Allora Finance - Stephanie Malineack

Allora Finance - Stephanie Malineack Securing your first home, buying an investment property, refinancing an existing mortgage? Need asset or equipment finance, or a personal loan?

We'll get behind your goal and make it our own. Allora Finance | Opening doors with finance.

🏡 Two friends. One massive milestone.A huge congratulations to William & James on officially becoming homeowners! 🔑🥂This...
09/09/2026

🏡 Two friends. One massive milestone.

A huge congratulations to William & James on officially becoming homeowners! 🔑🥂

This one’s pretty special. Two young mates decided to back each other and make their way into the property market together—and now they’ve got a place to call home.

Just goes to show there’s more than one way to become a homeowner when you’ve got the right plan and the right people around you.

Now I’m just patiently waiting for the obligatory photo of the two new homeowners together… 😂📸

Congrats boys! So bloody excited for you both. 🤍

Thinking about buying with a friend? Flick me a message and let’s see what’s possible.

This is exactly how I want my clients to feel after working with me 🥹🤍Finance doesn’t need to feel complicated or stress...
09/09/2026

This is exactly how I want my clients to feel after working with me 🥹🤍

Finance doesn’t need to feel complicated or stressful. My job is to make the process as easy as possible, keep you in the loop and be there when you need me.

So grateful for another beautiful review and for the trust my clients put in me 🫶

🏡 What's the ideal age to move out and buy your own home? 🏡⁣⁣Research by Finder shows most Australians believe that by a...
08/09/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣

Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣

That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣

Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣

And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣

Contact us about pathways to buying your first home. 👇⁣

To find out more, either send me a DM or contact me via:

📱 – 0432 265 405
📩 – [email protected]
🔗 – https://sm-allorafinance.youcanbook.me/

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣⁣Under new tax reforms, investors can still negatively g...
07/09/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣

Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣

But only if you buy a newly built place that adds to housing supply. 🏡⁣

That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣

Talk to us to find out more. 👇⁣
To find out more, either send me a DM or contact me via:

📱 – 0432 265 405
📩 – [email protected]
🔗 – https://sm-allorafinance.youcanbook.me/

Another beautiful review 🥹🤍There’s honestly nothing better than hearing that the whole finance process felt seamless fro...
02/09/2026

Another beautiful review 🥹🤍

There’s honestly nothing better than hearing that the whole finance process felt seamless from start to finish.

I put a lot into every application behind the scenes, so messages like this make it all worth it.

So grateful for the trust my clients put in me 🫶

01/09/2026

Before you spend another weekend at open homes, make sure you know these three numbers 👇

🏡 Your estimated borrowing power
💰 Your usable deposit after purchase costs
💳 A repayment amount you’re actually comfortable with

Because what you may be able to borrow and what you’ll feel comfortable spending aren’t always the same thing.

You don’t need to understand the entire home loan process before asking for help. That’s what I’m here for!

DM me FIRST and I’ll send you the five details I need for an initial borrowing-power review.

General information only. Lending criteria, fees, eligibility and individual assessment apply.

A little life and business update 🤍The new office is officially set up!This move has been a big one for me. My first tim...
01/09/2026

A little life and business update 🤍

The new office is officially set up!

This move has been a big one for me. My first time moving into a new home with my two little ones, while still running the business and looking after my clients throughout it all.

I’m finally feeling settled and so happy to have a fresh little space to work from.

Same Steph, same Allora Finance, just a new office and a new chapter 🏡

Looking forward to helping many more clients from right here!

🚩 Red flag habits that could hinder your home loan application 🚩⁣⁣(Not so) fun fact: Lenders assess a borrower’s ‘charac...
01/09/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣

(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣

It’s all about how responsibly you manage money and debts. 💳⁣

Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣

Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣

Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣

What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣

Talk to us for tips on getting your home loan application across the line. 👇⁣

To find out more, either send me a DM or contact me via:

📱 – 0432 265 405
📩 – [email protected]
🔗 – https://sm-allorafinance.youcanbook.me/

😬 First home buyer regrets to avoid 😬⁣⁣Here are the top regrets of first home buyers have about their mortgage, accordin...
31/08/2026

😬 First home buyer regrets to avoid 😬⁣

Here are the top regrets of first home buyers have about their mortgage, according to a survey by Money.com.au.⁣

Paying too much in loan fees was the number one mistake. 💸⁣

That’s followed by not having a loan with a competitive interest rate. 📉⁣

Money.com.au found many first-time home buyers just apply for a loan with the first lender they come across. ⁣

It’s only later they realise they have a loan that doesn’t suit their long-term needs. ⁣

Skip the potential regrets. 🚫⁣

Talk to us about a home loan that matches your needs, backed by a competitive rate. 👇⁣

To find out more, either send me a DM or contact me via:

📱 – 0432 265 405
📩 – [email protected]
🔗 – https://sm-allorafinance.youcanbook.me/

🏡 First home officially SETTLED! 🔑A massive congratulations to these two on buying their first home 🥹🤍Such an exciting m...
28/08/2026

🏡 First home officially SETTLED! 🔑

A massive congratulations to these two on buying their first home 🥹🤍

Such an exciting milestone and I’m so happy I got to be a little part of it.

Thank you for trusting me with your finance and for sending me these gorgeous photos. This is definitely the best part of my job 🥰

Enjoy your beautiful new home guys!! 🏡✨

Thinking about buying your first home? Send me a message, I’d love to help 🤍

Address

Birkdale, QLD

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm

Telephone

+61432265405

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