RBT Capital-Home/commercial loans

29/11/2021

𝘽𝙧𝙤𝙠𝙚𝙧𝙨 𝙬𝙧𝙞𝙩𝙚 𝙩𝙬𝙤-𝙩𝙝𝙞𝙧𝙙𝙨 𝙤𝙛 𝘼𝙪𝙨𝙩𝙧𝙖𝙡𝙞𝙖𝙣 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚𝙨
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Mortgage brokers wrote a record 67% of all new residential home loans in the September quarter, according to MFAA data.
More than two in three home loans (66.9 per cent) were written by mortgage brokers between July and September 2021, according to new statistics released by the Mortgage & Finance Association of Australia (MFAA).
The data was compiled by research group comparator, a CoreLogic business, which calculated the value of loans settled by 18 “of the leading brokers and aggregators" as a percentage of the Australian Bureau of Statistics’ Housing Finance commitments.
According to the analysis, mortgage brokers facilitated a record high of 66.9 per cent of all new home loans in the September quarter. The previous record was achieved in the same quarter last year, when brokers wrote 60.1 per cent of new residential mortgages.
As such, the new figure represents a 6.8 percentage point increase on the previous record high.
It also marks a 7.9 percentage point increase on the previous quarter (when it was 59.0%) and is 12 percentage points higher than it was two years ago.
As well as achieving record share, brokers also settled a record high of $93.42 billion in loans in the quarter, representing a 62.5 per cent year-on-year increase (up from $57.47 billion).
This also marks a 20% increase on the previous record of $77.75 billion, which was set in the June 2021 quarter.
Celebrating the new record, MFAA chief executive Mike Felton said the results were the result of ongoing referrals from satisfied customers, demonstrating that mortgage broker clients were benefiting from both the service their broker is providing them, as well as policy changes made across the sector.
"This market share is appropriate recognition of an industry that has implemented significant reforms which continue to drive consumer trust and confidence in the mortgage broking sector,” Mr Felton said.
“Not only do mortgage brokers provide consumers with choice, experience and convenience, they now provide an unrivalled Best Interests Duty which further differentiates our channel and provides yet another compelling reason to use the services of a mortgage broker.
“What makes this result even more remarkable is that it coincided with extended periods of lockdown in New South Wales, Victoria and other states.”
In addition, Mr Felton commented on the impact of improved lender turnarounds on the broker segment.
“This result also reflects the improvement in lender application approval turnarounds in the third quarter and highlights the type of broker market share that can be achieved when lender turnarounds for broker introduced business are less stifled,” he concluded.
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𝘚𝘰𝘶𝘳𝘤𝘦: https://www.theadviser.com.au/breaking-news/42311-brokers-write-two-thirds-of-australian-mortgages?utm_source=TheAdviser&utm_campaign=30_11_21&utm_medium=email&utm_content=1&utm_emailID=8ebf616f0c3d3cbe98f19eb44543f45e574cef9c334303ab2b3cd53f87808b94

17/11/2021

❗𝟭𝟬𝟬% 𝗼𝗳𝗳𝘀𝗲𝘁 𝗼𝗻 𝗙𝗜𝗫𝗘𝗗 𝗮𝗻𝗱 𝘃𝗮𝗿𝗶𝗮𝗯𝗹𝗲 𝗿𝗮𝘁𝗲𝘀 means you pay less interest*❗

✅ 𝟭.𝟴𝟵% 𝗽.𝗮. 𝗳𝗶𝘅𝗲𝗱 𝗳𝗼𝗿 𝟭 𝘆𝗲𝗮𝗿 𝘄𝗶𝘁𝗵 𝗮 𝟮.𝟲𝟬% 𝗽.𝗮. 𝗰𝗼𝗺𝗽𝗮𝗿𝗶𝘀𝗼𝗻 𝗿𝗮𝘁𝗲!
✅ 1.99% p.a variable rate with a 2.23% p.a. comparison rate!
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Come home to a better loan.
We'll take care of you along your home loan journey.
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* Contact us for more information:
☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/

