Blacksmith Financial Group

Blacksmith Financial Group We specialise in mortgage broking, business loans, and commercial finance.

Blacksmith Financial Group, situated in the heart of Fitzroy, Victoria, is a premier financing broking company dedicated to providing tailored financial solutions.

20/05/2026

The market feels uncertain right nowโ€ฆ but uncertainty is often where the best opportunities are created ๐Ÿ“ˆ

With rates sitting at 4.35%, a lot of buyers and investors are sitting on the sidelines waiting for the โ€œperfectโ€ time. But history shows that long-term property decisions shouldnโ€™t be driven by headlines or fear.

If you already own property:
โœ”๏ธ Review your loan structure
โœ”๏ธ Focus on cash flow
โœ”๏ธ Make sure your repayments remain manageable
โœ”๏ธ Have a strategy in place

If youโ€™re looking to buy:
โœ”๏ธ Less competition
โœ”๏ธ More negotiating power
โœ”๏ธ More motivated vendors
โœ”๏ธ Better opportunities available

Property has always been a long-term game and moments like this are often where smart decisions are made.

If youโ€™d like to understand what the current market means for your position, send us a message.

05/05/2026

๐Ÿก Trying to buy your first home in Victoria?

Hereโ€™s what you need to know:

There are still powerful grants and schemes available that could help you get into the market sooner than you think ๐Ÿ‘‡

๐Ÿ’ฐ 5% Deposit Scheme
Get into the market with just 5% - no LMI, no income cap

๐Ÿงพ Stamp Duty Savings
Pay $0 stamp duty under $600K

Concessions up to $750K

๐Ÿค Help to Buy Scheme
Buy with as little as 2% deposit
Government contributes up to 30โ€“40%

๐Ÿ’ก The key isnโ€™t just knowing these exist - itโ€™s knowing which one gives you the biggest advantage based on your situation.

Want to find out what you qualify for?
Book a free strategy session today.

26/04/2026

๐Ÿ“ˆ Australiaโ€™s Property Boom - Who Won in 2025?

If you invested in Perth or regional Queensland this past yearโ€ฆ chances are you did VERY well.

๐Ÿ’ฐ Weโ€™ve seen:
โœ”๏ธ 15โ€“20%+ capital growth
โœ”๏ธ Strong rental yields (6โ€“7%)
โœ”๏ธ Investors pulling equity to buy again

Perth in particular has been one of the strongest performing markets in the country - and itโ€™s not done just yet.

๐Ÿ’ก The big question now: How much longer can it run?

There may still be another 12 months of growth, but understanding when to enter (and when not to) is key.

Want to know where the next opportunities are?
Book a free strategy session today.

20/04/2026

๐Ÿ“ˆ Australiaโ€™s Property Boom - Who Won in 2025?

If you invested in Perth or regional Queensland this past yearโ€ฆ chances are you did VERY well.

๐Ÿ’ฐ Weโ€™ve seen:
โœ”๏ธ 15โ€“20%+ capital growth
โœ”๏ธ Strong rental yields (6โ€“7%)
โœ”๏ธ Investors pulling equity to buy again

Perth in particular has been one of the strongest performing markets in the country - and itโ€™s not done just yet.

๐Ÿ’ก The big question now: How much longer can it run?

There may still be another 12 months of growth, but understanding when to enter (and when not to) is key.

Want to know where the next opportunities are?
Book a free strategy session today.

15/04/2026

Weโ€™re excited to officially welcome Lawrence to the team! ๐Ÿ™Œ

With over 6 years in the mortgage industry and more than $100M in settled loans, Lawrence brings a wealth of experience and a strong focus on smart, well-structured finance strategies that help your money work for you - not against you.

Outside of helping clients achieve their goals, youโ€™ll find him:

โ˜• Fuelled by coffee
๐ŸฅŠ In the gym (or being a Muay Thai punching bag ๐Ÿ˜…)
๐Ÿ๏ธ At a car meet
๐Ÿ Or tracking down Melbourneโ€™s best Italian food

Safe to say, youโ€™re in very good hands.

If youโ€™re looking for smarter finance strategies (or a solid food recommendation), Lawrenceโ€™s your guy.

Head to our website and book a free strategy session today.

13/04/2026

A Big Year at Blacksmith Financial Group ๐ŸŽ‰

Itโ€™s been a little quiet on socialsโ€ฆ but for a good reason ๐Ÿ‘‡

Over the past 12 months, weโ€™ve been focused on what matters most - our clients. And itโ€™s been an incredible journey.

๐Ÿš€ From a team of 1 to a team of 3
๐Ÿค Supporting more clients than ever before
๐Ÿ“ˆ Growing, scaling, and improving our service every step of the way

Weโ€™re excited to be back, sharing more insights, updates, and value with you all.

