Salerno Finance & Lending

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Salerno Finance & Lending Kerry and Joe have established their careers with a combined 40+ years in the finance and lending space.

Whether you want to reduce expenses with smarter loan options, buy a new home or investment property, finance new equipment, car or leisure vehicle, buy or expand a business or use your super to finance a property; with access to 60 lenders, we can help. As specialists in all things finance, they are passionate about providing their clients with exceptional customer service. As locals growing up in the wider Cairns and Tablelands communities, they have witnessed the variability of the economy and property markets in Far North Queensland firsthand. With a belief in the concept of locals supporting locals, Kerry and Joe are committed to helping their clients to achieve their business and property ownership goals.

30/10/2026

🎃 Looking to finance a BOO-TIFUL home? 👻🏡
Whatever you're looking to do, there's nothing scary about exploring your options with the right guidance!
Let's chat!
🧡 Happy Halloween from Team Salerno! ☠️

🚨 **SUNCORP TO ANZ – COULD YOUR HOME LOAN COST YOU MORE?****SAME LOAN. DIFFERENT RULES?**Here's what you need to know.Wi...
25/10/2026

🚨 **SUNCORP TO ANZ – COULD YOUR HOME LOAN COST YOU MORE?**
**SAME LOAN. DIFFERENT RULES?**

Here's what you need to know.

With approximately **1.2 million Suncorp Bank customers moving to ANZ by June 2027**, some important home loan features are changing.

⚠️ **What could this mean for you?**

🔹 **Multiple Offset Accounts** – ANZ's standard offering allows just one linked offset account, compared with Suncorp's multiple offset options.

🔹 **Redraw & Repayments** – Have money sitting in redraw? Your minimum repayments could increase, even if your interest rate stays the same.

🔹 **Fees & Features** – ANZ's standard offset account costs $10 per month, and loan features and package benefits may differ.

🔹 **Interest Rates** – Your existing rate is expected to transfer across, subject to normal variable-rate changes, but is it still competitive?

💡 **Will your home loan still meet your needs and objectives after the transition?**

The good news? **You have options!**

If you're considering refinancing, it's important to have **your individual circumstances, current loan structure, and financial objectives reviewed** before making any decisions.

If circumstances allow, we can help you understand the changes, assess your current position, and, if required, compare alternative lenders to see if your future position will remain a competitive solution.
Make an appointment to chat, or alternatively reach out via phone.
📩 https://calendly.com/kerry-k-4k/initialdiscussion

🌐 www.salernofinance.com.au

🏡 **FOUND YOUR NEXT HOME BUT HAVEN'T SOLD YOURS? BUY NOW. SELL LATER.**What if you didn't have to sell first?We're seein...
19/10/2026

🏡 **FOUND YOUR NEXT HOME BUT HAVEN'T SOLD YOURS? BUY NOW. SELL LATER.**

What if you didn't have to sell first?

We're seeing more clients explore **bridging finance** as a way to upgrade their home without the pressure of lining up two settlements.

✅ Secure your next home before selling
✅ Give yourself more time to achieve the right sale
✅ Take advantage of opportunities in the property market

** BUY NOW. SELL LATER. COULD BE AN OPTION! **

Bridging finance isn't for everyone, but with the right equity and lending structure, it could make your next move a whole lot easier.

Thinking of upsizing or upgrading? Talk to us before you sell!

Local solutions. More choice.

&Lending

19/10/2026
What an incredibly rewarding year 2026 has been to date!We are humbled and proud for Joe to be named a finalist in the 2...
16/10/2026

What an incredibly rewarding year 2026 has been to date!

We are humbled and proud for Joe to be named a finalist in the 2026 Commercial Finance Awards – Regional Broker of the Year.

This recognition, alongside
His recent Commercial Finance Rising Star finalist nomination, makes 2026 an especially satisfying year for Salerno Finance & Lending.

Thank you to our customers, referral partners and banking partners for your continued trust, support and collaboration. The relationships we've built and the opportunity to help our customers achieve their goals are what make this journey so rewarding.

We're incredibly proud of what we've achieved and excited about the opportunities ahead as we continue supporting businesses, farmers, families and our local community.

A milestone we’re incredibly proud of. 🎓💙Five months ago, we were invited to participate in Loan Market Elevate, a natio...
02/09/2026

A milestone we’re incredibly proud of. 🎓💙

Five months ago, we were invited to participate in Loan Market Elevate, a nationwide program bringing together a select cohort of high-performing, forward-thinking Mortgage Broking businesses from across Australia who share a commitment to growth, innovation and continually raising the bar for their customers.

Last week we travelled to Sydney for our final Retro sessions and Elevate Graduation. For us, this experience wasn’t about growing a bigger business. It was about building a better one.

Over the past five months, we’ve challenged the way we think, openly shared strategies, numbers, successes and barriers, and worked alongside an incredible group of business owners from across the country 🇦🇺.

Most importantly, Elevate has reinforced something that sits at the heart of Salerno Finance & Lending — as we grow and innovate, our customers must remain at the forefront of everything we do.

We want to continue finding smarter, more innovative ways to support our clients, improve their experience and make navigating finance easier — without ever losing the personal relationships and genuine care our business was built on.

We’re incredibly proud to have been invited to represent our business, and extremely grateful for the people we’ve shared the journey with.

Elevate is complete, but our commitment to exploring new strategies, innovations, and ways we can support our clients will continue. 🚀


Very proud to be supporting our local cricket club as a Silver Sponsor. 🏏A club that’s especially close to our hearts — ...
10/08/2026

Very proud to be supporting our local cricket club as a Silver Sponsor. 🏏

A club that’s especially close to our hearts — all three of our boys have played here, and Joe has both played and coached at the club over the years.

Proud to give back to a club that has been such a big part of our family. 💙

🏏💙

Norths would like to welcome back Salerno Finance & Lending as a Silver Sponsor for the 2026/2027 season.

If you’re looking to buy a new car 🚘, home 🏠, investment property or business 📊, or looking to refinance to reduce your interest rate ⬇️, give Joe, Kerry and team at Salerno Finance & Lending a call and let them help you find the right finance option for your needs.

📱 0492 173 298

From approval to adventure. 💪We're proud to have helped finance this awesome new rig and love seeing it put to good use....
17/07/2026

From approval to adventure. 💪
We're proud to have helped finance this awesome new rig and love seeing it put to good use. Thanks for trusting Team Salerno, and thanks for sharing this epic shot! 📸🚙

Today, we stand still in reflection and gratitude.On ANZAC Day, we remember the bravery, sacrifice, and spirit of the me...
25/04/2026

Today, we stand still in reflection and gratitude.

On ANZAC Day, we remember the bravery, sacrifice, and spirit of the men and women who gave so much for the freedoms we enjoy today.

“Their tomorrow became our today.”

From all of us at Salerno Finance, we honour their legacy and say thank you.

Lest we forget 🌺

A growing number of Australians are turning to property not just as a place to live, but as a pathway to long-term finan...
21/04/2026

A growing number of Australians are turning to property not just as a place to live, but as a pathway to long-term financial security.

New research from Great Southern Bank shows a clear shift in mindset—more people are viewing real estate as a stable, wealth-building investment, even as affordability challenges continue to reshape how and where buyers enter the market.

Here’s what the latest data reveals about the rise in investment property demand and the strategies (like rentvesting) that are changing the game 👇
https://tinyurl.com/Property-Investing

Address

Cairns, QLD
4870

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

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