA holds cash rate at 4.35%

The RBA has held the cash rate at 4.35%, keeping borrowing costs unchanged for now.

Speak with your broker to understand what this means for your loan.

Address

1/397 Brunswick Street
Fitzroy, VIC
3065

Telephone

+61437098188

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