Christina Gonzalez - Green Finance Group

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Christina Gonzalez - Green Finance Group

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Christina Gonzalez - Green Finance Group, Financial service, Brisbane.

★ Helping Australians secure smarter finance 🦘
★ From first homes to complex loan structures, I make lending simple, stress-free and built around you.
★ Home, Car, Asset, Business + more
★ 13+ yrs experience
👇🏼 Book a Call

27/03/2026

A few behind the scenes moments from our latest shoot. 📸

I am incredibly proud to be part of a team that brings together a strong depth of experience, knowledge and genuine care for what we do.

What stands out most is how we work together. Supportive, collaborative and consistently going above and beyond to deliver the right outcomes for our clients.

If you are serious about getting the right solutions and a team that will go further for you, message me directly and let’s get started. 🔥

29/08/2025

Feeling grateful for this feedback 🙏

My goal is always simple: make the process clear, explore the best options, and ensure my clients feel supported from start to finish.

If you’re planning your next move or just want to review your current loan, I’m here to help.

📲 0468 900 772

26/08/2025

🏡 Ever heard of Loan to Value Ratio (LVR)?

📊 It’s one of the key measures every current and future home buyer should keep track of.

Your LVR shows how much you’re borrowing compared to the value of the property. It also plays a major role in the interest rate you’re offered. As your property value grows over time, your LVR improves which can give you access to sharper rates and stronger loan options.

Example: Property worth $500,000 | Loan $400,000 → LVR = 80% ✅

Why it matters

💰 Deposit power: A larger deposit lowers your LVR which can unlock better loan options.

🛡️ Lenders Mortgage Insurance (LMI): Above 80% LVR most lenders require LMI. This protects the lender but adds cost for you.

📏 Borrowing limits: Your LVR influences how much a lender is willing to offer.

👉 Knowing your LVR helps you plan smarter. From how much deposit to save, to the type of loan that suits you best, or whether you can access funds for those renovations you have been planning.

Curious? I can provide free property valuations, rate reviews, or a simple discussion about your borrowing capacity. Call me today to get started!
📲 0468 900 772

25/08/2025

🚨 Breaking for First Home Buyers 🚨

The Government has brought forward the First Home Guarantee changes to start 1 October 2025 instead of 2026.

Here’s what changes:
✔️ No more income caps
✔️ Higher property price caps in every state

This is massive. From October you need to be ready to move quickly!

At the new price points, savings on LMI alone could be $20k to $30k, plus sharper interest rates. Incredible news for buyers, but expect property prices and demand to lift fast.

👉 Want to know what you can borrow?
With the latest rate drops, your borrowing power could jump $15k–$20k each time. That could be the difference between waiting and getting the keys sooner.

Call me today!
📲0468 900 772

22/08/2025

Reminder for BNPL users 📌

Buy Now Pay Later services (like Afterpay, Zip, Klarna, Humm, Openpay etc.) are now regulated, which means:

> They’ll check whether you can actually afford the repayments before approving you.

> Your BNPL accounts can now show up on your credit report.

> Missed payments may hurt your credit score, while on-time payments could give it a boost.

> Lenders may start viewing BNPL accounts the same way they look at credit cards.

If you use BNPL, stay on top of repayments and keep accounts to a minimum, it can directly impact your ability to get a loan.

20/08/2025

Happy National Finance Brokers Day 🥳

Did you know mortgage brokers now write almost 77% of all new home loans in Australia (MFAA, 2025)!

That is a record high and shows the growing trust Australians place in brokers to help with one of the biggest financial decisions of their lives.

If you have been thinking about reaching out to a broker (me), do not hesitate. Here is why:

✅ I compare dozens of lenders, not just one bank.
✅ I structure your loan to suit your goals, not the lender’s.
✅ I handle the legwork and negotiations, saving you time and stress.
✅ My service does not cost you, brokers are paid by the lender.

In today’s unpredictable market, having the right support matters more than ever. I am proud to be part of an industry helping more Australians achieve their goals, and I am grateful for the trust my clients continue to place in me. It is what drives everything I do!

