Phir Thianhlun - Home Loan Broker

14/03/2026

Monday - Wednesday tiang home loan open

Hmaizarh thok in Monday, Tuesday le Wednesday poah Home Loan caah ton khawh ka si cang lai.

Customer tam deuh in appointment kan pek khawh hna lai i rian rang deuh nan loan kan ap piak khawh cang hna lai…

Dawtu vialte nan cungah kai lawm tuk..

Ceupi Pa
Adelaide

18/02/2026

Adelaide Inn C**k Duhmi Caah Thawngtha

✅ Home Start nih Shared Equity Option (Cozah he i hrawm mi) inn c**k tikah a inn man a sang bik $675,000 ri an khiah mi cu $750,000 ah an kai. Inn thar le inn thing ca he a si.

✅ Share Equity Option caah Household NET income limit zong $110,000 in $120,000 ah an kai ter i cozah he i hrawm in inn c**k a van fawi deuh ngai ngai lai.

❌HomeStart Interest rate belte 8.14% ah van kai than.

Ceupi Pa
Adelaide

03/02/2026

Home Loan Ngeimi Caah Thawng Chia

Tuchun meeting ah RBA nih cash rate an kai ter than.

Home loan interest rate 0.25% a ka colh lai. Phaisa cawi a har deuh than cang lai.

Mah thla meeting ah khin an kai than te kho men tiah expert nih an ruahdamh.

HomeStart in bank thial a duh mi caah caan tha ngai a si. Interest a kai than ahcun a tum than hlan tiang thial a har chin

Centrelink lawng a ei mi Pension le Carer payment lawng income a ngei mi nan loan $200k helhum a si ahcun bank thial khawhnak lam a um.

15 minutes telephone advice hal khawh peng ka si.

Kai lawm.

Ceupi Pa
Adelaide.

02/02/2026

Home Start nih loan tambik a cawih tawnmi mi $750,000 cu $850,000 ah an kai ter.

Borrowing power zong 5-7% hrawng a kai chih.

Tuan deuh ah HomeStart na cawi khawhmi zat (borrowing power) na zohter bal ahcun mah lio nak khan a tu ah na cawi khawhmi zat 5-7% hrawng a kai deuh lai.

Jan 20, 2026 in an thlen mi a si.

A dang an thlen mi pakhat.

HomeStart in inn na c**k tik ah K*m 2 na hngah lo ahcun Bank i thial dingah Broker pawl nih kan duh loh, a tu cu K*m 1 te lawng ah Bank ah kan in thial ter khawh cang hna lai. K*m 1 hnu ahcun Commission cawh thannak clawback kong ah buai ding a um ti lo.

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27/11/2025

Home loan interest rate a kai than kho men! 😢

October hrawng inflation a kai than i Xmas lai ah interest thumh ding kan i ruah chan mi hi a ka lei tu hna a si te kho men.
RBA nih 9 Dec 2025 biachahnak an tuah lai.

Xmas laksawng ah kan thumh piak hna seh law a tha tuk hnga 🙏
rate broker.

20/11/2025

Na Home Loan Interest Rate Zeizat Dah A Si?

Interest rate a sang tuk i Interest fee kan pek dingmi lawng hi K*m 30 caah i zoh ahcun kan inn man loan kan bat mi dihlak nak hmanh in a tam deuh. Cuccah Interest rate a niam lei pawl ah um peng ve hi a bia pi ko.

A tu lio ah mah umnak inn (owner occupied) hi cu 5.5% hranwg a si awk a si. Investment property belte cu 6.0% hrawng tiang zong a si kho. Na interest a san tuk lawm lam ahcun a ruang rak ka hal law kan chim khawh. Free a si.

Phir Thianhlun
Broker.

13/11/2025

Paralowei zong ah Inn thar pakhat a um.
Aman: $649,000.

Cozah he i hrawmmi inn a duhmi caah cun a tha tuk.
Deposit $35,000 na ngeih ahcun a za.

A interest mi nan um ahcun chawnh khawh peng ka si ko.

*This property is only available with HomeStart’s Shared Equity Option.

13/11/2025

Inn Thar 3 bedroom Salisbury North ah c**k ding a um.
Land size: 249m2.
Aman: $660,000 (fixed price). A kai lai lo, a tum lai lo. Mah zat bak in na c**k. I lan tuktak a um lai lo.

