Gurmeet Rajpal Finance Broker

Gurmeet Rajpal Finance Broker 15 yrs experience in Commercial/Home/Asset Finance lending.1 stop shop for all your lending needs

❄️ Low cost ways to keep your place cosy this winter ❄️⁣⁣Brace yourselves, Winter is coming! 🥶⁣⁣Instead of cranking up t...
01/06/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. 🪟⁣
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. ☀️⁣
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Need help to fund your winterproofing home renos? Talk us about your funding options. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

29/05/2026

🏡 Offset accounts surge as people manage rising rates 🏡 ⁣
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Instead of being paid interest on money in an offset account, the balance is deducted from your mortgage when interest is calculated each month.⁣
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And because you're then paying more of the principal each month, that reduces your home loan quicker, which also helps you save on interest long term. ⁣
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DM us to see if an offset account could work for you.👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣⁣As property prices head north, saving a tradit...
27/05/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣
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As property prices head north, saving a traditional 20% deposit can be a serious challenge. ⁣
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But, there may be a short cut for many first home buyers.⁣
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A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡⁣
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For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊⁣
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In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩⁣
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Call us to see if the 5% Deposit Scheme could help you get into the property market sooner. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

🤝 Broker versus bot? It’s no contest 🤝⁣⁣The person-to-person support of a mortgage broker eclipses anything an AI bot ca...
25/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. 🤖⁣
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That’s the finding of Great Southern Bank research. 📊⁣
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It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. 📈⁣
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Financial decisions like buying a home are long term and complex. 🏡⁣
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That’s why we stay in touch to see how your home loan is shaping up. 📞⁣
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Try saying that about a bot. 😅⁣
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Talk to us for human advice on the home loan that works best for you. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

22/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
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The support of a broker eclipses anything an AI bot can dish up. That’s the finding of Great Southern Bank research. ⁣
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Financial decisions like buying a home are longterm and complex. ⁣
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That’s why we stay in touch every step of the way - even years after you've purchased.⁣
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Try saying that about a bot. DM us for human help.👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

📄 Could your home loan pre-approval be out of date? 📄⁣⁣Mortgage pre-approval can potentially be an advantageous move for...
20/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

📈 Is buying an investment property earlier the key to building wealth? 📈⁣⁣Regrets? One-in-three Aussie investors say the...
18/05/2026

📈 Is buying an investment property earlier the key to building wealth? 📈⁣
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. 🔄⁣
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡⁣
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Of course, with all things investment related, it may be worth seeking advice from a financial adviser to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

15/05/2026

🏡 How to know if you're ready to buy a home 🏡⁣
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Almost 1-in-3 potential first home buyers want to buy, but are unsure if they’re financially ready. ⁣
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Here are 3 signs that you’re potentially home-loan-ready:⁣
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1. You have a stable job with a steady income. ⁣
2. You have at least a 5% deposit (for the 5% Deposit Scheme)⁣
3. You're feeling ready to commit to a place of your own?⁣
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DM us we'll help you assess your borrowing power. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

🏡 How much do you really need to buy a first home? 🏡⁣⁣Long gone are the days when you needed to save up a full 20% depos...
13/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

🔁 A record number of Australians just refinanced their home loan 🔁⁣⁣Looks like Australia is in the midst of a refinancin...
11/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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Credit rep 552048 is authorised under Australian Credit licence 389328. Your full financial situation needs to be considered and reviewed prior to any offer or acceptance of a loan product

To find out more, DM us or contact Gurmeet on:

☎️ – 0433 001 226
💻 – [email protected]

Address

POINT COOK
Cook, ACT

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 5:30pm

Telephone

+61433001226

Website

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