17/11/2021

According to new research conducted for MyState Bank, 𝟗𝟎 𝐩𝐞𝐫 𝐜𝐞𝐧𝐭 𝐨𝐟 𝐛𝐫𝐨𝐤𝐞𝐫 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐛𝐫𝐨𝐤𝐞𝐫𝐬 𝐚𝐜𝐭 𝐢𝐧 𝐭𝐡𝐞𝐢𝐫 𝐛𝐞𝐬𝐭 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭𝐬 𝐚𝐧𝐝 𝟗𝟏 𝐩𝐞𝐫 𝐜𝐞𝐧𝐭 𝐰𝐨𝐮𝐥𝐝 𝐫𝐞𝐜𝐨𝐦𝐦𝐞𝐧𝐝 𝐭𝐡𝐞 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬 𝐨𝐟 𝐛𝐫𝐨𝐤𝐞𝐫𝐬 𝐭𝐨 𝐟𝐚𝐦𝐢𝐥𝐲 𝐚𝐧𝐝 𝐟𝐫𝐢𝐞𝐧𝐝𝐬.

The findings were drawn from a September 2021 survey of 517 Australians who had used a mortgage broker in the past three years.

Conducted by Pureprofile on behalf of MyState Bank, the research aimed to better understand the borrower experience, particularly given that approximately 60 𝙥𝙚𝙧 𝙘𝙚𝙣𝙩 𝙤𝙛 𝙖𝙡𝙡 𝙡𝙤𝙖𝙣𝙨 𝙘𝙤𝙢𝙚 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙩𝙝𝙚 𝙗𝙧𝙤𝙠𝙚𝙧 𝙘𝙝𝙖𝙣𝙣𝙚𝙡.

It found that 86 per cent of broker clients surveyed were either very satisfied or satisfied with the experience of securing a mortgage through their broker.

According to the survey, the top-rated reasons for using a mortgage broker were:

✅ “𝗦𝗲𝗰𝘂𝗿𝗶𝗻𝗴 𝗮 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝘃𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲”
✅ “𝗔𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝗹𝗼𝗮𝗻 𝘁𝗼 𝘀𝘂𝗶𝘁 𝗺𝘆 𝗻𝗲𝗲𝗱𝘀”
✅ “𝗛𝗲𝗹𝗽 𝘄𝗶𝘁𝗵 𝗻𝗮𝘃𝗶𝗴𝗮𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗼𝗮𝗻 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹 𝗽𝗿𝗼𝗰𝗲𝘀𝘀”
✅ “𝗙𝗮𝘀𝘁 𝗹𝗼𝗮𝗻 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹 𝗽𝗿𝗼𝗰𝗲𝘀𝘀"

Noting the findings, MyState Bank’s general manager of banking, Huw Bough, said: “As people look for ways into the competitive housing market, many are seeking the assistance of a mortgage broker to help them navigate the loan process, and secure the best deal as fast as possible.

“Affordability is the challenge for many Australians, but particularly first home buyers. Brokers are critical to the health of the housing market in Australia.

