Insurance Solutions By Isabel, LLC

Home
Australia
Columbia, QLD
Insurance Solutions By Isabel, LLC

Call Website Contact the business

Your best friend who knows everything about health insurance 💜
Medicare • ACA • Small Group
📍 Columbia, SC
Educate. Empower. Engage.

20/09/2026

Health insurance should feel human—not like a transaction. This is your health and financial well-being, and I take that responsibility seriously. 💜

18/09/2026

Could someone be billing Medicare under your name without you knowing? 😳

Medicare fraud can look like:

❌ A back brace you never ordered
❌ A genetic test you never received
❌ A provider you’ve never met
❌ The same service billed twice

And unless you examine every line of your Medicare claims, you might never notice it.

A new private subscription service called Claim Knight is launching October 1. It is designed to review Medicare claims weekly and flag duplicate charges, unfamiliar providers, and services you may not recognize.

Would you want help watching your Medicare claims—or the claims of someone you love?

Comment KNIGHT, and I’ll send you information when enrollment opens. Please share this with a Medicare beneficiary or family caregiver who needs to see it.

Claim Knight is a paid private service and is not affiliated with Medicare or CMS. I will receive compensation when someone enrolls through me.

16/09/2026

🏥❤️ Nike co-founder Phil Knight and his wife, Penny, have pledged an incredible $1.1 BILLION to help create Oregon’s first hospital dedicated to women’s health.

The planned hospital will bring pregnancy care, labor and delivery, gynecology, menopause care, cardiovascular care, and a modernized NICU together in one coordinated setting.

That is wonderful healthcare news—but here is the health insurance reminder we cannot overlook:

✅ Confirm that the hospital is in-network.
✅ Confirm that each individual physician is in-network.
✅ Ask whether you need a referral.
✅ Check whether prior authorization is required.

Even when a hospital accepts your insurance, every doctor working inside that hospital may not.

Would you like to see more hospitals take this coordinated approach to women’s healthcare?

I’m Isabel with Insurance Solutions by Isabel—like your best friend who knows everything about health insurance. 💙

15/09/2026

😳 What happens when the Medicare plan you receive is the exact opposite of what you thought you selected?

For today’s , I’m sharing the story of a couple who contacted me after discovering that their Medicare plan didn’t work the way they expected.

They had clearly explained what they wanted, including practical access to dental and vision care. After enrolling, they discovered that the coverage and provider networks didn’t meet their needs. Even more frustrating, they said they repeatedly asked their previous agent for help—but the problem was never resolved. 😟

Their question was: “Are we stuck with this plan?”

Possibly not! 🙋‍♀️

If you believe inaccurate or misleading information caused you to choose the wrong Medicare plan, Medicare recommends calling 1-800-MEDICARE and explaining what happened. Medicare can review your individual circumstances and discuss whether you may have an opportunity to change coverage.

⚠️ Never cancel your current Medicare plan until you confirm that you qualify to make a change and know exactly when the new coverage will begin.

This is why I don’t select a plan based only on dental, vision, or flashy extra benefits. We need to review your:

✅ Doctors and hospitals
✅ Prescriptions and pharmacies
✅ Medical provider network
✅ Dental and vision networks
✅ Travel and residency needs
✅ Maximum out-of-pocket costs

You deserve to understand your Medicare coverage—and you deserve an agent who will still answer your questions after enrollment. ❤️

I’m Isabel with Insurance Solutions by Isabel—like your best friend, if she knew everything about health insurance.

14/09/2026

🚨 MEDICARE MYTH MONDAY: Is Medicare free when you turn 65?

The answer is NO.

Although most people receive Medicare Part A without a monthly premium, that does not mean all of Medicare is free.

In 2026:

▪️ The standard Medicare Part B premium is $202.90 per month
▪️ Higher-income beneficiaries may pay more
▪️ Original Medicare has deductibles and generally leaves you responsible for 20% of covered medical services
▪️ Prescription drug coverage may cost extra
▪️ A $0-premium Medicare Advantage plan can still have copays, deductibles, and other out-of-pocket costs

Choosing Medicare coverage is not one-size-fits-all. Your doctors, prescriptions, healthcare needs, and budget all matter.

Follow Insurance Solutions by Isabel for honest, easy-to-understand Medicare education—and share this with someone turning 65.

I’m Isabel—like your best friend if she knew everything about health insurance.

11/09/2026

We Remember. 🕊️

Twenty-four years ago today, our nation changed forever. We pause to honor the 2,977 lives lost, the first responders who ran toward danger without hesitation, and the families who have carried this weight ever since.

Today isn't about business — it's about gratitude, remembrance, and community. Take a moment to hug the people you love.

