Local Finance

Local Finance Sunshine Coast based Finance Brokers. Homeloans, Car finance, Business, Personal & SMSF Lending.

🏡 Keen to buy a home? Here's how to know you won't be stretched 🏡⁣⁣Over 1-in-10 first home buyers plan to buy in the nex...
15/06/2026

🏡 Keen to buy a home? Here's how to know you won't be stretched 🏡⁣
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Over 1-in-10 first home buyers plan to buy in the next 12 months. ⁣
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And almost 1-in-3 want to buy but they’re unsure if they’re financially ready. ⁣
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So, what are the signs that show you’re home-loan-ready right now? 💡⁣
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First, you usually have to have a stable job with a steady income. 💼⁣
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Next, you'll want at least a 5% deposit. You could qualify for the 5% Deposit Scheme. ⁣
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Finally, do you feel ready to commit to a place of your own? 🏠⁣
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Ticked all the boxes? ✅⁣
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Talk to us and we'll help you assess your borrowing power to see if you're ready to become a home owner. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

⚠️ Renovations that could lower your home’s value ⚠️⁣⁣There’s a lot at stake with home renovations - just because you sp...
10/06/2026

⚠️ Renovations that could lower your home’s value ⚠️⁣
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There’s a lot at stake with home renovations - just because you spend money on home improvements, doesn't guarantee it will increase its value.🛠️⁣
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Homewares retailer Cooper & Co says more than one-in-three Aussies have renovation regrets. 😬⁣
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Some projects could even wipe up to $36,000 off your home’s value, they say. ⁣
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Prime culprits can include poor-quality laminate flooring, dark finishes that don’t have wide appeal, and open-plan designs that lack privacy. ⁣
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They suggest to skip here-today-gone-tomorrow trends, and instead pick reno options that are more timeless choices. ⏳⁣
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They’re more likely to appeal to buyers and protect long-term value. 🏡⁣
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Looking at renovating your place in 2026? Contact us for ways to fund your home improvements. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

Beyond the paperwork 🤍The biggest compliment is being included in the chapters that come after settlement.We don’t just ...
08/06/2026

Beyond the paperwork 🤍

The biggest compliment is being included in the chapters that come after settlement.

We don’t just want to write loans, we want to be the broker who gets to watch the journey unfold too!

LF. 🤎🌳

.4.living ._

😬 First home buyer regrets to avoid 😬⁣⁣Here are the top regrets of first home buyers have about their mortgage, accordin...
08/06/2026

😬 First home buyer regrets to avoid 😬⁣
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Here are the top regrets of first home buyers have about their mortgage, according to a survey by Money.com.au.⁣
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Paying too much in loan fees was the number one mistake. 💸⁣
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That’s followed by not having a loan with a competitive interest rate. 📉⁣
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Money.com.au found many first-time home buyers just apply for a loan with the first lender they come across. ⁣
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It’s only later they realise they have a loan that doesn’t suit their long-term needs. ⁣
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Skip the potential regrets. 🚫⁣
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Talk to us about a home loan that matches your needs, backed by a competitive rate. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣⁣Forget years of living on instant coffee and baked beans! You ma...
03/06/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home. ⁣
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The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡⁣
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And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance. ⁣
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There are no waitlists. ⏳⁣
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No income limits. 💼⁣
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No place limits. 📍⁣
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And you’re free to buy an established home or build a new place. 🏗️⁣
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Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

01/06/2026

🔨 FROM TOOLS ➡️ TO TOYS 🚤

You didn’t start your business or take that job just to pay invoices or bills to keep the wheels turning.

You put in the early mornings, late nights and hard work for something bigger?

The upgrades. The adventures. The moments you’ve been working towards. You, your family or friends that have been talking but it’s all what’s if’s or if only’s!

Whether it’s the tools that help you grow or…the toys that remind you why you started…

It’s worth chatting to us to! We get it! 👊

LF. 🤎


📱 Gen Zs urged to skip influencer advice 📱⁣⁣Here’s a worrying finding. ⁣⁣Money watchdog, ASIC, says two-thirds of Gen Zs...
01/06/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying finding. ⁣
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Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help. ⁣
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Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬⁣
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And ‘advice’ from influencers isn’t based on personal needs. ⁣
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Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️⁣
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Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.⁣
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And that's what we can offer. 🤝⁣
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Contact us to explore some home loan options that have been researched and matched for your needs. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

29/05/2026

Part 2 - parent watch

27/05/2026

🏉 FOOTY & FINANCE

In footy, the best teams don’t just run onto the field and hope for the best.

There’s preparation behind the scenes.
Reviewing the game plan.
Knowing the opposition.
Making the right plays at the right time.
And having the right people in your corner when pressure hits.

The loan process is no different.

Getting approved isn’t just about filling out an application, it’s about structuring the right play from the start.

✔️ Choosing the right lender
✔️ Understanding policy
✔️ Preparing the right documents
✔️ Timing the application properly
✔️ Having someone guide the process from kickoff to approval

Because just like footy, the right support can change the result.

We support our footy team, let the right team support you too.

A little Ai jacket doesn’t hurt to cheer on QLD tonight 😏🏉

🚩 Red flag habits that could hinder your home loan application 🚩⁣⁣(Not so) fun fact: Lenders assess a borrower’s ‘charac...
27/05/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

Address

Buddina, QLD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61409901622

Website

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