“𝐁𝐫𝐨𝐤𝐞𝐫𝐬 𝐩𝐫𝐨𝐯𝐢𝐝𝐞 𝐜𝐨𝐧𝐬𝐮𝐦𝐞𝐫𝐬 𝐰𝐢𝐭𝐡 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐚𝐛𝐨𝐮𝐭 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬, 𝐚𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐜𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞𝐬 𝐚𝐧𝐝 𝐨𝐟𝐟𝐞𝐫 𝐬𝐢𝐠𝐧𝐢𝐟𝐢𝐜𝐚𝐧𝐭 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐚𝐬 𝐩𝐞𝐨𝐩𝐥𝐞 𝐬𝐞𝐜𝐮𝐫𝐞 𝐚 𝐥𝐨𝐚𝐧 𝐚𝐧𝐝 𝐭𝐡𝐞𝐧 𝐭𝐡𝐞𝐢𝐫 𝐡𝐨𝐦𝐞. 𝐓𝐡𝐞𝐲 𝐚𝐥𝐬𝐨 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐜𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐨𝐧 𝐛𝐞𝐭𝐰𝐞𝐞𝐧 𝐥𝐞𝐧𝐝𝐞𝐫𝐬, 𝐦𝐚𝐤𝐢𝐧𝐠 𝐭𝐡𝐞 𝐦𝐚𝐫𝐤𝐞𝐭 𝐰𝐨𝐫𝐤 𝐛𝐞𝐭𝐭𝐞𝐫.”
𝐓𝐡𝐞 𝐫𝐞𝐬𝐞𝐚𝐫𝐜𝐡 𝐚𝐥𝐬𝐨 𝐟𝐨𝐮𝐧𝐝 𝐭𝐡𝐚𝐭 𝐛𝐫𝐨𝐤𝐞𝐫 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐰𝐨𝐮𝐥𝐝 𝐥𝐨𝐨𝐤 𝐭𝐨 𝐚𝐥𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐯𝐞 𝐥𝐞𝐧𝐝𝐞𝐫𝐬 𝐟𝐨𝐫 𝐜𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠.

For example, 86 per cent of respondents said they were comfortable being offered a loan from outside the “Big Four”. Indeed, the most recent Broker Pulse survey from Momentum Intelligence shows that a 𝙛𝙖𝙡𝙡𝙞𝙣𝙜 𝙥𝙧𝙤𝙥𝙤𝙧𝙩𝙞𝙤𝙣 𝙤𝙛 𝙗𝙧𝙤𝙠𝙚𝙧𝙨 𝙞𝙨 𝙨𝙚𝙣𝙙𝙞𝙣𝙜 𝙡𝙤𝙖𝙣𝙨 𝙩𝙤 𝙩𝙝𝙚 𝙢𝙖𝙟𝙤𝙧 𝙗𝙖𝙣𝙠𝙨.

Mr Bough commented: “The property market has been fuelled by a combination of factors. These include record low interest rates, Australia’s negative gearing system, extra savings from forced lockdowns and support payments from the government. We’re also seeing intense competition from lenders offering better deals and cashback.

“Australians are taking more control over their money and want to find a better home loan deal.”

MyState Bank’s research found that borrowers had embraced online lending, with eight in 10 people surveyed saying they were very comfortable with an entirely online mortgage process.

Mr Bough highlighted that the bank had a goal to use technology to provide easier and quicker access to home loan services, “with the aim of fast two-business day conditional loan approval turnarounds”.

The high levels of broker satisfaction and advocacy echo findings from Momentum Intelligence’s Consumer Access to Mortgages report for 2021.

Now in its third year, the Consumer Access to Mortgages survey included responses from 1,036 consumers between January and April 2021.

It found that 60 per cent of all borrowers intend to use a mortgage broker the next time they take out a mortgage, with 83 per cent of broker clients saying they would return to this channel again in future.

However, the Consumer Access to Mortgages survey also found that while broker client satisfaction was still higher than borrowers using the proprietary channel, the levels of satisfaction had fallen 16 percentage points on the 2020 survey.

The lower levels of satisfaction correlated highly with frustrations around speed of approvals for loans via the broker channel. Indeed, while borrower satisfaction with speed of approval was low across the board, (at just 57 per cent overall), these figures were better for proprietary customers (61 per cent) compared to broker customers (53 per cent).