Never forget. 🇺🇸

11/09/2026

🚨 ASK ISABEL THURSDAY: Are the $500 Obamacare refund checks real?

Yes—the White House has announced that approximately one million people enrolled in Affordable Care Act health insurance may receive $500 refunds beginning in October.

According to the information available today, the refunds are expected to apply to certain people who:

✅ Purchased coverage through HealthCare.gov
✅ Did not receive an ACA premium tax credit or subsidy
✅ Live in one of the 30 included states—including South Carolina

However, CMS and HHS have not released complete consumer instructions explaining eligibility or how the payments will be distributed. Therefore, please do not assume that you qualify or that a check is definitely coming.

🚨 SCAM WARNING: No application process has been announced. Do not click unfamiliar links, pay a fee, or give anyone your Social Security number or banking information to “register” for this refund.

Accurate resources:

Official White House announcement:
https://www.facebook.com/WhiteHouse/videos/1061245993362385/

Reuters:
https://www.reuters.com/world/us-issue-500-obamacare-refunds-nearly-million-americans-2026-09-10/

Associated Press:
https://apnews.com/article/trump-obamacare-aca-healthcare-rebates-5fea0b182d64b4d7966e0ec7af276e92

I’ll continue monitoring CMS and HealthCare.gov and share verified updates as they become available.

I’m Isabel with Insurance Solutions by Isabel—like your best friend, if she knew everything about health insurance.

09/09/2026

🚨 Medicare Advantage changes are making headlines, and many people are understandably worried that their plans may be canceled for 2027.

Here is the truth: we do not yet have all the official, plan-specific information needed to tell every beneficiary exactly what will happen. Licensed agents cannot begin marketing or discussing specific 2027 plan benefits before October 1.

Please do not panic, cancel your coverage, or choose another plan based solely on a national headline.

Watch for your Annual Notice of Change by September 30, and keep it somewhere safe. Beginning October 1, we can review what is actually changing—including your doctors, prescriptions, pharmacies, copays, network, and benefits.

Medicare Open Enrollment runs from October 15 through December 7.

Share this with a friend or family member who has Medicare, and follow Insurance Solutions by Isabel for accurate Medicare updates.

08/09/2026

I can’t afford my health insurance anymore. What can I do?”

Before you cancel your coverage, please find out what your other options are.

Depending on your situation, there may be another plan or coverage option to consider.

Sometimes there’s a better solution. Sometimes there isn’t a perfect solution — and I’ll tell you that, too.

But I never want someone canceling their health insurance without understanding what that decision could mean.

And despite what Oprah says… 😂

YOU get an insurance option!
YOU get an insurance option!
EVERYBODY gets an insurance option!

Okay… not exactly. 😂 Everybody does NOT have the same options.

That’s why we look at YOUR individual situation.

Know someone struggling with the cost of health insurance? Share this with them. 💜

04/09/2026

🚨 Are Medicare doctors really facing cuts in 2027?

A client sent me a photo from a doctor’s office warning about “deep cuts to Medicare,” so I did some research.

Here’s the important distinction: Medicare is NOT proposing to cut your benefits by 9%.

CMS has proposed changes to how Medicare pays doctors in 2027, and some specialties could be affected much more than others.

Under the proposed changes, estimates include:
🔻 Dermatology: ~9% decrease
🔻 ENT/Otolaryngology: ~9% decrease
🔻 Orthopedic Surgery: ~7% decrease
🔻 Hand Surgery: ~5% decrease

Meanwhile, some healthcare professionals could see increases.

Why does this matter if you’re on Medicare?

Because if reimbursement becomes too low, the concern is that some practices could eventually limit how many Medicare patients they accept — potentially affecting your access to care.

⚠️ Most importantly: These changes are PROPOSED for 2027. They are not final.

👇 Want the full list of which specialties could receive more and which could receive less? Comment “DOCTORS” below and I’ll share it.

#

Address

Columbia, QLD

Telephone

+18034138181

Website

http://InsuranceSolutionsByIsabel.com/, https://hthtravelinsurance.com/?link_id=315579, https://go.geobluetravelinsuranc

Alerts

Be the first to know and let us send you an email when Insurance Solutions By Isabel, LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Insurance Solutions By Isabel, LLC:

Want your business to be the top-listed finance company in Columbia?

Insurance Solutions By Isabel, LLC

20/09/2026

18/09/2026

16/09/2026

15/09/2026

14/09/2026

11/09/2026

11/09/2026

09/09/2026

08/09/2026

04/09/2026

Address

Telephone

Website

Alerts

Contact The Business

Shortcuts

Share

Category

Listing takedown request