https://blacksmithfinancialgroup.com.au/

Blacksmith Financial Group, 1/397 Brunswick Street, Fitzroy (2026)

11/08/2026

RBA holds cash rate at 4.35%

The RBA has held the cash rate at 4.35%, keeping borrowing costs unchanged for now.

Speak with your broker to understand what this means for your loan.

20/05/2026

The market feels uncertain right now… but uncertainty is often where the best opportunities are created 📈

With rates sitting at 4.35%, a lot of buyers and investors are sitting on the sidelines waiting for the “perfect” time. But history shows that long-term property decisions shouldn’t be driven by headlines or fear.

If you already own property:
✔️ Review your loan structure
✔️ Focus on cash flow
✔️ Make sure your repayments remain manageable
✔️ Have a strategy in place

If you’re looking to buy:
✔️ Less competition
✔️ More negotiating power
✔️ More motivated vendors
✔️ Better opportunities available

Property has always been a long-term game and moments like this are often where smart decisions are made.

If you’d like to understand what the current market means for your position, send us a message.

05/05/2026

🏡 Trying to buy your first home in Victoria?

Here’s what you need to know:

There are still powerful grants and schemes available that could help you get into the market sooner than you think 👇

💰 5% Deposit Scheme
Get into the market with just 5% - no LMI, no income cap

🧾 Stamp Duty Savings
Pay $0 stamp duty under $600K

Concessions up to $750K

🤝 Help to Buy Scheme
Buy with as little as 2% deposit
Government contributes up to 30–40%

💡 The key isn’t just knowing these exist - it’s knowing which one gives you the biggest advantage based on your situation.

Want to find out what you qualify for?
Book a free strategy session today.

26/04/2026

📈 Australia’s Property Boom - Who Won in 2025?

If you invested in Perth or regional Queensland this past year… chances are you did VERY well.

💰 We’ve seen:
✔️ 15–20%+ capital growth
✔️ Strong rental yields (6–7%)
✔️ Investors pulling equity to buy again

Perth in particular has been one of the strongest performing markets in the country - and it’s not done just yet.

💡 The big question now: How much longer can it run?

There may still be another 12 months of growth, but understanding when to enter (and when not to) is key.

Want to know where the next opportunities are?
Book a free strategy session today.

20/04/2026

📈 Australia’s Property Boom - Who Won in 2025?

If you invested in Perth or regional Queensland this past year… chances are you did VERY well.

💰 We’ve seen:
✔️ 15–20%+ capital growth
✔️ Strong rental yields (6–7%)
✔️ Investors pulling equity to buy again

Perth in particular has been one of the strongest performing markets in the country - and it’s not done just yet.

💡 The big question now: How much longer can it run?

There may still be another 12 months of growth, but understanding when to enter (and when not to) is key.

Want to know where the next opportunities are?
Book a free strategy session today.

15/04/2026

We’re excited to officially welcome Lawrence to the team! 🙌

With over 6 years in the mortgage industry and more than $100M in settled loans, Lawrence brings a wealth of experience and a strong focus on smart, well-structured finance strategies that help your money work for you - not against you.

Outside of helping clients achieve their goals, you’ll find him:

☕ Fuelled by coffee
🥊 In the gym (or being a Muay Thai punching bag 😅)
🏍️ At a car meet
🍝 Or tracking down Melbourne’s best Italian food

Safe to say, you’re in very good hands.

If you’re looking for smarter finance strategies (or a solid food recommendation), Lawrence’s your guy.

Head to our website and book a free strategy session today.

13/04/2026

A Big Year at Blacksmith Financial Group 🎉

It’s been a little quiet on socials… but for a good reason 👇

Over the past 12 months, we’ve been focused on what matters most - our clients. And it’s been an incredible journey.

🚀 From a team of 1 to a team of 3
🤝 Supporting more clients than ever before
📈 Growing, scaling, and improving our service every step of the way

We’re excited to be back, sharing more insights, updates, and value with you all.

To our clients, friends, and supporters - thank you for being part of the journey so far.

If you’re looking to get started with your property or finance goals, we’re here to help.

Book a free strategy session today.

https://www.blacksmithfinancialgroup.com.au/contact-us

25/03/2026

🗞📰 𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝗳𝗼𝗿 𝗯𝘂𝘆𝗲𝗿𝘀 – 𝘀𝘂𝗿𝗴𝗲 𝗶𝗻 𝗵𝗼𝗺𝗲𝘀 𝗵𝗶𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 📰🗞⁣
⁣
If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice. 🙌⁣
⁣
https://www.blacksmithfinancialgroup.com.au/blog/good-news-for-buyers---surge-in-homes-hitting-the-market

23/03/2026

I really appreciate the kind words Steph. I hope you're over the moon with your new investment property!

17/03/2026

🗞📰 𝗗𝗼𝘂𝗯𝗹𝗲 𝘁𝗿𝗼𝘂𝗯𝗹𝗲! 𝗥𝗕𝗔 𝗹𝗶𝗳𝘁𝘀 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗯𝘆 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝟮𝟱 𝗯𝗮𝘀𝗶𝘀 𝗽𝗼𝗶𝗻𝘁𝘀 𝘁𝗼 𝟰.𝟭𝟬% 📰🗞⁣
⁣
More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? 🏡⁣
⁣
https://www.blacksmithfinancialgroup.com.au/blog/double-trouble-rba-lifts-cash-rate-by-another-25-basis-points-to-4-10

Blacksmith Financial Group

11/08/2026

20/05/2026

05/05/2026

26/04/2026

20/04/2026

15/04/2026

13/04/2026

25/03/2026

23/03/2026

17/03/2026

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