Scott Mcpherson - Finance Specialist - Pivotal Financial

Website Contact the business

Scott Mcpherson - Finance Specialist - Pivotal Financial Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Scott Mcpherson - Finance Specialist - Pivotal Financial, Mortgage brokers, Ground Floor 143 Coronation Drive, Milton, QLD, Australia, Brisbane.

13/10/2026

First Home Buyers, have you considered Ballarat?

With affordable housing options, beautiful parks, great schools and a fantastic community, Ballarat is a great place to call home!

And with the 5% Deposit Scheme available to eligible first home buyers, getting into your first home could be closer than you think!

Whether you’re buying locally or looking to make the move to Ballarat, we’re here to help you explore your options.

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like...
13/10/2026

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now?

We reveal what’s currently a competitive rate, and how you may be able to land one.

Let’s not sugarcoat this.

Four rate hikes in just eight months is leaving plenty of home owners facing the squeeze of higher-than-expected loan repayments.

In fact, the cash rate is now sitting at 4.6%, a level not seen since 2011.

The difference is that 15 years ago, home loans were around half the size they are today.

But you may not have to simply accept a higher rate.

There could still be opportunities to save by switching to a home loan with a more competitive rate.

What’s a competitive rate right now?

Read more in the blog:
https://www.pivotalfin.com.au/blog/what-does-a-good-home-loan-rate-look-like-now/

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣⁣One-in-three Gen Xs expect that they'll still be paying ...
09/10/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
⁣
One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
⁣
But there are ways to potentially clear the slate sooner. 💡⁣
⁣
Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
⁣
An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
⁣
Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
⁣
Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣

08/10/2026

Sometimes the best things in life start with taking that first step.

Whether it’s buying your first home, finding a place closer to the lifestyle you love, or making a fresh start, every journey begins somewhere.

Your dream might be closer than you think.

Let’s explore what’s possible and help you take that next step.

07/10/2026

It’s easy to focus on the numbers, the deposit, the repayments, the interest rate.

But behind all those numbers is something much bigger.

A home. A lifestyle. A future. And more moments like these.

We’re here to help make the numbers work towards the life you want to build.

06/10/2026

A home loan is a big decision, but it’s not the end goal.

The goal is the life you build around it. The family moments, the adventures, the memories and having a place to call home.

Your home loan is part of the journey. Your life is the destination.

If buying a home is part of your next chapter, let’s chat.

FirstHomeBuyer PivotalFinancial SunshineCoast

05/10/2026

What a way to finish the year!
Chris Wyman

1st place in the Silver Over 50s Prologue
1st place in the Silver Over 50s Race

And finishing the Hard Enduro Racing Australia season in 2nd place overall – Silver Over 50s!

Huge congratulations on an awesome weekend and a brilliant way to wrap up the year. All the hard work, determination and riding has paid off!



Hard Enduro Racing Australia Hard Enduro Australia

04/10/2026

Dreaming of what’s next?

Whether it’s buying your first home, your next home, investing or simply making sure your current loan is still right for you, it starts with knowing your options.

Let’s have a chat and see what’s possible.

03/10/2026

New home. New chapter. New possibilities.

It all starts with knowing your options.

Contact us today to explore your mortgage options.

Address

Ground Floor 143 Coronation Drive, Milton, QLD, Australia
Brisbane, QLD

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am

Website

Alerts

Be the first to know and let us send you an email when Scott Mcpherson - Finance Specialist - Pivotal Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Scott Mcpherson - Finance Specialist - Pivotal Financial:

Shortcuts

Share

Category