The issue reflects publicly acknowledged turnaround time disparities between the two channels, which were particularly prevalent at the time of the survey.*
https://www.theadviser.com.au/breaking-news/42269-91-of-broker-clients-would-recommend-them?utm_source=TheAdviser&utm_campaign=18_11_21&utm_medium=email&utm_content=1&utm_emailID=8ebf616f0c3d3cbe98f19eb44543f45e574cef9c334303ab2b3cd53f87808b94

30/08/2021

We Provides 𝘾𝙤𝙢𝙥𝙡𝙚𝙭 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝘿𝙚𝙖𝙡𝙨 for:
✅ 𝐇𝐢𝐠𝐡-𝐧𝐞𝐭-𝐰𝐨𝐫𝐭𝐡 individuals
✅ 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐞𝐫𝐬
✅ Investors
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Whether you are looking to 𝗗𝗲𝘃𝗲𝗹𝗼𝗽 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗼𝗿 𝗥𝗲𝘀𝗶𝗱𝗲𝗻𝘁𝗶𝗮𝗹 property anywhere in Australia, 𝐑𝐁𝐓 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐜𝐚𝐧 𝐇𝐞𝐥𝐩!
✅ Access to multiple development finance lenders
✅ Experienced experts in facilitating and structuring development finance
✅ Cost and value based solutions available
✅ Full doc and low doc finance options
✅ Shot term funding available

30/08/2021

EQUIPMENT & VEHICLE FINANCE MADE EASY for ABN Holder!

✅Get full approval & funding within 24hrs.
✅𝙉𝙤 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙙𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙨 𝙧𝙚𝙦𝙪𝙞𝙧𝙚𝙙!**
✅Under company name
✅Up to $100k finance
✅>12 months ABN
✅>12 months GST active

✅We'll negotiate for you to get the very best possible rate
✅No Deposit Required**
✅ Dealerships or Private

* 𝘓𝘦𝘵'𝘴 𝘮𝘢𝘬𝘦 𝘣𝘶𝘺𝘪𝘯𝘨 𝘢 𝘯𝘦𝘸 𝘤𝘢𝘳 𝘸𝘩𝘢𝘵 𝘪𝘵 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 - 𝘦𝘯𝘫𝘰𝘺𝘢𝘣𝘭𝘦! 𝘛𝘦𝘭𝘭 𝘶𝘴 𝘸𝘩𝘢𝘵 𝘺𝘰𝘶'𝘳𝘦 𝘭𝘰𝘰𝘬𝘪𝘯𝘨 𝘧𝘰𝘳 𝘢𝘯𝘥 𝘭𝘦𝘵 𝘶𝘴 𝘥𝘰 𝘵𝘩𝘦 𝘳𝘦𝘴𝘵! *
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**NoDoc product for Applicant not affected by Covid-19
*$0 deposit for property owner (20% deposit if not)
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CALL US to discuss about your needs or email us:
☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/

13/03/2021

❗Our Alt Doc/Low Doc Products have been reduced to 2.99% p.a. (3.03% p.a.*) for Owner Occupied P&I loans for both 70% and 80% LVR.
Risk Fees is also waived for Alt Doc / Low-Doc products across ALL LVRs. This is a saving of 0.50% up to 70% LVR and 1.00% between 70-80% LVR.
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❗𝐍𝐨 𝐮𝐩-𝐭𝐨-𝐝𝐚𝐭𝐞 𝐭𝐚𝐱 𝐫𝐞𝐭𝐮𝐫𝐧𝐬? 𝐍𝐨 𝐩𝐫𝐨𝐛𝐥𝐞𝐦❗
If you are Self-employed, you can provide 𝙖𝙡𝙩𝙚𝙧𝙣𝙖𝙩𝙞𝙫𝙚 𝙞𝙣𝙘𝙤𝙢𝙚 𝙙𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙨 to support your loan application.
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When we assess your '𝐋𝐨𝐰-𝐃𝐨𝐜' or ‘𝐀𝐥𝐭 𝐃𝐨𝐜’ application, some of the things we will look for are:
✅𝘏𝘢𝘴 𝘺𝘰𝘶𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘣𝘦𝘦𝘯 𝘈𝘉𝘕 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘧𝘰𝘳 𝘢𝘵 𝘭𝘦𝘢𝘴𝘵 6 𝘮𝘰𝘯𝘵𝘩𝘴?
✅𝘏𝘢𝘴 𝘺𝘰𝘶𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘣𝘦𝘦𝘯 𝘎𝘚𝘛 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘧𝘰𝘳 𝘢𝘵 𝘭𝘦𝘢𝘴𝘵 6 𝘮𝘰𝘯𝘵𝘩𝘴?
✅𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘈𝘤𝘵𝘪𝘷𝘪𝘵𝘺 𝘚𝘵𝘢𝘵𝘦𝘮𝘦𝘯𝘵𝘴 (𝘉𝘈𝘚)
✅𝘈𝘯 𝘈𝘤𝘤𝘰𝘶𝘯𝘵𝘢𝘯𝘵𝘴 𝘓𝘦𝘵𝘵𝘦𝘳.
Of course, different home loan products need different levels of supporting documentation. We’ll go through the income verification documents you do have, talk to you about what the options are and work with you to find a home loan provider that meets your needs.
If you’d like more information on alt doc loans talk to us today about how we may be able to put you in touch with a lender that can help if the major banks say ‘no’ to your loan application.
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☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/