📩 If you are considering your next move, get in touch and let’s talk about how I can help you.
📲 0468 900 772

16/08/2025

Thinking about using a guarantor to get into the market or being one yourself? Let’s break it down 👇

A guarantor loan means someone, usually a family member, offers their property as additional security to help you secure a home loan 🏡🤝

It’s a great option if your deposit is on the smaller side and can help you avoid paying Lenders Mortgage Insurance (LMI) 💸

But there’s a lot to consider, especially for the guarantor. Here are a few key points to keep in mind:

🧾 Understand the guarantee; you’re agreeing to repay the loan if the borrower can’t. Know exactly what you’re liable for.
📊 Review the borrower's finances; stability matters. Make sure they're in a strong position to repay.
🔐 Limit your exposure; in many cases, the guarantee can be limited to just part of the loan.
⚖️ Get legal advice; always seek independent legal advice before signing anything.
📉 Think long-term; being a guarantor can impact your own ability to borrow in the future.

Whether you're considering this path or have been asked to help someone else, understanding the risks and structure is crucial.

Let’s chat about whether it’s the right fit for your situation 💬
📲 0468 900 772

14/08/2025

Last week I joined my Green Finance Group team at Loan Market’s Annual Scale Up Conference and came back buzzing with ideas to end 2025 with a BANG 💥

Over two days I caught up with every lender to get the latest policy updates, discuss upcoming changes and explore how we can make the finance process faster, smoother and more personalised for clients. 🤩

It was also a great chance to connect with the people behind the scenes who help make these outcomes possible every day.

I am excited to put these insights into action and keep raising the bar for the clients I work with 💚

12/08/2025

You’ve seen the headlines “RBA cuts rates to 3.60%” 📉 But here’s the twist…

A lower cash rate doesn’t automatically mean your bank will drop your rate right now. In fact, the timing (and how much of the cut you actually get) depends on your lender.

Some will pass it on this week… others will make you wait.

💡 On an average $600,000 mortgage, a full 0.25% cut could mean:
✅ $90/month back in your pocket
✅ $720 saved since Jan 2025
✅ Enough for 36 takeaway coffees ☕
✅ or a year of Netflix, Stan & Spotify Premium 🎶

Don’t just assume you’re getting the savings – check.
With rates as low as 4.89% p.a., you might be able to cut your repayments even further.

You give me 5 minutes, I’ll find you the sharpest deal.

📩 Message me today for a free rate review, and find out what this cut really means for you.
📲 0468 900 772

11/08/2025

Buy first, sell later? It’s possible 🏡➡️📦

Found the perfect place but haven’t sold your current home yet? Bridging finance could be the key to making it happen 🔑

It’s a short-term loan that lets you secure your next property while giving you time to sell your existing one properly, without the panic, pressure, or rushed decisions 😅🕰️

It can be a smart move when the timing doesn’t quite line up. The structure matters, and not every lender approaches it the same way 💡

Curious if it could work for your situation? Let’s chat 💬
📲 0468 900 772

09/08/2025

Buying a home comes with all the emotions, so let’s keep it simple.

If you had to sum up where you're at in your home journey with just one emoji, what would it be?

✨ Dreaming big for the future
🧐 Actively house-hunting
🏡 Planning a renovation
💰 Looking to refinance

Drop your emoji in the comments. Let’s see where everyone’s at.

Ready to make some moves? Call me today!

📲 0468 900 772

06/08/2025

Thinking about making your next property move? 🏡

More buyers are getting into the market with deposits under 20%, the highest we’ve seen in over four years. Confidence is coming back, and the numbers prove it.

New lending jumped by $1.7 billion in May compared to the same time last year. That’s not a blip, that’s momentum 📈

Whether you're a first-home buyer or planning your next investment, the landscape is shifting and it might just be the opening you've been waiting for.

Keen to explore your options? Let’s chat 💬
📲 0468 900 772

Address

Brisbane, QLD
4006

Telephone

+61468900772

Website

http://linktr.ee/christina.greenfinance

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