Axcent Finance - Padmini Shanmugam

Axcent Finance - Padmini Shanmugam Our goal is to help you get the most out of your home loan

Axcent Finance has partnered with Australia's top lenders including major, 2nd tier and 3rd tier lenders and private lenders to help you achieve financial freedom! Padmini Shanmugam (520057) is a credit representative of

Buyers Choice Licencing Pty Ltd Australian Credit Licence 509484

🌱 One step at a time.One day at a time.You’re closer than you think 💫
28/05/2026

🌱 One step at a time.
One day at a time.
You’re closer than you think 💫

28/05/2026

📞 Client: “I need a loan today.”
🏃‍♀️ Axcent Finance: “On my way!” 😂

💬 Need help fast? We’re ready when you are.

26/05/2026

🏡 One thing I see all the time…

People set up their mortgage once — and then never review it again.

Life changes. Goals change. Interest rates change. 💰

But your home loan often stays exactly the same on autopilot.

That’s why it’s important to do a regular mortgage check-in to make sure your loan still works for your current situation and future goals.

You could potentially:
✔ Reduce your interest rate
✔ Improve your loan structure
✔ Access equity
✔ Save money over time

💬 Not sure if your current loan is still the right fit? Let’s review it together — DM me today.

24/05/2026

💡 Refinancing isn’t about starting over — it’s about moving forward.

✔ Lower your interest rate
🏡 Access cash for renovations
💳 Consolidate high-interest debts

Your mortgage should work harder for you, not the other way around 💰

💬 Ready to review your options? DM me today.

✨ Strive for progress, not perfection.Small steps every day still move you forward 💫
21/05/2026

✨ Strive for progress, not perfection.
Small steps every day still move you forward 💫

Feedback like this means the world to us 🙏 Thank you for trusting us to be part of your journey.
20/05/2026

Feedback like this means the world to us 🙏 Thank you for trusting us to be part of your journey.

🤧 When the RBA sneezes…your borrowing power catches a cold 💸📉One little rate rise and suddenly:🏡 The budget changes💰 Bor...
18/05/2026

🤧 When the RBA sneezes…
your borrowing power catches a cold 💸📉

One little rate rise and suddenly:
🏡 The budget changes
💰 Borrowing capacity drops
😅 And everyone starts refreshing mortgage calculators

That’s why having the right lending strategy matters more than ever.

💬 Want to know how much you can still borrow in today’s market? Let’s chat.

18/05/2026

🏦 How do SMSF loans get assessed?

Here’s something many people don’t realise 👇

❌ Your personal liabilities do NOT directly impact your SMSF loan assessment.

That’s because the loan is assessed within your Self-Managed Super Fund — not your personal name.

💡 Lenders focus more on:
✔ Super contributions
✔ Rental income
✔ Super balance
✔ SMSF financials

💬 Want to know if your SMSF could qualify? DM me “SMSF”.

✨ Stay inspired.🎨 Never stop creating.Your ideas, passion, and creativity are what make you unique 💫
14/05/2026

✨ Stay inspired.
🎨 Never stop creating.

Your ideas, passion, and creativity are what make you unique 💫

🏡 This is Maria.Maria got pre-approved before house hunting with her agent 👏Maria thinks ahead.Maria is smart.Be like Ma...
14/05/2026

🏡 This is Maria.

Maria got pre-approved before house hunting with her agent 👏

Maria thinks ahead.
Maria is smart.

Be like Maria 😉

💬 Ready to start your home journey the smart way? DM me to get pre-approved today.

Address

Blackburn
Melbourne, VIC
3130

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

Telephone

+61422735290

Website

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