MWT Financial Solutions

25/10/2026

6 Years in Business: The Lessons That Stuck

Six years running MWT Financial Solutions has taught me more than any textbook ever could. Some lessons came easy. Most didn't. Here are the three that have shaped me the most.

1. People don't value what they don't pay for

The mortgage broking industry has taught and entrenched this. Because the lender pays the commission, clients have been conditioned to see broking advice as "free".

And the amount of free work that goes on is staggering. Hours of research, scenarios, lender comparisons, policy checks, phone calls and paperwork, often for clients who walk away, never proceed, or take the strategy elsewhere.

Experience brings real value to the table. As an industry, we've done a poor job of showing it.

2. Mind your own business (literally)

This has been the hardest lesson of all.

You need to understand and control every part of your business: your accounting, strategy, marketing, website, systems, platforms and people management. That applies even when you've paid others to help you for their experience and expertise, and even when you trusted them.

Once you sign off on your tax return, the responsibility sits with you, not your accountant. This was a huge lesson learnt. The same goes for your website, your systems and processes, software and your numbers. When something goes wrong, it always lands back on your desk to fix.

The moment you stop minding your own business is the moment you get burnt and taken advantage of the most.

It's bloody hard being across everything. But you have to “mind your own business”. Nobody else will.

3. Everyone has an agenda

That's not always a bad thing. But when someone else's agenda starts disturbing your inner peace and goals, you need to have a long hard look at it. Sometimes it's best to cut bait and move on.

The bottom line

Six years in, business has taught me to be ruthless:

⏱️ Ruthless with time
🤝 Ruthless with the people I let in
🎯 Ruthless about putting what matters most first

What's the biggest lesson business (or life) has taught you?

Drop it in the comments. 👇

Matt Tuson
MWT Financial Solutions
From your first home to retirement.

21/10/2026

The side of mortgage broking nobody talks about

Over the last 12 to 18 months, I've worked with four clients who came to me in genuinely tough spots. Damaged credit. Debt that had got away from them. One family was facing the very real prospect of losing their home through repossession.

I rolled up my sleeves. I consolidated debts, rebuilt credit profiles, restructured lending and walked alongside them month after month until they were back on solid ground. All up, it was well over 200 hours of work across these 4 clients.

Each of those clients has since moved their lending to another broker within two years.

Here's what most people don't realise. Brokers are paid by the lender, not the client. If a loan is refinanced or moved within the first two years, the lender takes that payment back from the broker.

It's called a clawback.

For those four clients, the most recent, $6,500 that’s close to $19,000 we’ve paid back to back the banks, for work that was done, delivered and that changed their financial lives. That’s over 200 hours of “free and unpaid”. It sucks!!

I won't pretend this doesn't sting, because it does. When you go above and beyond for someone in their hardest moment, you expect a phone call before they walk out the door. It's changed how I'll approach these situations going forward.

People deserve to understand how broking actually works, because the "free" service only works when the relationship does.

If your broker got you through a hard time, the best thing you can do is pick up the phone and talk to them first before your next move. A good broker will always tell you honestly if someone else can do better for you.

To every client who has stuck with us: thank you. You're the reason we do this.

18/10/2026

14/09/2026

🚨 Important Update for Suncorp Home Loan Clients 🚨

The Suncorp → ANZ changes are significant, and we are currently reviewing every affected Suncorp home loan client across our lending book.

Our focus is simple: making sure your current home loan, interest rate and banking structure still remain appropriate for you.

As part of these reviews, we’re also comparing alternative lenders and pricing across the market.

And we’re already seeing some very competitive results 👀

✅ Rates from as low as 5.84% p.a.
✅ Full mortgage offset accounts
✅ No ongoing package or account fees*

That doesn’t mean refinancing is automatically the right answer.

We’re reviewing each client individually — including interest rates, fees, offset facilities, loan features, refinancing costs and the overall benefit of making a change.

For some clients, staying where they are may still be the right strategy.

For others, these changes may create a genuine opportunity to significantly improve their home loan structure.

If you’re an existing MWT Suncorp client, we are progressively working through the entire book and will be in touch if we haven’t spoken already.