To our clients, friends, and supporters - thank you for being part of the journey so far.

If youโ€™re looking to get started with your property or finance goals, weโ€™re here to help.

Book a free strategy session today.

https://www.blacksmithfinancialgroup.com.au/contact-us

๐Ÿ—ž๐Ÿ“ฐ ๐—š๐—ผ๐—ผ๐—ฑ ๐—ป๐—ฒ๐˜„๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ โ€“ ๐˜€๐˜‚๐—ฟ๐—ด๐—ฒ ๐—ถ๐—ป ๐—ต๐—ผ๐—บ๐—ฒ๐˜€ ๐—ต๐—ถ๐˜๐˜๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃโฃIf youโ€™re in the market for a home, you may have noticed...
25/03/2026

๐Ÿ—ž๐Ÿ“ฐ ๐—š๐—ผ๐—ผ๐—ฑ ๐—ป๐—ฒ๐˜„๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ โ€“ ๐˜€๐˜‚๐—ฟ๐—ด๐—ฒ ๐—ถ๐—ป ๐—ต๐—ผ๐—บ๐—ฒ๐˜€ ๐—ต๐—ถ๐˜๐˜๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃ
โฃ
If youโ€™re in the market for a home, you may have noticed there hasnโ€™t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Hereโ€™s how to make the most of the increase in choice. ๐Ÿ™Œโฃ
โฃ
https://www.blacksmithfinancialgroup.com.au/blog/good-news-for-buyers---surge-in-homes-hitting-the-market

I really appreciate the kind words Steph. I hope you're over the moon with your new investment property!
23/03/2026

I really appreciate the kind words Steph. I hope you're over the moon with your new investment property!

๐Ÿ—ž๐Ÿ“ฐ ๐——๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ ๐˜๐—ฟ๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ! ๐—ฅ๐—•๐—” ๐—น๐—ถ๐—ณ๐˜๐˜€ ๐—ฐ๐—ฎ๐˜€๐—ต ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฏ๐˜† ๐—ฎ๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐Ÿฎ๐Ÿฑ ๐—ฏ๐—ฎ๐˜€๐—ถ๐˜€ ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐˜€ ๐˜๐—ผ ๐Ÿฐ.๐Ÿญ๐Ÿฌ% ๐Ÿ“ฐ๐Ÿ—žโฃโฃMore bad news for mortgage holders around...
17/03/2026

๐Ÿ—ž๐Ÿ“ฐ ๐——๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ ๐˜๐—ฟ๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ! ๐—ฅ๐—•๐—” ๐—น๐—ถ๐—ณ๐˜๐˜€ ๐—ฐ๐—ฎ๐˜€๐—ต ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฏ๐˜† ๐—ฎ๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐Ÿฎ๐Ÿฑ ๐—ฏ๐—ฎ๐˜€๐—ถ๐˜€ ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐˜€ ๐˜๐—ผ ๐Ÿฐ.๐Ÿญ๐Ÿฌ% ๐Ÿ“ฐ๐Ÿ—žโฃ
โฃ
More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? ๐Ÿกโฃ
โฃ
https://www.blacksmithfinancialgroup.com.au/blog/double-trouble-rba-lifts-cash-rate-by-another-25-basis-points-to-4-10

๐Ÿ—ž๐Ÿ“ฐ ๐—ข๐—ณ๐—ณ๐˜€๐—ฒ๐˜ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐˜€ ๐˜€๐˜‚๐—ฟ๐—ด๐—ฒ ๐—ฎ๐˜€ ๐—ต๐—ผ๐—บ๐—ฒ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ ๐˜๐—ผ ๐—ฏ๐—ฒ๐—ฎ๐˜ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃโฃWho wouldnโ€™t want to save on home loan interest and...
11/03/2026

๐Ÿ—ž๐Ÿ“ฐ ๐—ข๐—ณ๐—ณ๐˜€๐—ฒ๐˜ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐˜€ ๐˜€๐˜‚๐—ฟ๐—ด๐—ฒ ๐—ฎ๐˜€ ๐—ต๐—ผ๐—บ๐—ฒ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ ๐˜๐—ผ ๐—ฏ๐—ฒ๐—ฎ๐˜ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃ
โฃ
Who wouldnโ€™t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today weโ€™ll look into whether an offset account could benefit you. ๐Ÿกโฃ
โฃ
https://www.blacksmithfinancialgroup.com.au/blog/offset-accounts-surge-as-homeowners-race-to-beat-higher-rates

Address

1/397 Brunswick Street
Fitzroy, VIC
3065

Alerts

Be the first to know and let us send you an email when Blacksmith Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Blacksmith Financial Group:

Share