Mel Noonan- Pivotal Financial

Mel Noonan- Pivotal Financial Finance specialist helping clients achieve their financial goals. I have now taken on the role of finance broker at Denton Financial Services.

My journey with Pivotal began back in 2018, where I worked behind the scenes — supporting clients and the team with loan processing and admin.

What an incredible opportunity I had to attend RMX 2026!So many amazing speakers and inspiring stories!Thanks for having...
28/08/2026

What an incredible opportunity I had to attend RMX 2026!

So many amazing speakers and inspiring stories!

Thanks for having me REMAX Australia

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣⁣After years of growth, mortgage brokers have hit a new ...
25/08/2026

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣
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After years of growth, mortgage brokers have hit a new record market share! 🏆⁣
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Brokers now account for 81% of new home loans, according to MFAA statistics. ⁣
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In trying times the guidance and support of a broker can be your key to home buying success. 🤝⁣
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Research also shows broker customers are more satisfied than direct-to-lender borrowers. ⁣
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Call today, and experience the broker difference. 👇⁣
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Great news! Homeowners can breathe a sigh of relief, with the Reserve Bank of Australia (RBA) keeping the cash rate on h...
20/08/2026

Great news! Homeowners can breathe a sigh of relief, with the Reserve Bank of Australia (RBA) keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesn’t mean you have to.

As many as 49 different lenders are now offering variable interest rates starting with a 5, up from 38 at the start of June, according to Canstar.

That’s a powerful incentive to check the rate you’re currently paying.

If your home loan rate isn’t in the very low 6s or below, you could be paying too much.

Here’s why so many lenders are cutting their rates right now – and how you may be able to benefit.

Read more information here:

https://www.pivotalfin.com.au/blog/whats-a-competitive-rate-right-now-nearly-50-lenders-offer-variable-rates-below-6/

The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest ...
18/08/2026

The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan.

Here’s a quick info on what’s going on.

Contact us if you want to know how your loan rate shapes up

18/08/2026

Pivotal Financial is an amazing support for all us brokers, new and existing. We work as a team and support each other ❤️

🚨 RBA HOLDS CASH RATE AT 4.35% 🚨 The RBA has decided to hold the cash rate at 4.35%. While there’s no change to the offi...
11/08/2026

🚨 RBA HOLDS CASH RATE AT 4.35% 🚨

The RBA has decided to hold the cash rate at 4.35%.

While there’s no change to the official rate, interest rates can still have a significant impact on your mortgage, savings and overall financial strategy.

Want to know how this could affect your financial position? Contact us today.

Did you know that around 60% of first home buyers have received financial help from the Bank of Mum and Dad? 🏡 With the ...
11/08/2026

Did you know that around 60% of first home buyers have received financial help from the Bank of Mum and Dad? 🏡 With the average contribution exceeding $30,000, family support is helping many Australians take their first step into the property market.

While lending a helping hand can make homeownership possible sooner, having a written agreement in place can help set clear expectations and protect everyone involved.

👉 Read our latest blog to learn why it's worth considering before money changes hands.

https://www.pivotalfin.com.au/blog/bank-of-mum-and-dad-why-a-written-agreement-can-make-sense/

💰 What is the average first home buyer deposit? 💰⁣⁣Buying a home to live in? ⁣⁣The average home deposit is $173,000 acco...
06/08/2026

💰 What is the average first home buyer deposit? 💰⁣
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Buying a home to live in? ⁣
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The average home deposit is $173,000 according to www.Money.com.au . 🏡⁣
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That’s a big chunk of cash. ⁣
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Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. ⏱️⁣
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But why wait that long? 🤔⁣
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The 5% Deposit Scheme could help you fast track your home buying plans. ⁣
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It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. 🏠⁣
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Interested? Get in touch and we'll help you find out if you're eligible.👇⁣

⚠️ Renovations that could lower your home’s value ⚠️⁣⁣There’s a lot at stake with home renovations - just because you sp...
04/08/2026

⚠️ Renovations that could lower your home’s value ⚠️⁣
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There’s a lot at stake with home renovations - just because you spend money on home improvements, doesn't guarantee it will increase its value.🛠️⁣
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Homewares retailer Cooper & Co says more than one-in-three Aussies have renovation regrets. 😬⁣
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Some projects could even wipe up to $36,000 off your home’s value, they say. ⁣
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Prime culprits can include poor-quality laminate flooring, dark finishes that don’t have wide appeal, and open-plan designs that lack privacy. ⁣
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They suggest to skip here-today-gone-tomorrow trends, and instead pick reno options that are more timeless choices. ⏳⁣
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They’re more likely to appeal to buyers and protect long-term value. 🏡⁣
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Looking at renovating your place in 2026? Contact us for ways to fund your home improvements. 👇⁣
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Address

Brisbane, QLD

Telephone

+61413022114

Website

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