Loan Market Double Bay

Loan Market Double Bay Senior Mortgage Broker & Financial Planner We do not charge you a fee for our service and everything we talk about is confidential.

I have 15 years’ experience as a mortgage broker, working in the Eastern Suburbs’, I am also a Justice of the Peace and a Qualified Financial Planner. Loan Market was established in 1994 specifically to ensure that people who are thinking of buying or selling receive the best home loan advice. We have access to all of the major banks and their loan specials’, we can explain your options clearly and also provide advice as to loan structure.

When was the last time you checked your home loan rate? Ask your broker for a free rate health check each year, even if ...
04/09/2026

When was the last time you checked your home loan rate? Ask your broker for a free rate health check each year, even if you’re not thinking about switching.

Better rates may be available, and your lender isn’t always going to tell you.

If you’d like a hand reviewing your options, talk to us.

Numbers like these can feel alarming without context. A correction hits differently depending on where you sit, buyer, s...
25/08/2026

Numbers like these can feel alarming without context. A correction hits differently depending on where you sit, buyer, seller, or just watching from the sidelines.

Let’s hope the market changes course before we get to that mark.
Worth keeping an eye on over the next few months.

Interesting wrinkle in this one, the recent tax changes were actually designed to make new builds more attractive than e...
19/08/2026

Interesting wrinkle in this one, the recent tax changes were actually designed to make new builds more attractive than established homes. But the RBA’s own numbers show it might be backfiring short term: falling dwelling values make new developments harder to stack up financially, which is scaring off the very buyers the policy was meant to attract.

Builders are still working through existing pipelines, but sales momentum is cooling, and it’s not even across the board. Demand for land in some regions is still outpacing supply, while places like Victoria are seeing softer conditions than the rest of the country.

All of which means “new vs established” isn’t as simple a choice as it used to be.
If you’re weighing that up right now, it’s exactly the kind of thing worth running past us before you commit either way.

The government’s tax changes aren’t set to take effect until July 2027, but investors aren’t waiting.$6.8B went into ETF...
17/08/2026

The government’s tax changes aren’t set to take effect until July 2027, but investors aren’t waiting.
$6.8B went into ETFs last month, a record, as property loses some of its tax appeal and three rate rises make people think twice.

Here’s what that actually means if you’re buying: a quieter market, less competition, and more negotiating power for the buyers still in the game.

Tax rules change. Strategy should too.
Let’s talk about what still works for you.

NSW and Queensland could both lose their AA+ credit ratings before Christmas, RBC Capital Markets puts the odds at over ...
12/08/2026

NSW and Queensland could both lose their AA+ credit ratings before Christmas, RBC Capital Markets puts the odds at over 50%. The trigger: a slumping housing market dragging down stamp duty revenue, which makes up around 16% of NSW’s budget and 15% of Queensland’s.

The federal government’s May 2026 changes to negative gearing and the CGT discount have cooled buyer demand, leading to falling prices and fewer sales in Sydney and Brisbane. Both states already sit on a “negative outlook,” so a downgrade to AA, where Victoria already sits, is a real possibility.
A state credit rating doesn’t set your home loan rate, but it signals a cooler market with more room to negotiate.

Want to know how these changes affect your borrowing position? Get in touch with Loan Market Double Bay today.

source: https://www.afr.com/markets/debt-markets/nsw-and-queensland-on-verge-of-rating-cut-after-hit-to-stamp-duty-20260809-p60mqo

NSW and Queensland could both lose their AA+ credit ratings before Christmas, RBC Capital Markets puts the odds at over ...
12/08/2026

NSW and Queensland could both lose their AA+ credit ratings before Christmas, RBC Capital Markets puts the odds at over 50%. The trigger: a slumping housing market dragging down stamp duty revenue, which makes up around 16% of NSW’s budget and 15% of Queensland’s.

The federal government’s May 2026 changes to negative gearing and the CGT discount have cooled buyer demand, leading to falling prices and fewer sales in Sydney and Brisbane. Both states already sit on a “negative outlook,” so a downgrade to AA, where Victoria already sits, is a real possibility.
A state credit rating doesn’t set your home loan rate, but it signals a cooler market with more room to negotiate.

Want to know how these changes affect your borrowing position? Get in touch with Loan Market Double Bay today.

Let me know if you want something to revise.

source: https://www.afr.com/markets/debt-markets/nsw-and-queensland-on-verge-of-rating-cut-after-hit-to-stamp-duty-20260809-p60mqo

If you’re an HSBC borrower and have questions about what this means for you, or if you simply want to understand your op...
31/07/2026

If you’re an HSBC borrower and have questions about what this means for you, or if you simply want to understand your options, we’re here to help.

Get in touch today.

10/07/2026

Recent lending policy changes may have reduced your borrowing power.

Before making an offer, make sure your pre-approval is still accurate.

Contact us today for a borrowing capacity check.

Even the RBA’s own staff say inflation feels higher than the official number.It’s a good reminder to look past the headl...
08/07/2026

Even the RBA’s own staff say inflation feels higher than the official number.

It’s a good reminder to look past the headline figures when planning your finances, the reported economy and your household economy aren’t always the same thing.

Follow us for more finance and market updates.

Address

356 New South Head Road
Double Bay, NSW
2028

Opening Hours

Monday 8:30am - 6:30pm
Tuesday 8:30am - 6:30pm
Wednesday 8:30am - 6:30pm
Thursday 8:30am - 6:30pm
Friday 8:30am - 6:30pm
Saturday 9:30am - 2:30pm

Telephone

+61412838490

Website

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