Indi Finance

Indi Finance At Indi Finance, we guide you in making responsible financial decisions while providing authentic service.

We manage the entire process, ensuring clarity and acting in your best interests to help achieve your financial goals.

19/06/2026

Support You Can Count On Every Step of the Way 🏡

Buying or refinancing a home is a big decision — having the right guidance can make the journey feel far more manageable and stress-free.

Here’s what one of our clients shared about their experience:

🗣️ "Dragan at Indi finance is with you every step of the way. Very knowledgeable and efficient. Highly recommend"

At Indi Finance, we’re committed to providing clear advice, responsive support, and guidance tailored to your goals from start to finish.

💬 Ready to explore your options? Let’s start with a conversation.

👉 Get in touch:
🌐 indifinance.com.au
📧 [email protected]

EOFY is more than tax time - it’s a chance to reset your financial strategy.Whether you’re planning to buy, refinance, o...
17/06/2026

EOFY is more than tax time - it’s a chance to reset your financial strategy.

Whether you’re planning to buy, refinance, or invest, reviewing your finances before the new financial year could help you move forward with greater clarity and confidence.

From borrowing capacity and refinancing opportunities to preparing for your first home or next investment, small financial decisions now can make a big difference later.

The right preparation today can create more flexibility and confidence tomorrow.

👉 Read the EOFY Property Finance Guide 2026: https://indifinance.com.au/eofy-property-finance-guide-2026-smart-steps-before-you-buy-refinance-or-invest/

💬 Clear guidance. Tailored lending solutions. Support every step of the way.

The Reserve Bank of Australia has left the cash rate unchanged at 4.35%.Recent interest rate increases are beginning to ...
16/06/2026

The Reserve Bank of Australia has left the cash rate unchanged at 4.35%.

Recent interest rate increases are beginning to have the desired effect. Consumer spending is slowing, housing market activity has moderated, and financial conditions have tightened across the economy.

The RBA noted that higher fuel and energy costs continue to put pressure on inflation, and it has chosen to pause to assess the impact of previous rate rises before considering any further changes.

What this means for borrowers:
For now, there are no changes to variable home loan rates as a result of this decision. However, the RBA has indicated it remains focused on bringing inflation under control and may consider further action if required.

If it's been a while since you've reviewed your home loan, now may be a good opportunity to ensure you're still on a competitive rate and that your loan structure continues to meet your needs.

Need a home loan health check?
Get in touch with Indi Finance to discuss your options.

🌐 indifinance.com.au
📧 [email protected]

12/06/2026

💬 How much does a mortgage broker cost?

In most cases - nothing.

Mortgage brokers are usually paid by the lender, and we’re legally required to act in your best interests. That means no favouritism - just advice that suits your needs.

Learn more: indifinance.com.au/faqs

Property investing can be powerful - but only when it’s done well.Some common mistakes we see:❌ Over-stretching your bud...
10/06/2026

Property investing can be powerful - but only when it’s done well.

Some common mistakes we see:
❌ Over-stretching your budget
❌ Underestimating ongoing costs
❌ Choosing the wrong loan structure
❌ Buying without a clear strategy

At Indi Finance, we help you slow things down, ask the right questions, and make informed decisions - before committing.

👉 A good investment starts with good advice.

Let’s talk before you buy
🌐 indifinance.com.au
📧 [email protected]

Did you know?Your investment property doesn’t need to be in the same city - or even the same state - as your home. Many ...
08/06/2026

Did you know?
Your investment property doesn’t need to be in the same city - or even the same state - as your home. Many investors purchase interstate to diversify.

Explore options: https://indifinance.com.au/investment-properties/

Making First Home Buying Feel Simple 🏡Buying your first home should feel exciting - and with the right guidance, it can ...
05/06/2026

Making First Home Buying Feel Simple 🏡

Buying your first home should feel exciting - and with the right guidance, it can be far less overwhelming than you might expect.

Here’s what one of our clients shared about their experience:
🗣️ “As a first home buyer the process could not have been easier! You MUST give Dragan a chance, I would highly reccomend his services to anyone.”
At Indi Finance, we’re here to simplify the process, answer your questions, and help you feel confident every step of the way.

💬 Ready to take the first step towards your new home? Let’s have a conversation.
👉 Get in touch:
🌐 indifinance.com.au
📧 [email protected]

How Much Money Will the Banks Lend You?It’s one of the first questions buyers ask - and one of the most important to und...
03/06/2026

How Much Money Will the Banks Lend You?

It’s one of the first questions buyers ask - and one of the most important to understand before starting your property search.

Because it’s not just about your income.

Banks also look at:
• Your spending habits
• Existing loans and credit cards
• Household and living expenses

Understanding these factors early can help you buy with greater confidence - and avoid surprises later in the process.

👉 Read more: https://indifinance.com.au/how-much-money-will-the-banks-lend-you/

💬 Every journey starts with a conversation.

📊 Market Insight: Why the Property Market Feels So Unpredictable Right NowAustralia’s housing market is being pulled in ...
01/06/2026

📊 Market Insight: Why the Property Market Feels So Unpredictable Right Now

Australia’s housing market is being pulled in multiple directions at once.

🏡 Low housing supply continues to support prices
📈 Demand remains strong in many markets
📉 Consumer confidence has weakened
⛽ Rising fuel costs and inflation pressures are adding uncertainty
📊 Interest rates are still expected to rise further

The result?
Many buyers and sellers are hesitating - waiting for more clarity around rates, affordability and the broader economy.

💡 But despite softer sentiment in some areas like Sydney and Melbourne, demand still outweighs supply in many parts of the country - particularly in more affordable markets.

Experts suggest this market is a reminder that property doesn’t always move in a straight line:
• COVID was expected to cause a major downturn - instead prices surged
• Rapid rate rises in 2022–2023 were expected to trigger sharp falls - yet values rebounded quickly

📍What’s happening now?
• Sydney & Melbourne seeing more cautious buyer activity
• Perth and affordable markets continue showing resilience due to low supply
• Buyers increasingly focused on value and affordability

👉 The key takeaway:
Uncertainty may slow decision-making - but supply shortages and long-term demand are still supporting the market.

In changing conditions, strategy matters more than trying to perfectly “time” the market.

🌐 indifinance.com.au
Further Reading: https://www.domain.com.au/news/why-australias-property-market-is-so-hard-to-predict-right-now-1503280/

29/05/2026

🧾 Does refinancing cost money?

While exit fees no longer apply, there can still be costs like mortgage discharge fees, government charges, and application fees. On average, refinancing costs around $750—and these may be added to your new loan.

Knowing the numbers upfront helps you make an informed decision.
Learn more: indifinance.com.au/faqs

Address

Suite 451, Waterman Narre Warren, Level 2, 66 Victor Crescent
Berwick, VIC
3806

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+61391250074

Website

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