C5 Finance

23/05/2026

Considering your next home purchase 🤔 as the financial year draws to a close, we can collaborate with your accountant to tailor a finance solution that meets your needs. Contact us today to get the ball rolling. Let us help make this dream possible.

20/05/2026

Don’t be caught with your head in the sand. If you’re worried about things getting too much and your money doesn’t seem to stretch like it once did, pick up the phone and give us a call. We are happy to chat and help you out. It only takes a phone call 💕

05/05/2026

The board of the Reserve Bank of Australia (RBA) has today (5 May) announced its decision on monetary policy for May, determining to lift the official cash rate by 25 basis points to 4.35 per cent.

The May decision marks the third consecutive 25-basis-point hike for the year.

This is going to make things tougher for a lot of people. Time for you to think about your home loan review, reach out and we can get things sorted for you.

28/04/2026

You’ve seen the headlines…

💸 Cost of living
📈 Interest rates
⛽ Fuel prices

It’s a lot—and if you’re feeling unsure, you’re not alone.

What’s driving it?
Global pressures = higher costs sticking around longer.

But here’s the key 👇

This isn’t a crisis—it’s a cycle.
Employment is strong. Households are more stable than before.

👉 It’s not about panic. It’s about being prepared.

Your home can help you here.

✔ Review your rate
✔ Use redraw/offset smarter
✔ Build a buffer
✔ Check your loan structure

There’s also a lot of talk about fixing—this could give you certainty, depending on your situation.

Let’s chat and make sure your loan is working for you 👍

17/03/2026

Another rate rise up 0.25% a reminder that the pressure isn’t easing just yet.

The cash rate increase will flow through to mortgage repayments, and for many households that means tighter budgets and more careful planning. If you’re feeling it, you’re not alone — this cycle has been a tough one.

Now more than ever, it’s important to review your loan, understand your options, and make sure your structure is still working for you.

If you’re unsure where you stand or want to explore ways to reduce the impact, reach out — I’m here to help guide you through it 🤍

C5Finance

03/02/2026

The RBA has increased the official cash rate by 0.25 per cent – marking a return to a tightening cycle.

This takes the cash rate from its current level of 3.60 per cent to 3.85 per cent.

Should you be concerned about the implications for your family, we encourage you to reach out to our team to assess your personal situation and identify possible areas for cost savings.

02/02/2026

The C5 team are hoping to see another hold for home owners again this time round. What’s your predictions??

Financial markets and the major banks are broadly expecting the RBA to hike interest rates, yet are split on the bank’s thinking moving forward.

All four major banks expect the Reserve Bank of Australia (RBA) to raise the cash rate from its current 3.60 per cent level – unchanged since August 2025 – by 25 basis points to 3.85 per cent when the Monetary Policy Board hands down its decision today (3 February) at 2:30pm AEDT.

09/01/2026

Today is a day of celebration in our office 🎉
Happy Birthday, Casey! 💐

We are so grateful for the joy, kindness, and happiness you bring to so many families. You are an incredible, compassionate, and genuinely amazing person, and we are so lucky to have you. Wishing you a day filled with love and celebration 💖 the team C5Finance

22/12/2025

As 2025 comes to a close, We would like to thank you for entrusting us with your lending needs this year.

It’s been a big 12 months here in C5 headquarters and also across the Australian mortgage and property market as a whole. While interest rates remained relatively high, demand has remained strong – boosted by rate cuts earlier in the year, government support for first-home buyers, and a persistent housing shortage. As a result, national home prices rose by around 8.5% this year, with many capital cities seeing solid growth.

Looking ahead to 2026, the market is expected to keep moving – just at a slightly slower pace. While there’s still some uncertainty around interest rates and lending conditions, the overall outlook is more balanced, with opportunities for buyers, homeowners, and investors alike.

But that’s all ahead of us. For now, it’s time to wind down, relax, and enjoy some quality time with friends and loved ones.

If you need anything over the holiday period, the C5 team are only a phone call away.

From our family to yours wishing you a joyful and relaxing festive season – and all the best for 2026.

Warm regards,
C5 Finance

18/03/2025

Where property prices rose most over the past five years!!

Is your suburb on the list?? Both Kingaroy and Toowoomba have made the list, but you won’t believe how well they have placed 💝

Reach out to the team here at C5finance to discuss your property values.

Around this time five years ago, economists were warning of 20 per cent house price falls. But the property market defied the gloom.