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What we often saw was lacking in the client experience was the purpose for why people invested. What goal was it working them towards?

Own Financial Planning work with time poor professionals and business owners in their 40s & 50s, who are unsure of their next steps, gain clarity and confidence with their money. How was implementing a certain investment strategy going to change their lives? That’s what led us to form Own Financial Planning – People & their relationship with Money. Combining Dane Pymble's investment management experience Aadil Abbas' expertise in designing systems and processes for executives of global companies as a management consultant, and also having been the product himself of good goals-based advice, we founded Own Financial Planning. What drives us every day is the satisfaction we get from seeing our clients achieve their financial and lifestyle goals. Our approach is collaborative, both with each other and our clients. Helping to ensure a more personalised and solid financial plan.

21/10/2026

What is the difference between taking risk and being rewarded for risk? 🤔⚖️

More risk does not automatically mean a better investment. 📉 The risk needs to serve an objective, suit the timeframe and offer a trade-off worth accepting. 🎯⏳

A useful investment conversation asks what could go wrong, what the expected reward is meant to contribute and whether your wider plan can absorb the uncertainty. 🔍🛡️

Risk needs a job — not just a higher-return story. 💼✅

20/10/2026

Am I saving for retirement — or for freedom before retirement? 🤔🏖️

It is possible to be building well for later while still feeling trapped by work today. 🔒 The missing piece may not be more saving. 💰 It may be separating long-term retirement money from capital intended to create earlier choices. 🔓🧭

A reduced work week, a career change or time away may sit on a different timeline from retirement. ⏳✈️ Once each goal has a date and a purpose, the right pool of money becomes easier to design. 🎯✅

19/10/2026

When should adult children know what our financial position looks like? 🤔👨‍👩‍👧‍👦

Many parents worry that saying too much may change expectations. 💭 Saying too little, however, can leave adult children unprepared when they are suddenly asked to help. 🆘

The conversation does not have to begin with numbers. 🔢 It can begin with intentions, responsibilities, key contacts and what you would want them to know if you could not explain it later. 📞📁

Transparency should match responsibility — not curiosity. ⚖️

16/10/2026

I’ve inherited money. What should I do first? 🤔💰

You do not have to turn an emotional event into an immediate financial decision. 💭

Before paying off debt, investing or making commitments to family, take time to understand what the money could change — and what you want it to represent in your life. 👨‍👩‍👧🎯

Once purpose, tax, debts and family priorities are visible together, the next step usually becomes clearer. 🧾✅

Sometimes the most deliberate first decision is to pause. ⏸️

15/10/2026

My portfolio is behind the market. Does that mean the strategy is wrong? 🤔📉

It may mean the strategy needs reviewing. 🔍 It may also mean the comparison is incomplete. ⚖️

Which market are you comparing it with? Over what period? ⏳ Was your portfolio designed to match that market, or to balance growth, risk and the goals the money needs to support? 🎯

A useful review tests the strategy against its purpose — not only against the asset that has recently performed best. 💡

14/10/2026

Should I pay myself more or leave the money in the business? 🤔💼

For many owners, leaving money in the business feels productive, while taking it out feels like slowing growth. 📈 But the business and the household need different kinds of strength. 💪

The business may need capital for resilience and opportunity. 🏢 Personally, you may need liquidity, less concentration and progress towards goals outside the business. 🏠

Start with purpose: what does the money need to do next, and where can it do that job best? 🎯

13/10/2026

Should I work one more year? 🤔

Another year may strengthen the numbers. But it is still a year of your life, so the question deserves more than a bigger projected balance.

What would the extra year make possible? More certainty? A better buffer? Less pressure later? ⏳ And what plans, time or energy would you be giving up to create that improvement?

The right answer comes from comparing both gains, financial and personal, rather than treating time as though it has no cost. ✨

12/10/2026

When life changes, the money decisions can feel harder too.

Viv joined Dane for a conversation about recognising when she needed more support and what felt different this time.

Here’s the first part of her story. Thank you, Viv, for sharing it with us.

https://www.youtube.com/watch?v=fLo1tHxpb44

10/10/2026

Is inflation really over? 📈

Nobody can predict where rates will land, so the smartest move is to be prepared. 💪

🏠 What if rates stay higher for longer?
🔄 Why mortgage flexibility matters
🛡️ Why resilience beats prediction

👉 Watch the full video on our YouTube channel: https://youtu.be/VK6CB1V8ngE

09/10/2026

💡 My accountant gave me a tax strategy. How do I know if it fits my life plan?

💰 Tax advice may tell you how to structure a decision efficiently. Your broader plan needs to test what that structure means for access, timing, flexibility and the other goals your money is meant to support.

🤝 These are not competing conversations. They are connected ones.

🎯 A strategy can be tax-effective and still need to be tested against the life you are building.

Address

119 Willoughby Road
Crows Nest, NSW
2065

Telephone

+611300721631

Website

https://lifefirstadvice.com.au/

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