Woodrow Finance Group

Woodrow Finance Group Al Jordan provides expert mortgage services in Sydney and Melbourne property market. Call today to arrange a free consultation.

whether you're a first-time buyer, looking to refinance, or seeking investment opportunities in these dynamic markets.

09/09/2026

🚨 ANOTHER RATE RISE COMING? 📈

There’s growing talk the RBA could increase interest rates by another 0.25% at the end of September.

Why? Inflation is still proving stubborn, housing costs remain high, and the RBA is worried demand in the economy hasn’t slowed enough.

For borrowers, another rate rise could mean:

🏠 Higher mortgage repayments
📉 Lower borrowing capacity
💰 Tougher servicing assessments
😬 Even more pressure on household budgets

If the cash rate rises another 0.25%, lenders’ assessment rates will likely move higher again — making it harder for buyers to borrow the same amount.

The next RBA decision is one to watch. 👀

🏠 Australians are buying their first home later than they used to.Back in the early 1990s, the typical first-home buyer ...
08/09/2026

🏠 Australians are buying their first home later than they used to.

Back in the early 1990s, the typical first-home buyer was around 30 years old. Today, the available data generally puts first-home buyers in their mid-30s.

Higher property prices, bigger deposits and cost-of-living pressures mean getting into the market can take longer.

But buying later doesn’t mean giving up on the dream. It means planning earlier, understanding your borrowing position and having a strategy to get there.

💙 Same dream. Just taking longer.

Back in the early 1990s, the typical first-home buyer was around 30 years old. Today, the available data generally puts ...
08/09/2026

Back in the early 1990s, the typical first-home buyer was around 30 years old. Today, the available data generally puts first-home buyers in their mid-30s.

Higher property prices, bigger deposits and cost-of-living pressures mean getting into the market can take longer.

But buying later doesn’t mean giving up on the dream. It means planning earlier, understanding your borrowing position and having a strategy to get there.

💙 Same dream. Just taking longer.

01/09/2026

My mates give me grief for owning a Tesla Model 3 — but here’s what they don’t clock. It costs me $3.98 to charge overnight, worst case ~$500 a year. I used to spend $200-400 avg a fortnight on fuel. That gap has gone straight into extra mortgage repayments, and I’m now on track to pay it off 6 years and 4 months early.
Personal experience only, not financial or credit advice.
Al Jordan is a credit representative 472760 of BLSSA Pty Ltd, Australian Credit Licence 391237.

🏦 RBA CASH RATE UPDATE | AUGUST 2026The Reserve Bank of Australia has kept the official cash rate on hold at 4.35% follo...
11/08/2026

🏦 RBA CASH RATE UPDATE | AUGUST 2026
The Reserve Bank of Australia has kept the official cash rate on hold at 4.35% following its August meeting.
While recent inflation data has shown some signs of easing, the RBA remains cautious, with inflation still sitting above its target range.
For homeowners and investors, the key message is that rates may be on hold for now, but the outlook remains uncertain.
If you haven’t reviewed your home loan recently, now could be a good time to check:
🏠 Is your current interest rate still competitive?
💰 Could refinancing reduce your repayments?
🔄 Would restructuring your loan put you in a better position?
📈 Are you prepared if rates move again?
At Woodrow Finance Group, we can review your current lending and see how it compares with what’s available across our lender panel.
📩 Reach out to our team for a home loan review.
Credit Representative 472760 of BLSSA Pty Ltd, Australian Credit Licence 391237.
PropertyAustralia AustralianProperty MortgageTips RBA WoodrowFinanceGroup

Think you need a huge deposit to buy your first home? Think again.If you’re eligible for the First Home Guarantee, you c...
02/07/2026

Think you need a huge deposit to buy your first home? Think again.

If you’re eligible for the First Home Guarantee, you could purchase a home with as little as a 5% deposit and avoid paying Lenders Mortgage Insurance (LMI) – potentially saving tens of thousands of dollars.

Here’s an example of the savings:
✅ $400k home = Approx. $22,000 saved
✅ $700k home = Approx. $62,000 saved
✅ $1M home = Approx. $138,000 saved

The First Home Guarantee has helped thousands of Australians get into the property market sooner, but places are limited and eligibility criteria apply.

Thinking about buying your first home in 2026? Let’s find out if you qualify and create a plan to get you into your own home sooner.

📞 0410 119 126
📧 [email protected]

Figures are indicative only and may vary depending on the lender, loan amount and individual circumstances.

01/07/2026

BIG NEWS FOR IT & FEDERAL GOVERNMENT EMPLOYEES!
One has expanded its Professional LMI Waiver policy.

If you’re employed directly (PAYG) by an eligible employer in the technology sector or you’re an eligible Federal Government employee, you may be able to purchase a home with less than a 20% deposit without paying Lenders Mortgage Insurance (subject to lender criteria).

💻 Eligible Technology Employers include:
• Adobe
• Alphabet (Google)
• Amazon
• Apple
• Atlassian
• Meta
• Microsoft
• Salesforce
• Xero

🏛️ Eligible Federal Government Roles:
APS6 • EL1 • EL2 • SES

📩 DM “LMI” to find out if you qualify.

Eligibility criteria, lending policy and credit assessment apply. Employment and profession requirements must be met.Based on the current professional LMI waiver policy effective 15 June 2026.

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💰 Want to save an extra $10,000 in the next 12 months?It might sound like a big number, but when you break it down, it’s...
25/06/2026

💰 Want to save an extra $10,000 in the next 12 months?

It might sound like a big number, but when you break it down, it’s more achievable than you think:

✅ $27.40 per day
✅ $192.31 per week
✅ $384.62 per fortnight
✅ $833.33 per month

Small, consistent habits can lead to big financial results. Whether you’re saving for a home deposit, an emergency fund, a family holiday, or simply building better money habits, the best time to start is today.

What’s your savings goal over the next 12 months? Let us know below! 👇

💰 Want to finish the year with an extra $10,000 in the bank?Here’s how to make it happen:✅ Save $43 per day✅ Save $295 p...
24/06/2026

💰 Want to finish the year with an extra $10,000 in the bank?

Here’s how to make it happen:

✅ Save $43 per day
✅ Save $295 per week
✅ Save $590 per fortnight
✅ Save $1,250 per month

The key isn’t earning more—it’s creating consistent habits and automating your savings.

Whether you’re building a home deposit, planning a holiday, or creating an emergency fund, there’s still plenty of time to hit your goals before the end of the year.

What’s your savings goal for the rest of 2026? 👇

23/06/2026

💡 ONE SIMPLE SWITCH. BIG SAVINGS. 💡

Did you know that changing from monthly to fortnightly mortgage repayments could save the average Australian homeowner more than $70,000 in interest and cut over 2 years off their home loan?

🏠 Average mortgage: $735,000
📉 Interest rate: 6.19% p.a.
💰 Potential interest savings: Approximately $69,000+
⏰ Time saved: Around 2 years and 6 months off your loan term.

It’s a small change that can make a huge difference to your financial future.

Want to see how much you could save on your own mortgage? Send us a message and let’s run the numbers together.

Savings will vary depending on your loan size, interest rate, remaining term and how your lender calculates fortnightly repayments.

📞 Woodrow Finance Group
Helping Australians make smarter mortgage decisions.

Address

Carrum Downs, VIC

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 3am

Telephone

+61410119126

Website

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