Local Finance

Local Finance Sunshine Coast based Finance Brokers. Homeloans, Car finance, Business, Personal & SMSF Lending.

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣⁣Forget years of living on instant coffee and baked beans! You ma...
03/06/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home. ⁣
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The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡⁣
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And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance. ⁣
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There are no waitlists. ⏳⁣
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No income limits. 💼⁣
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No place limits. 📍⁣
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And you’re free to buy an established home or build a new place. 🏗️⁣
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Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

01/06/2026

🔨 FROM TOOLS ➡️ TO TOYS 🚤

You didn’t start your business or take that job just to pay invoices or bills to keep the wheels turning.

You put in the early mornings, late nights and hard work for something bigger?

The upgrades. The adventures. The moments you’ve been working towards. You, your family or friends that have been talking but it’s all what’s if’s or if only’s!

Whether it’s the tools that help you grow or…the toys that remind you why you started…

It’s worth chatting to us to! We get it! 👊

LF. 🤎


📱 Gen Zs urged to skip influencer advice 📱⁣⁣Here’s a worrying finding. ⁣⁣Money watchdog, ASIC, says two-thirds of Gen Zs...
01/06/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying finding. ⁣
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Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help. ⁣
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Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬⁣
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And ‘advice’ from influencers isn’t based on personal needs. ⁣
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Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️⁣
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Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.⁣
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And that's what we can offer. 🤝⁣
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Contact us to explore some home loan options that have been researched and matched for your needs. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

29/05/2026

Part 2 - parent watch

27/05/2026

🏉 FOOTY & FINANCE

In footy, the best teams don’t just run onto the field and hope for the best.

There’s preparation behind the scenes.
Reviewing the game plan.
Knowing the opposition.
Making the right plays at the right time.
And having the right people in your corner when pressure hits.

The loan process is no different.

Getting approved isn’t just about filling out an application, it’s about structuring the right play from the start.

✔️ Choosing the right lender
✔️ Understanding policy
✔️ Preparing the right documents
✔️ Timing the application properly
✔️ Having someone guide the process from kickoff to approval

Because just like footy, the right support can change the result.

We support our footy team, let the right team support you too.

A little Ai jacket doesn’t hurt to cheer on QLD tonight 😏🏉

🚩 Red flag habits that could hinder your home loan application 🚩⁣⁣(Not so) fun fact: Lenders assess a borrower’s ‘charac...
27/05/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

🔁 A record number of Australians just refinanced their home loan 🔁⁣⁣Looks like Australia is in the midst of a refinancin...
25/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

21/05/2026

From the very first planning conversation, through application, approval, settlement, and finally handing over the keys — we’re there for every step. 🏡✨

But it doesn’t stop at settlement.
We stay alongside our clients throughout the life of their loan, helping review, restructure, grow and plan for what’s next.

Because great finance broking isn’t transactional — it’s built on loyalty, trust and long-term relationships. 🤝

Nothing beats seeing clients settled into the home they worked so hard for. First visits like these are always special. 🖤

🏡 How much do you really need to buy a first home? 🏡⁣⁣Long gone are the days when you needed to save up a full 20% depos...
20/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

📈 Is buying an investment property earlier the key to building wealth? 📈⁣⁣Regrets? One-in-three Aussie investors say the...
18/05/2026

📈 Is buying an investment property earlier the key to building wealth? 📈⁣
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. 🔄⁣
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡⁣
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Of course, with all things investment related, please seek independent financial advice to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇⁣
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To find out more, contact Local Finance on:

☎️ – 0409 901 622
💻 – [email protected]

Address

Buddina, QLD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61409901622

Website

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