21/02/2021

❗❗𝐀𝐬𝐭𝐮𝐭𝐞 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫 𝐀𝐭𝐭𝐞𝐧𝐭𝐢𝐨𝐧❗❗
We are excited to announce a new 𝙘𝙖𝙨𝙝 𝙗𝙖𝙘𝙠 𝙤𝙛𝙛𝙚𝙧* for eligible refinances and giving homeowners and investors another reason to choose our lender!

Our lender is also 𝙧𝙚𝙙𝙪𝙘𝙞𝙣𝙜 𝙨𝙤𝙢𝙚 𝙤𝙛 𝙞𝙩𝙨 𝙛𝙞𝙭𝙚𝙙 𝙧𝙖𝙩𝙚𝙨 as below.

*$2,000 cash back offer is available on refinances of an existing home loan from another financial institution with a minimum new lending of $400,000 and an LVR of 80% or less.

If you would like to have more information and consultation, please get in touch❗❗
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☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/

With a combined experience of 20 years, RBT CAPITAL provides specialised lending support to Professionals across many industries, such as Medical, Accounting, Legal, Mining, Real Estate and Sports.

20/02/2021

𝘐𝘧 𝘺𝘰𝘶’𝘳𝘦 𝘢 𝘿𝙤𝙘𝙩𝙤𝙧, 𝘿𝙚𝙣𝙩𝙞𝙨𝙩, 𝘼𝙘𝙘𝙤𝙪𝙣𝙩𝙖𝙣𝙩, 𝙇𝙖𝙬𝙮𝙚𝙧 𝘰𝘳 𝘰𝘵𝘩𝘦𝘳 𝘩𝘪𝘨𝘩𝘭𝘺-𝘱𝘢𝘪𝘥 𝘱𝘳𝘰𝘧𝘦𝘴𝘴𝘪𝘰𝘯𝘢𝘭𝘴 𝘢𝘯𝘥 𝘭𝘰𝘰𝘬𝘪𝘯𝘨 𝘵𝘰 𝘧𝘳𝘦𝘦 𝘶𝘱 𝘵𝘪𝘮𝘦 & 𝘰𝘱𝘵𝘪𝘮𝘪𝘴𝘦 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘩𝘦𝘢𝘭𝘵𝘩?
Our business and solutions are designed to help you run your business and your life more easily.
Deal with us and you'll receive the services of a dedicated finance specialist who will support your personal and business needs.
With combined experience of over 20 years, we 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗼𝗳 𝗮𝗹𝗹 𝘀𝗶𝘇𝗲𝘀 and could help you to 𝐬𝐚𝐯𝐞 𝐭𝐡𝐨𝐮𝐬𝐚𝐧𝐝𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧.
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𝙒𝙝𝙮 𝙨𝙝𝙤𝙪𝙡𝙙 𝙮𝙤𝙪 𝙪𝙨𝙚 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙨𝙥𝙚𝙘𝙞𝙖𝙡𝙞𝙨𝙩𝙨 𝙡𝙞𝙠𝙚 𝙪𝙨 𝙛𝙤𝙧 𝙮𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙣𝙚𝙚𝙙𝙨:
✅No LMI for certain LVRs
✅Discounted interest rates
✅ Discounted fees and charges.
✅Bank Relationship Manager
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From graduation to buying a home, setting up a practice, retirement and all the milestones that come between, we're here to help.
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By using our expertise and leveraging our relationships with banks, we will offer products tailored to your personal situation/goals!
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☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/

