Gurmeet Rajpal Finance Broker

Gurmeet Rajpal Finance Broker 15 yrs experience in Commercial/Home/Asset Finance lending.1 stop shop for all your lending needs

19/06/2026

πŸ“„ Could your home loan pre-approval be out of date? πŸ“„β£
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
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A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
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DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]
⁣
* Canstar research

🧠 First home buyers are taking smart steps to get into the market 🧠⁣⁣Buying a first home is no longer defined by a singl...
17/06/2026

🧠 First home buyers are taking smart steps to get into the market 🧠⁣
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Buying a first home is no longer defined by a single pathway. 🏑⁣
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First home buyers are using smart strategies to get into the property market. ⁣
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CommBank data shows 6 in 10 are teaming up with a co-buyer, a spouse, friend or family member. 🀝⁣
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Others are using the 5% Deposit Scheme. ⁣
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Some first timers are heading to regional areas for better affordability. πŸŒ„β£
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What will your strategy look like? πŸ€”β£
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You could potentially combine all three! πŸš€β£
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Call us to know the options that can help you become a first home owner. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

πŸ“ˆ Property investor activity is the highest it's been in years πŸ“ˆβ£β£Across Australia, more new home loans are going to inv...
15/06/2026

πŸ“ˆ Property investor activity is the highest it's been in years πŸ“ˆβ£
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Across Australia, more new home loans are going to investors. 🏑⁣
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That’s the word from PropTrack. πŸ“Šβ£
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It says rising investor activity is being driven by low vacancies, a tight rental market and rapid rent increases. πŸ”₯⁣
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Strong growth in home prices saw more than 93% of recent investor sales turn a profit. πŸ’°β£
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That’s the highest level in a decade. ⁣
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Property investors may also be able to make interest-only payments. πŸ’‘β£
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That can be a real plus for cash flow. ⁣
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Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

12/06/2026

β˜• 5% Deposit Scheme helps 300,000+ first home buyers β˜•β£
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There are no waitlists. ⁣
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No income limits. ⁣
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No place limits. ⁣
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And you’re free to buy an established home or build a new place. ⁣
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DM us to find out if you're eligible for the 5% Deposit Scheme and bring forward your home-buying plans. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

🏑 The big advantage of owning rather than renting 🏑⁣⁣They say rent money is dead money (unless you're the one collecting...
10/06/2026

🏑 The big advantage of owning rather than renting 🏑⁣
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They say rent money is dead money (unless you're the one collecting it!) πŸ˜…β£
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And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. πŸ“Šβ£
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In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. 🏒⁣
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There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth. ⁣
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But home ownership isn’t just about rent versus mortgage payments. ⁣
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Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying β€œI own this”. 🏠⁣
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Talk to us about jumping off the rental merry-go-round and becoming a home owner. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

🌏 What's the best city in Australia to raise a family 🌏⁣⁣Compare the Market has ranked the best 50 cities globally to ra...
08/06/2026

🌏 What's the best city in Australia to raise a family 🌏⁣
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Compare the Market has ranked the best 50 cities globally to raise a family. ⁣
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Hats off to Brisbane, which topped the list, by a solid margin! πŸ†β£
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London and Auckland took out 2nd and 3rd place. πŸ₯ˆπŸ₯‰β£
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Sydney made the top five, ranking fifth. πŸ“β£
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Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. πŸ“ˆβ£
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But hey, we're pretty spoilt for choice here in Australia.⁣
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No matter where you’re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. 🏑⁣
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Talk to us about a home loan that can let your family find a cosy nest. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

05/06/2026

πŸ“± Gen Zs urged to skip influencer advice πŸ“±β£
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Here’s a worrying stat: two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.* ⁣
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Trouble is, influencer β€˜help’ isn’t always high quality, trustworthy or based on personal needs. ⁣
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DM us today for tailored support and guidance when exploring your finance options for buying a home or car. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]
* ASIC research

🏘️ More Australians are looking to build wealth through property 🏘️⁣⁣Two in five Aussies plan to buy an investment prope...
03/06/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. πŸ“Šβ£
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. πŸ’°β£
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏑⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. πŸ’‘β£
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

❄️ Low cost ways to keep your place cosy this winter ❄️⁣⁣Brace yourselves, Winter is coming! πŸ₯Άβ£β£Instead of cranking up t...
01/06/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! πŸ₯Άβ£
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. πŸͺŸβ£
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. β˜€οΈβ£
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Need help to fund your winterproofing home renos? Talk us about your funding options. πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

29/05/2026

🏑 Offset accounts surge as people manage rising rates 🏑 ⁣
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Instead of being paid interest on money in an offset account, the balance is deducted from your mortgage when interest is calculated each month.⁣
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And because you're then paying more of the principal each month, that reduces your home loan quicker, which also helps you save on interest long term. ⁣
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DM us to see if an offset account could work for you.πŸ‘‡β£
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
πŸ’» – [email protected]

Address

POINT COOK
Cook, ACT

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 5:30pm

Telephone

+61433001226

Website

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