Woodrow Finance Group

27/05/2026

Negative gearing can help at tax time — but it can also reduce your borrowing power when lenders assess your loan.

In this example, one investment property could reduce future borrowing capacity by around $150K–$170K.

Before buying, make sure you understand the full impact on your future plans.

InvestmentProperty WoodrowFinanceGroup

28/04/2026

The government’s proposed May budget could change property investing forever — here’s the ripple effect nobody’s talking about. 🧵
Australia has a housing shortage. Labour costs, approval delays, and rising materials have stalled supply for years. Now the government’s answer is to tax investors out of the market.
Here’s what’s actually being proposed:
1. Negative gearing cap Own 3+ investment properties? Losses on the third and beyond can no longer be offset against your salary. They get quarantined to future rental income only.
2. CGT discount cut The 50% capital gains discount drops to 33%. On a $400k gain that’s $47,000 more in tax. On a $200k gain — an extra $12,500.
But here’s the part that affects everyone 👇
If investors exit the market, rental stock tightens. Vacancy rates in most Australian cities are already sitting below 1%. Less supply + same demand = rents go up.
And when rents go up, the CPI goes up — because rent is one of the biggest components of Australia’s inflation measure. When inflation stays elevated, the RBA has less room to cut rates. Mortgage holders wait longer for relief.
So the government’s plan to make housing more affordable could actually keep interest rates higher for longer.
These are still proposals — not law. But May 12 is close. If you own investment property, or you’re planning to buy, now is the time to understand how this affects your position.
💬 Drop your questions below or send me a DM. australianbudget2026 mortgagebroker interestrates RBA rentalcrisis housingcrisis australiarealestate propertymarket investmentproperty firsthomebuyer realestateinvesting inflation propertyadvice mortgageadvice financetips australianeconomy budgetday propertyinvestor realestatetips housingaffordability

21/04/2026

🏡 2026 Property Market Update – What You Need to Know

The latest data shows a mixed market across Australia 👇

📉 Cooling markets:
Melbourne (-$7.8k) & Sydney (-$2.1k) seeing slight pullbacks

📈 Growth markets:
Brisbane (+$54.9k), Perth (+$51.5k), Darwin (+$36.6k), Adelaide (+$19.6k) & Hobart (+$4.5k) all on the rise

💡 What this means for you:
• Buyers → Some markets are opening up with better entry points
• Investors → Strong growth cities may offer momentum opportunities
• Homeowners → Your equity position could be changing depending on location

📊 Pair this with the income required to buy in each city, and it’s clear — strategy matters more than ever.

If you’re thinking of buying, refinancing or just want to understand your position in today’s market, reach out for a quick chat.

FinanceTips WoodrowFinance

01/04/2026

Not sure whether to fix your home loan or stay variable? 🤔
With rates changing and uncertainty still around, the right strategy could save you thousands 💰
✔ Lock in certainty with a fixed rate
✔ Stay flexible with a variable rate
✔ Or consider a split loan for the best of both
Every situation is different — that’s where we help.
📲 Reach out for a quick review:
Al Jordan | 0410 119 126
📧 [email protected]

10/03/2026

Rapid Fire Questions with Al Jordan 🔥

After a long day helping clients with home loans, asset finance, and solving problems… we wrapped things up with a few rapid fire questions.

Mortgage myths, life lessons, a few laughs and a couple of unexpected answers.

Sometimes the best conversations happen after the work is done.

Watch the video and see how I went… 👇

WoodrowFinance BehindTheScenes BrokerLife FinanceExplained

17/02/2026

Woodrow Asset Finance has officially launched! 

We help every day Australian’s, tradies and agricultural businesses upgrade their equipment without draining working capital.

✔ Utes & trucks
✔ Excavators & machinery
✔ Tractors & farming equipment
 ✔️Cars, caravans, boats & much more! 
✔ Low doc options available

If you’re planning an upgrade in 2026, let’s structure it properly.

Call or text Al Jordan on 0410 119 126

📧[email protected]

03/02/2026

🔔 RBA UPDATE 🔔
The Reserve Bank has officially raised the cash rate by 0.25%, marking the first rate increase in over two years.
📈 Cash Rate: 3.60% → 3.85%
🕰️ Last hike was back in November 2023
🔄 This signals a return to a tightening cycle, after markets expected rates to remain steady.
👉 If you’re on a variable rate, thinking about fixing, or planning to buy or refinance, this change could impact your repayments.
📩 DM us for a quick loan check — being proactive now can make a big difference.

02/10/2025

LETS GO PARKERS !! Delacombe Park Cricket Club

***New Major Sponsorship Announcement***

Introducing Al Jordan – Your Local Mortgage Broker


We’re excited to welcome Al Jordan to the Delacombe Park Cricket Club community. Al is a dedicated and experienced mortgage broker, with over 13 years of experience in the finance industry, Al is a trusted and knowledgeable mortgage broker who helps clients find the right home loan solutions — whether it’s purchasing a first home, refinancing to a sharper rate, or building an investment portfolio.



With access to a wide panel of lenders and a focus on personalised service, Al takes the stress out of navigating the lending process, ensuring you get the right loan for your needs. He’s also a proud supporter of local sport and is looking forward to connecting with members both on and off the field.



If you, your family, or friends are thinking about purchasing, refinancing, or require a second opinion Al is here to help –obligation-free.



📞 Contact Al Jordan
Mortgage Broker
Phone: 0410 119 126
Email: [email protected]
woodrowfinancegroup.com.aun

29/07/2024

At Woodrow Finance Group, we understand the importance of having the right tools and resources to thrive in your industry. Whether you're looking to upgrade machinery, acquire new technology, or expand your fleet, our tailored finance solutions can help make it happen.

Key benefits of our Asset & Equipment Finance include:
-Competitive interest rates
-Flexible repayment terms
-Quick approval process
-Expert advice and support throughout.

Our goal is to empower your business with the financial flexibility needed to seize opportunities and drive growth. Al Jordan pride’s himself on providing personalised service that meets your specific needs and challenges.

If you're interested in learning more about how Asset & Equipment Finance can benefit your business, please don't hesitate to reach out to us.

20/06/2024

Instant asset write-off receives budget extension.

Small businesses will have access to the instant asset write-off for another 12 months, after the policy, which was due to end at the end of this financial year, was extended to 30 June 2025 in the recent federal Budget.

Under the instant asset write-off, businesses with an aggregated annual turnover of less than $10 million can immediately deduct eligible depreciating assets costing less than $20,000, which are first used or installed ready for use by 30 June 2025.

The asset threshold applies on a per-asset basis, so businesses can write off multiple assets.

Assets can be new or second-hand. But some assets are not eligible, according to the Australian Taxation Office. They include:

-Assets that are leased out, or expected to be leased out, for more than 50% of the time on a depreciating asset lease.

-Assets you allocated to a low-value assets pool before using the simplified depreciation rules.

-Horticultural plants, including grapevines.

-Software allocated to a software development pool (but not other software).

-Assets used in your research and development activities.

-Capital works, including buildings and structural improvements.

Chat to us about how we can help you with asset and business finance.

Al Jordan 0410 119 126