Citywidelpi.Belmore

11/08/2026

📢 RBA HOLDS CASH RATE AT 4.35%

The Reserve Bank of Australia has once again held the official cash rate at 4.35%, providing some welcome certainty for borrowers and homeowners.

While rates remain significantly higher than they were just a few years ago, today's decision may offer some relief to households who have been navigating increased mortgage repayments and cost-of-living pressures.

If you're currently paying a home loan, now is a great time to review your lending structure and ensure you're not paying more than you need to. Even in a stable rate environment, there may be opportunities to save.

🏡 Thinking about buying, refinancing, or reviewing your current mortgage?

📞 Reach out today to discuss your options and make sure your home loan is working for you.

📞 Pierre on 0474 240 624 or
📧 [email protected]

Citywide LPI Belmore
Shop 2A/585-589 Canterbury Rd,
Belmore NSW 2192

14/07/2026

🏡 Is Your Mortgage Still Competitive?

📉 If you're on a variable interest rate, there's a good chance your repayments have increased.

Now is the perfect time to ask yourself:
✅ Is my interest rate still competitive?
✅ Am I making the most of my mortgage?
✅ Do I have the right features, such as an offset or redraw facility?

Don't get caught paying more than you need to. A quick home loan review could help you reduce your repayments, access better loan features, or save thousands over the life of your loan.

Get in touch today for a no-obligation mortgage review and let's see if we can find you a better deal.

📞 Pierre on 0474 240 624 or
📧 [email protected]

Citywide LPI Belmore
Shop 2A/585-589 Canterbury Rd,
Belmore NSW 2192

09/07/2026

Low doc home loans are designed for self-employed individuals, small business owners, or freelancers who can't provide the standard proof of income, like regular payslips or tax returns.

Key Features of Low Doc Home Loans

● Alternative income proof: Bank statements, BAS statements, accountant declarations, or business activity statements.

● Lower maximum LVR: Most lenders allow up to 80% Loan-to-Value Ratio (LVR). So, you'll need at least a 20% deposit.

● Higher interest rates: These loans are considered higher risk, so interest rates are usually a bit higher.

Eligibility Criteria

● Usually self-employed for at least 12 months, often 24 months preferred.
● Clean credit history helps.
● Valid ABN and GST registration (in some cases).

Documents You May Need

● Business bank statements (usually 6–12 months)
● BAS statements
● Accountant’s letter verifying income
● ABN/GST registration documents

Are you a business owner and looking to get into the market, contact me.

📞 Pierre on 0474 240 624 or
📧 [email protected]

Citywide LPI Belmore
Shop 2A/585-589 Canterbury Rd,
Belmore NSW 2192

06/07/2026

17/06/2026

🏡 Could You Be Paying Too Much On Your Home Loan? 💰

Many homeowners are surprised to learn that they may no longer be on a competitive interest rate.

With lender policies and market conditions constantly changing, now is the perfect time to review your home loan and make sure it's still working for you.

A complimentary Home Loan Health Check can help you:

✅ Review your current interest rate
✅ Explore refinancing opportunities
✅ Access equity for renovations or investments
✅ Reduce your repayments
✅ Assess your borrowing capacity for future purchases

Whether you're a homeowner, investor, or looking to buy your next property, getting the right advice can save you thousands over the life of your loan.

Reach out today to discuss your options and make sure your home loan is working for you.

📞 Pierre on 0474 240 624 or
📧 [email protected]

Citywide LPI Belmore
Shop 2A/585-589 Canterbury Rd,
Belmore NSW 2192

10/06/2026

🏡📈 Mortgage Brokers Continue to Lead the Way! 📈🏡

A new record has been set, with mortgage brokers facilitating 81% of all new residential home loans in the March 2026 quarter.

This milestone highlights the trust Australians place in mortgage brokers to help navigate the lending market, compare options, and secure the right loan solutions for their individual needs.

Whether you're purchasing your first home, upgrading, investing, or refinancing, having the right advice can make all the difference.

If you're thinking about your next property move, let's have a conversation about your options.

📞 Contact me today to discuss your home loan goals.
📞 Pierre on 0474 240 624 or
📧 [email protected]

Citywide LPI Belmore
Shop 2A/585-589 Canterbury Rd,
Belmore NSW 2192

01/06/2026

We continue to learn and grow. Education is the key to our success 💪

If you're looking to purchase or refinance talk to a broker who is staying ahead of the game.

📞 Pierre on 0474 240 624 or
📧 [email protected]

Citywide LPI Belmore
Shop 2A/585-589 Canterbury Rd,
Belmore NSW 2192

26/05/2026

Borrow with confidence! 💪✨

Understanding your borrowing capacity is key to smart financial decisions. Evaluate your financial position by considering your income, credit score, existing debts, and monthly expenses.

This will help you determine how much you can borrow without putting yourself at risk of financial strain or default.

At Citywide Belmore, we’re here to guide you every step of the way.

📞 Pierre on 0474 240 624 or
📧 [email protected]

Citywide LPI Belmore
Shop 2A/585-589 Canterbury Rd,
Belmore NSW 2192