A hmun Salisbury North SA 5108.

HomeStart Shared Equity lawng in c**k khawh a si.

Inn thar a si caah deposit $35,000 na ngeih ahcun kan tuah piak khawh lai. Stampt duty free plus $15,000 bonus deposit ah kan telh piak chih lai caah, nangmah nih tlawmte lawng na herh.

HomeStart cozah (25%, $165,000) le nangmah (75%, $495,000) nan i hrawm lai.

Chrismas Hlan ah luh khawh a si lai an ti.
A interest mi nan um ahcun chawnh khawh ka si. Mi dang nih an c**k ding ah a pam ngai.

-Inn khatnak
-Inn hnihnak le inn thumnak le inn linak
-Banks
-HomeStart
-Bank thial
-Phaisa cawi chap, top up, mawtaw c**knak, inn remhnak etc...
-Inn c**k duhmi poah chawnh khawh peng ka si ko.

*This property is only available with HomeStart’s Shared Equity Option. Mantissa Quarters Move in before Christmas! $15,000 First Home Buyers Grant* No Stamp Duty for Eligible Buyers* Fixed Price Contract

10/10/2025

Centrelink income lawng in inn c**k ai timmi nih theih awk

-Deposit tampi khon a herh caah saving account nan i tuah lai i phaisa nan ngeihmi dihlak saving account chung ah chiah ding. Cash in nan thoh in nan i chiah lai lo. Misur lo nan kal i nan hmuh tete zong kha tlawm tete in i thei tuk lo ding in saving account ah nan i rawn cia lengmang ah tha. Cun suhbu nan tuah sual ahcun nan poahmi zong kha saving account ah rawn colh ding. Inn kan caw cang lai nan ti tikah deposit kha saving ah ready te in a um cia a herh. A deih lo i van chap chuan mi phaisa van cawi chap mi khi cu a phisin a fawi te ko. Asinain deposit ding a dihlak in cash lawng te in nan khon sual ahcun a tlawm bik thla 3 kan hngah ter hna a hau lai.

-Mi pakhat/chungkhar pakhat Centrelink income lawng a ei mi nih inn kan caw lai an ti tikah deposit tampi an i khon cia ko hnga. Asinain kha deposit caah an khonmi kha cash in an chiah ko a si ahcun bank ah rawn ta hma sa a hau. Cun thla 3 tal hnga ta a herh. Hngah lo ahcun a luhnak an zoh lai i black money ah an ruah lai. Voikhat rawn ah tamtuk bank ah na rawn ahcun bank nih phone an in chawnh i khoi ah dah mah vialte phaisa na lak tiah bia an in hal khawh. Khi tikah na lau tuk te lai. Nangmah phaisa bak a si ko mi hmanh kha cash in na khon kha inn c**k lai te lawng i bank i na rawn i bank statement ah a langh ahcun ka phaisa tiah na ti kho lai lo. Cham ti lo ding in lak sawng an kan pek mi a si tiah chung khat pawl min thut ter a hau. Mah lo ahcun bank nih an zum lai lo.

Zei ruangah hi bantuk har kan ton?
- Australia a phan ka mi pawl kha Centrelink nih kan bank phaisa a ummi zat an hmuh khawh le bank ah phaisa kan chiah ahcun lahkhah an kan phih lai ti an phang.
-Centlelink phaisa an bank a luh le cangka in an thoh dih i cash in an i chiah i an bank ah zero nak tam deuh lawng an chiah peng.
-Cash in an thoh lengmang an thoh lengmang i an khon i a donghnak ah inn kan caw cang lai tiah an ti tikah deposit chiah caan a phan i an bank ah rawn thiam thiam a hau.
-Bank saving account phaisa chiah a him bik. A tlau sual hmanh ah bank nih an in liamh ko lai.
-Australia a phan ka mi pawl hi bank ah phaisa chia hlah uh tiah kan ti hna ding a si lo. Saving account i ser ulaw saving account ah phaisa chia uh tiah kan forh hna ding a si.
-Inn c**k lawng si lo in thil dangdang ah bank ah phasa zei maw zei neih a herhnak tete a um lengmang theu.

Sia herhnak he.