16/02/2021

❗𝐍𝐨 𝐮𝐩-𝐭𝐨-𝐝𝐚𝐭𝐞 𝐭𝐚𝐱 𝐫𝐞𝐭𝐮𝐫𝐧𝐬? 𝐍𝐨 𝐩𝐫𝐨𝐛𝐥𝐞𝐦❗
If you are Self-employed, you can provide 𝙖𝙡𝙩𝙚𝙧𝙣𝙖𝙩𝙞𝙫𝙚 𝙞𝙣𝙘𝙤𝙢𝙚 𝙙𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙨 to support your loan application.
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When we assess your '𝐋𝐨𝐰-𝐃𝐨𝐜' or ‘𝐀𝐥𝐭 𝐃𝐨𝐜’ application, some of the things we will look for are:
✅𝘏𝘢𝘴 𝘺𝘰𝘶𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘣𝘦𝘦𝘯 𝘈𝘉𝘕 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘧𝘰𝘳 𝘢𝘵 𝘭𝘦𝘢𝘴𝘵 6 𝘮𝘰𝘯𝘵𝘩𝘴?
✅𝘏𝘢𝘴 𝘺𝘰𝘶𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘣𝘦𝘦𝘯 𝘎𝘚𝘛 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘧𝘰𝘳 𝘢𝘵 𝘭𝘦𝘢𝘴𝘵 6 𝘮𝘰𝘯𝘵𝘩𝘴?
✅𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘈𝘤𝘵𝘪𝘷𝘪𝘵𝘺 𝘚𝘵𝘢𝘵𝘦𝘮𝘦𝘯𝘵𝘴 (𝘉𝘈𝘚)
✅𝘈𝘯 𝘈𝘤𝘤𝘰𝘶𝘯𝘵𝘢𝘯𝘵𝘴 𝘓𝘦𝘵𝘵𝘦𝘳.

Of course, different home loan products need different levels of supporting documentation. We’ll go through the income verification documents you do have, talk to you about what the options are and work with you to find a home loan provider that meets your needs.

If you’d like more information on alt doc loans talk to us today about how we may be able to put you in touch with a lender that can help if the major banks say ‘no’ to your loan application.
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☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/

10/02/2021

‼ 𝘐𝘧 𝘺𝘰𝘶’𝘷𝘦 𝘢𝘭𝘳𝘦𝘢𝘥𝘺 𝗴𝗼𝘁 𝗮 𝗵𝗼𝗺𝗲 𝗹𝗼𝗮𝗻, 𝘵𝘩𝘦𝘯 𝘺𝘰𝘶 𝘴𝘩𝘰𝘶𝘭𝘥 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝘵𝘰 𝘵𝘢𝘬𝘦 𝘢𝘥𝘷𝘢𝘯𝘵𝘢𝘨𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘳𝘦𝘷𝘪𝘴𝘦𝘥 𝗹𝗼𝘄 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝘢𝘯𝘥 𝘵𝘰 𝘮𝘢𝘬𝘦 𝘴𝘶𝘳𝘦 𝘺𝘰𝘶’𝘳𝘦 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝘃𝗲𝗿𝘆 𝗯𝗲𝘀𝘁 𝗱𝗲𝗮𝗹 𝘺𝘰𝘶 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘺 𝘤𝘢𝘯‼
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𝙏𝙝𝙚𝙧𝙚 𝙖𝙧𝙚 𝙢𝙖𝙣𝙮 𝙧𝙚𝙖𝙨𝙤𝙣𝙨 𝙬𝙝𝙮 𝙥𝙚𝙤𝙥𝙡𝙚 𝙧𝙚𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙩𝙝𝙚𝙞𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚:
✅ To reduce monthly repayments
✅ Lower their interest rate,
✅ Consolidate debts
✅ Take out cash
✅ Or simply to change Lenders.

