07/06/2026
If you’ve heard about the new negative gearing and CGT reform, you’re probably thinking, “What does this mean for me?” We’re breaking it down so property investors know how these changes will impact them. 🪙
If you’re an established property investor, not much changes immediately. You’re “grandfathered” in, meaning you get to keep your existing tax arrangements (including your negative gearing benefits). In fact, your properties are likely to become more valuable as a result of this reform, because you may be facing less competition from new investors.
If you’re a new investor, who has yet to purchase a property, you may feel the biggest impact. The reform means you aren’t able to offset your rental losses against your salaried income (reducing your overall taxable income). However, this doesn’t mean you shouldn’t (or can’t) invest.
New investors may find that shifting their strategy to focus primarily on maximising rental yield, rather than buying at any cost to claim on tax later, can still provide substantial profits.
Have more questions as a property investor? Let us know - we’re ready to help.
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