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Central Coast Mortgages

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Davistown, NSW
Central Coast Mortgages

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Central Coast Mortgages, Mortgage brokers, Davistown.
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30/08/2026

It's been a busy stretch. A quick snapshot of what's been happening for my clients:

- Reduced one client's home loan rate by 1.51% (to put that in context, on a $500,000 loan a reduction like that is around $7,550 a year in interest)

- Helped a self-employed mum keep her home through a complex separation (12 months of planning alongside her accountant to get there)

- Renegotiated rates with existing lenders to match competitor offers, no refinance needed

You don't always have to switch lenders to get a better deal. Sometimes you just need someone willing to keep asking. And asking. And asking. 🦴

If you've been told no somewhere else, or you just haven't looked at your rate in a while, I'd love to have a chat.

Contact [email protected]

14/08/2026

Need to get all your loans lined up and orderly?
We’re the debt consolidation experts
Your finance spring clean? It starts here

11/08/2026

Update: RBA holds cash rate at 4.35% but that doesn't mean your loan should just sit there.

Inflation's still on the RBA's radar and they're watching jobs data closely. Lenders reprice independently of the RBA and the deal that suited you 12–18 months ago might not be pulling its weight anymore.

Whether you've been told no before, or you're just not sure you're on the best deal, I love this stuff, and I'm local, so I get how the Central Coast market actually works.

Get in contact: 📩 [email protected]

03/08/2026

Three properties. Roughly the same price. Completely different lives.

📍 Newtown, Sydney — $1,100,000 buys you a 2-bed apartment, 94m², one car space and a 9m² balcony

📍 Orange, NSW — $1,150,000 buys you 4 beds and 927m² of actual land. Room to breathe.

📍 Saratoga, Central Coast — $1,200,000 buys you 4 beds, water views, and a deck you'll never want to leave. I mean look at it. LOOK AT IT.

Same-ish budget. Wildly different life. This is exactly the kind of thing I could talk about for hours.

The price tag isn't the only thing that changes between these markets. The finance behind it does too. Postcode, land size, waterfront exposure, lenders look at all of it differently and it's genuinely not something you can figure out from a calculator on a bank's website.

This is where I come in. I will not stop until I've found the right lender, the right structure and the best possible deal for YOUR situation. I am like a dog with a bone about this, ask literally anyone I've worked with. 🐾

So if you're sitting there wondering "how much could I actually borrow, and where would that even get me" that's my favourite question. Send it my way.

*Sold prices sourced from realestate.com.au, correct as at 3/8/26. Lending criteria, LVR limits and postcode risk ratings vary by lender and property, and are subject to change. General information only, not personal financial advice or a guarantee of loan approval.

31/07/2026

With HSBC selling their home loan book to Pepper, it might be time to look to a broker that can you get back to a bank, building society or credit union.

That would be us

Your rescue from the HSBC sale…. It starts here

30/07/2026

AMP Bank have just dropped a 40 year term investment loan with 10 year interest only term. Available for purchase and refinance

Great investors who/
* want to maximise borrowing power
* want to maximise cash flow for the next 10 years
* don’t want have to renegotiate or refinance an interest only debt

As usual fees charges terms and conditions apply and we would need to complete a full review to ensure this product is best for you

Your next investment property loan? It starts here

29/07/2026

Are you searching for relief from mortgage stress?

Maybe it’s the three interest rate hikes since the start of the year

Maybe it’s other debts or unexpected expenses that have caused a crunch

Possibly there’s a solution

Talk to Katrina today about your options to consolidate debt, find a better rate or ease your mortgage repayments

The service isn’t just the best, it’s complimentary!
What have you got to lose?

Call Katrina today 0402 584166

28/07/2026

5 signs it might be time to refinance your home loan

With interest rates moving considerably over the last 12 months, homeowners might be sitting on a loan that no longer suits their situation. Here are five signs it might be worth a review.

You haven’t reviewed your rate in over a year- Lenders regularly offer more attractive rates to new customers than existing ones

Your fixed rate term is ending- Rolling onto a variable rate at expiry doesn’t always deliver the best outcome. Reviewing your options before the rate expires is always a good idea

Your equity has grown- If your property has increased in value, a lower loan-to-value ratio may qualify you for a lower rate

Your credit position has improved- a stronger credit history or higher income since you first borrowed may mean you now qualify for products that weren’t previously available

Your needs have changed- a growing family, change in income or plans to renovate or invest can all mean your current loan structure no longer fits

Need a better loan? It starts here! Reach out and find out if you could be better off

26/05/2026

Living on the Central Coast, we know the water can be calm one day and completely different the next.

Home loans are a bit the same.

Fixed rate: you know exactly what's coming. Same repayment, every month, no matter what the market does. Great for budgeting and peace of mind. The trade-off? If rates drop, you won't move with them and breaking early can cost you.

Variable rate: more room to move. You can make extra repayments, take advantage when conditions improve, and adjust as life changes. But your repayments can shift too, so you need to be comfortable with a bit of movement.

Split loan: a bit of both. Lock in certainty on one portion, keep flexibility on the rest. For a lot of people, it's the sweet spot.

There's no one-size-fits-all answer. The right loan depends on your situation, your goals and what you can comfortably handle if things change.

That's exactly what I love figuring out with my clients 💛

Let's have a chat, I'd love to help you work it out.
📩 [email protected]

19/05/2026

Unlike a waterfall, money doesn't just flow to you on its own. But having the right broker in your corner? That helps.

I work for YOU not the banks.

Get in touch today - [email protected]

Address

Davistown, NSW

Opening Hours

Monday	9am - 3pm
Tuesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 3pm

Telephone

+61459578730

Website

http://www.centralcoastmortgages.com.au/

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