Mortgage Choice - Terry Hinchliffe

13/08/2026

We’re offering MORE chances to win! 🎉

All you need to do is attend an appointment with me by 20 September for a chance to win one of 10x weekly $1,000 prizes. 📅

Whether you’re looking to purchase your first home, next home or refinance your current loan – I can help.

Plus, if I find you a better deal, apply to refinance your existing loan by 18 October and you will automatically go in the draw to win $20,000! 💸 Minimum loan amount of $250,000.

That’s MORE reasons to chat about your home loan options. Don’t miss your chance - get in touch today!

Contact me Terry Hinchliffe at Mortgage Choice on the Central Coast. I can help you with home loans, first home buyer schemes, investment property loans, refinancing, debt consolidation and accessing equity for renovations, extensions or Granny Flats. We can meet at my office, your home, online or via mobile voice and video. Please note that my service is at no cost to you because I am paid by the lender. Let's talk soon.

You can check my website here https://www.mortgagechoice.com.au/terry.hinchliffe/

Woy

06/08/2026

Do you want to know your borrowing capacity? 🧐

Borrowing capacity is the maximum amount of money a lender is willing to loan you to purchase a property. It factors in your income, your existing debts, living expenses, and the lender’s current interest rates, to ensure that you can comfortably manage repayments.

We have access to market-leading rates from over 35 lenders, and each one may calculate your borrowing capacity differently.

Ready to find out where you stand? Contact me Terry Hinchliffe at Mortgage Choice on the Central Coast. I can help you with home loans, first home buyer schemes, investment property loans, refinancing, debt consolidation and accessing equity for renovations or extensions. We can meet at my office or your home, online or mobile voice and video. Contact me knowing that my service is at no cost to you because I am paid by the lender. Talk soon.

Terry Hinchliffe, Central Coast, Mortgage Broker

28/07/2026

Buying your first home doesn’t have to be intimidating. There are several steps involved and plenty of decisions to make, but with the right guidance it can be a rewarding experience.

Having an idea of how much you can borrow is an important start and will help you refine your property search. Government grants and incentives are another thing to consider, as there are several programs designed to support first home buyers.

If you’re ready to take the first step, contact me, your Central Coast Mortgage Broker today!

Terry Hinchliffe, Central Coast, Mortgage Broker

21/07/2026

First home buyers ...from Woy Woy to Gosford and Kincumber, Terry Hinchliffe is your local Mortgage Broker.

The difference between dreaming and doing is having someone show you the way to buying your first home.

So call me Terry Hinchliffe, Central Coast Mortgage Choice on 0459 487 396 for home loan assistance at no charge to you.

Terry Hinchliffe, Central Coast, Mortgage Broker

24/06/2026

If you are looking for assistance to get your first home loan please give me, Terry Hinchliffe at Central Coast Mortgage Choice a call on 0459 487 396

23/06/2026

I love working with first home buyers. If you are looking for assistance to buy your first home please give me a call 0459 487 396

#5%GovernmentGuaranteeScheme

😰 Saved your 5% deposit but feeling overwhelmed by what comes next?

Understanding these steps before you start searching for your first home could save you time and stress.

19/06/2026

The new financial year is right around the corner. 🗓️

It’s the perfect time to set your property and finance goals for the next 12 months.
We can help you with a range of lending services, including:
-Reviewing your current home loan
-Upgrading your car
-Purchasing a new vehicle.
Book an appointment today to start the new year on the right financial foot.

09/06/2026

If it's been a while since you last reviewed your home loan, Terry Hinchliffe your local Central Coast Mortgage Choice broker is here to help.
I can compare your current rate against thousands of products from more than 35 lenders to make sure you’re still on a competitive rate and have the features you need.
Reach out to me today on 0459 487 396 to get started.

12/05/2026

Have you reviewed your home loan lately? If it's been a while, it could be time to refinance.

Refinancing could help you secure a lower interest rate, reduce your monthly repayments and access better loan features. While switching lenders might feel like a mountain of paperwork, we handle the heavy lifting for you. We manage the process from start to finish and negotiate with lenders on your behalf to ensure a smooth transition to your new loan.

Call Terry Hinchliffe, Central Coast Mortgage Choice to book an appointment and see how easy it can be.

13/01/2026

The best text we get to send!

Behind every approval is a family's dream, a fresh start or a lifetime goal achieved. Being the one who gets to deliver this life-changing news is the real privilege of being a mortgage broker. 🗝️

Call me, Terry Hinchliffe, Central Coast Mortgage Choice on 0459 487 396 to get started on your home loan application.