Whatever the reason, you always can call us to have a consultation and decide whether refinancing is right for you.
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☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/
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30/01/2021

𝘏𝘢𝘷𝘦 𝘺𝘰𝘶 𝘴𝘦𝘦𝘯 𝘵𝘩𝘦 𝘦𝘹𝘤𝘪𝘵𝘪𝘯𝘨 𝘯𝘦𝘸𝘴 𝘵𝘩𝘢𝘵 𝘰𝘶𝘳 𝘓𝘦𝘯𝘥𝘦𝘳 𝘩𝘢𝘴 𝘪𝘯𝘵𝘳𝘰𝘥𝘶𝘤𝘦𝘥 𝘓𝘦𝘯𝘥𝘦𝘳𝘴 𝘙𝘪𝘴𝘬 𝘍𝘦𝘦 (𝘓𝘙𝘍) 𝘵𝘩𝘢𝘵 𝗰𝗮𝗻 𝘀𝗮𝘃𝗲 𝘆𝗼𝘂 𝗼𝗻 𝗟𝗠𝗜 (𝗟𝗲𝗻𝗱𝗲𝗿 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲)?
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Key Criteria for LRF:
✅ Restricted Locations (𝘊𝘰𝘯𝘵𝘢𝘤𝘵 𝘶𝘴 𝘵𝘰 𝘤𝘩𝘦𝘤𝘬 𝘪𝘧 𝘭𝘰𝘤𝘢𝘵𝘪𝘰𝘯 𝘺𝘰𝘶 𝘱𝘪𝘤𝘬𝘦𝘥 𝘪𝘴 𝘲𝘶𝘢𝘭𝘪𝘧𝘪𝘦𝘥)
✅ Max LVR 90% including LRF
✅ Max loan amount $750,000
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Call us for more details pre-qualification at
☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/

29/01/2021

❗❗𝗗𝗼 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗯𝗼𝗿𝗿𝗼𝘄 𝘂𝗽 𝘁𝗼 𝟵𝟴% 𝗶𝗻𝗰𝗹𝘂𝗱𝗶𝗻𝗴 𝗟𝗠𝗜 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗢𝘄𝗻𝗲𝗿 𝗢𝗰𝗰𝘂𝗽𝗶𝗲𝗱 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆?❗❗
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𝗪𝗵𝗲𝘁𝗵𝗲𝗿 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗹𝗶𝘁𝘁𝗹𝗲 𝗶𝗻 𝘁𝗵𝗲 𝘄𝗮𝘆 𝗼𝗳 𝗮 𝗱𝗲𝗽𝗼𝘀𝗶𝘁
𝗢𝗿
Y𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗵𝗮𝘃𝗲 𝟱% 𝗴𝗲𝗻𝘂𝗶𝗻𝗲 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝘁𝗼 𝗰𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗲 𝗮𝘀 𝗮 𝗱𝗲𝗽𝗼𝘀𝗶𝘁.
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This product allows you to borrow:
✅Max LVR 98% including LMI
✅ Max Loan Size $1.1m
✅No Credit Scoring
✅100% Offset available
✅No ongoing fees
(𝘴𝘶𝘪𝘵𝘢𝘣𝘭𝘦 𝘧𝘰𝘳 𝘢𝘱𝘱𝘭𝘪𝘤𝘢𝘯𝘵𝘴 𝘸𝘩𝘰 𝘩𝘢𝘷𝘦 𝘴𝘵𝘳𝘰𝘯𝘨 𝘪𝘯𝘤𝘰𝘮𝘦 𝘢𝘯𝘥 𝘴𝘰𝘭𝘪𝘥 𝘦𝘮𝘱𝘭𝘰𝘺𝘮𝘦𝘯𝘵)
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Call us for more details and pre-qualification at
☎️📞 0426 634 394
📩 [email protected]
🌏https://rbtcapital.com.au/