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Lenny Oh hey! We are Lenny. Your side-kick, maverick, and go-to broker for gettin’ loans and minimisin’ them.

15/10/2026

Cross-collateralisation.

Bit of a mouthful, isn’t it? 😅

But if you’re building a property portfolio, it’s something worth wrapping your head around.

In this reel, I break down:

🏡 Standalone securities
🔗 Cross-collateralised securities
👀 And why the difference matters

Less finance jargon. More understanding of how your loans can be structured and the key differences between your options.

September in photos 📸
14/10/2026

September in photos 📸

13/10/2026

🚨 Suncorp home loan clients — heads up.

When your loan moves to ANZ, you’ll be limited to ONE offset account. ☝️

If you rely on multiple offsets, now’s the time to review your loan before it migrates.

Don’t wait for the switch to find out your setup no longer suits you.

DM us. We’ll take a squiz. 👀

13/10/2026

Please note: this is our official unconditional approval procedure. 😂

12/10/2026

Plot twist: cooling the property market is also cooling the Government’s payday. 👀

Higher rates → less borrowing power → fewer property transactions → less stamp duty rolling in.

Turns out when you take some heat out of the property market, the taxman feels it too. 🥶🏠

12/10/2026

A refinance that actually stacks up 👀

Lower repayments.
A better rate.
Cashback on top.

Not bad for checking what else is out there.

Want us to check your loan too?
DM us “REFI” and we’ll run the numbers.

09/10/2026

Refinance cashbacks are quietly making a comeback 👀

They’re not the reason to refinance.

But if you can get a sharper rate AND a cashback to help cover the switching costs?

That’s a pretty handy combo.

Better loan first. Cashback second.

Thinking about refinancing? DM me and we’ll see what’s out there.

Thinking about refinancing?This is the process we follow with our existing clients before making the call.No knee-jerk s...
08/10/2026

Thinking about refinancing?

This is the process we follow with our existing clients before making the call.

No knee-jerk switching. No chasing shiny rates.

Just a proper review of the numbers to work out whether refinancing actually makes sense for you. 👌

Swipe through to see how we approach it.

07/10/2026

Want a credit score like this? 👆

Two things matter more than most people realise:

• Limit unnecessary credit enquiries
• Make every repayment on time

Simple, but both can have a big impact on your credit file.

Better score = more lenders, more options, better outcomes.

A few of my biggest credit tips in this reel.

05/10/2026

Buying in QLD?

Your deposit isn’t the only cost.

Here’s what you need to budget for before purchasing a property. 🏡

Educational Learnings #001

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Brisbane, QLD
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