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Woodrow Finance Group Al Jordan provides expert mortgage services in Sydney and Melbourne property market. Call today to arrange a free consultation.

whether you're a first-time buyer, looking to refinance, or seeking investment opportunities in these dynamic markets.

The RBA has increased the official cash rate by 0.25% to 4.60%.The key issue remains inflation. The RBA is trying to bri...
29/09/2026

The RBA has increased the official cash rate by 0.25% to 4.60%.

The key issue remains inflation. The RBA is trying to bring inflation sustainably back within its 2–3% target, with ongoing price pressures and resilient demand influencing today’s decision.

🏠 What does this mean for borrowers?

If lenders pass on the full increase, variable mortgage rates and repayments are likely to rise again. On a $750,000 mortgage, a 0.25% increase is roughly $120 extra per month on a 30-year loan.*

Now is a good time to review your rate, repayments and overall loan structure.

📲 Woodrow Finance Group — reach out if you’d like us to review your home loan.

Indicative only. Actual repayment changes depend on your loan balance, interest rate, remaining term and lender.

Why does everything still feel so expensive? 💸🇦🇺Government spending, a growing public sector, energy network costs, fuel...
19/09/2026

Why does everything still feel so expensive? 💸🇦🇺

Government spending, a growing public sector, energy network costs, fuel prices and global pressures can all interact with inflation and the cost of living.

And when inflation stays higher for longer, interest rates can stay higher too — which matters for anyone with a mortgage or looking to borrow.

Swipe through for a simple breakdown of some of the pressures affecting Australian households. 👆

Figures and expectations can change. General information only.

Higher interest rates, reduced borrowing power, rising mortgage repayments and low housing stock are putting more pressu...
13/09/2026

Higher interest rates, reduced borrowing power, rising mortgage repayments and low housing stock are putting more pressure on Australian households.

Another 0.25% rate rise could potentially mean:
📉 $15,000–$30,000 less borrowing power for some buyers
📈 Higher repayments for existing mortgage holders
🏡 Even tougher conditions for people trying to enter the market

With confidence down and affordability stretched, understanding your numbers before making your next move is more important than ever.

Thinking of buying, refinancing or simply want to know where you stand? Reach out to Woodrow Finance Group.

Figures are indicative only. Individual borrowing capacity and repayments vary by lender and circumstances.

09/09/2026

🚨 ANOTHER RATE RISE COMING? 📈

There’s growing talk the RBA could increase interest rates by another 0.25% at the end of September.

Why? Inflation is still proving stubborn, housing costs remain high, and the RBA is worried demand in the economy hasn’t slowed enough.

For borrowers, another rate rise could mean:

🏠 Higher mortgage repayments
📉 Lower borrowing capacity
💰 Tougher servicing assessments
😬 Even more pressure on household budgets

If the cash rate rises another 0.25%, lenders’ assessment rates will likely move higher again — making it harder for buyers to borrow the same amount.

The next RBA decision is one to watch. 👀

🏠 Australians are buying their first home later than they used to.Back in the early 1990s, the typical first-home buyer ...
08/09/2026

🏠 Australians are buying their first home later than they used to.

Back in the early 1990s, the typical first-home buyer was around 30 years old. Today, the available data generally puts first-home buyers in their mid-30s.

Higher property prices, bigger deposits and cost-of-living pressures mean getting into the market can take longer.

But buying later doesn’t mean giving up on the dream. It means planning earlier, understanding your borrowing position and having a strategy to get there.

💙 Same dream. Just taking longer.

Back in the early 1990s, the typical first-home buyer was around 30 years old. Today, the available data generally puts ...
08/09/2026

Back in the early 1990s, the typical first-home buyer was around 30 years old. Today, the available data generally puts first-home buyers in their mid-30s.

Higher property prices, bigger deposits and cost-of-living pressures mean getting into the market can take longer.

But buying later doesn’t mean giving up on the dream. It means planning earlier, understanding your borrowing position and having a strategy to get there.

💙 Same dream. Just taking longer.

01/09/2026

My mates give me grief for owning a Tesla Model 3 — but here’s what they don’t clock. It costs me $3.98 to charge overnight, worst case ~$500 a year. I used to spend $200-400 avg a fortnight on fuel. That gap has gone straight into extra mortgage repayments, and I’m now on track to pay it off 6 years and 4 months early.
Personal experience only, not financial or credit advice.
Al Jordan is a credit representative 472760 of BLSSA Pty Ltd, Australian Credit Licence 391237.

🏦 RBA CASH RATE UPDATE | AUGUST 2026The Reserve Bank of Australia has kept the official cash rate on hold at 4.35% follo...
11/08/2026

🏦 RBA CASH RATE UPDATE | AUGUST 2026
The Reserve Bank of Australia has kept the official cash rate on hold at 4.35% following its August meeting.
While recent inflation data has shown some signs of easing, the RBA remains cautious, with inflation still sitting above its target range.
For homeowners and investors, the key message is that rates may be on hold for now, but the outlook remains uncertain.
If you haven’t reviewed your home loan recently, now could be a good time to check:
🏠 Is your current interest rate still competitive?
💰 Could refinancing reduce your repayments?
🔄 Would restructuring your loan put you in a better position?
📈 Are you prepared if rates move again?
At Woodrow Finance Group, we can review your current lending and see how it compares with what’s available across our lender panel.
📩 Reach out to our team for a home loan review.
Credit Representative 472760 of BLSSA Pty Ltd, Australian Credit Licence 391237.
PropertyAustralia AustralianProperty MortgageTips RBA WoodrowFinanceGroup

Think you need a huge deposit to buy your first home? Think again.If you’re eligible for the First Home Guarantee, you c...
02/07/2026

Think you need a huge deposit to buy your first home? Think again.

If you’re eligible for the First Home Guarantee, you could purchase a home with as little as a 5% deposit and avoid paying Lenders Mortgage Insurance (LMI) – potentially saving tens of thousands of dollars.

Here’s an example of the savings:
✅ $400k home = Approx. $22,000 saved
✅ $700k home = Approx. $62,000 saved
✅ $1M home = Approx. $138,000 saved

The First Home Guarantee has helped thousands of Australians get into the property market sooner, but places are limited and eligibility criteria apply.

Thinking about buying your first home in 2026? Let’s find out if you qualify and create a plan to get you into your own home sooner.

📞 0410 119 126
📧 [email protected]

Figures are indicative only and may vary depending on the lender, loan amount and individual circumstances.

01/07/2026

BIG NEWS FOR IT & FEDERAL GOVERNMENT EMPLOYEES!
One has expanded its Professional LMI Waiver policy.

If you’re employed directly (PAYG) by an eligible employer in the technology sector or you’re an eligible Federal Government employee, you may be able to purchase a home with less than a 20% deposit without paying Lenders Mortgage Insurance (subject to lender criteria).

💻 Eligible Technology Employers include:
• Adobe
• Alphabet (Google)
• Amazon
• Apple
• Atlassian
• Meta
• Microsoft
• Salesforce
• Xero

🏛️ Eligible Federal Government Roles:
APS6 • EL1 • EL2 • SES

📩 DM “LMI” to find out if you qualify.

Eligibility criteria, lending policy and credit assessment apply. Employment and profession requirements must be met.Based on the current professional LMI waiver policy effective 15 June 2026.

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