And if you’re not an existing client but want your home loan reviewed, feel free to reach out.

📩 MWT Financial Solutions
Create Wealth. Grow Opportunities. Protect Your Lifestyle.

*Rates, products and eligibility criteria vary between lenders and individual circumstances.

01/08/2026

🛡️ Your ability to earn an income is one of your most valuable assets.

Most people insure their home, car and possessions, yet many overlook the asset that funds their lifestyle, pays the mortgage and supports their family.

Income Protection Insurance is designed to provide a replacement income if illness or injury prevents you from working.

A well-structured policy can help:
✅ Protect your cash flow
✅ Cover ongoing living expenses
✅ Reduce financial stress
✅ Support your family during difficult times
✅ Protect your long-term financial goals

The key isn't just having cover — it's having the right cover structured correctly.

📞 Matt Tuson
Financial Planner & Mortgage Broker

28/07/2026

💰 When was the last time you checked your super?

Most people contribute to super every pay cycle, but many haven't reviewed it in years.

Your super may be one of your biggest assets, and a regular review can help ensure it's still aligned with your goals and working efficiently.

A review may help identify:
📈 Investment opportunities
💰 Fee savings
🛡️ Insurance considerations
👨‍👩‍👧‍👦 Beneficiary nominations
👴 Retirement planning opportunities

Small changes today can make a significant difference over the long term.

If it's been a while since you've reviewed your super, now might be a good time to take another look.

📞 0429 88 77 38
🌐 MWTFS.com.au

23/07/2026

🎯 A goal without a plan is just a wish.

Financial planning isn't about chasing investment returns or buying financial products.

It's about understanding what's important to you and building a strategy around the life you want to live.

Whether your goal is to:
🏡 Buy your first home
👨‍👩‍👧‍👦 Protect your family
📈 Build wealth
🏖️ Enjoy retirement
✈️ Travel more
💼 Create financial freedom

A clear plan can help turn your goals into achievable outcomes!

Your goals. Our strategy. Your future.

📞 Matt Tuson
Financial Planner & Mortgage Broker

19/07/2026

When was the last time you reviewed your home loan?

Many Australians secure a home loan and then leave it untouched for years, assuming it's still the right fit for their circumstances.

The reality is that as interest rates, property values, income and financial goals change, your lending strategy should evolve as well.

A Home Loan Review can help identify opportunities to:
✅ Improve your loan structure
✅ Reduce interest costs
✅ Increase cash flow
✅ Access equity for future opportunities
✅ Ensure your loan continues to support your long-term financial goals

Sometimes a small adjustment today can create significant savings and opportunities tomorrow.

If you haven't reviewed your home loan in the last 12 months, it may be worth taking another look.

📞 Matt Tuson
🏡 Mortgage Broker & Financial Planner
📧 [email protected]
🌐 Book a Discovery Call via the link in our profile

17/07/2026

🛡️ Life Insurance isn't just about having cover. It's about having the right cover.

One of the biggest misconceptions I see is people believing that once they have a Life Insurance policy in place, the job is done!

The reality is that your insurance strategy should evolve as your life changes.
👨‍👩‍👧‍👦 Starting a family
🏡 Purchasing a home
📈 Building wealth
💼 Career progression
🏢 Business ownership
👴 Planning for retirement

All of these can impact the type and amount of cover you may need.

A well-structured insurance strategy is designed to:
✅ Protect your family
✅ Protect your income
✅ Support your long-term financial goals
✅ Help maintain your lifestyle if the unexpected occurs
✅ Provide confidence that those who depend on you are financially protected

The question isn't:
- "Do I have Life Insurance?"

The better question is:
- "Is my Life Insurance still appropriate for my circumstances?"

Because protecting what matters most isn't a one-time decision — it's an ongoing strategy.

📞 Matt Tuson
🏡 Financial Planner & Mortgage Broker

14/07/2026

💡 What is Debt Recycling?

Debt Recycling is a strategy that may help transform non-deductible home loan debt into investment debt over time.

Instead of simply focusing on reducing debt, the strategy aims to help build wealth by directing funds towards income-producing investments while progressively reducing your home loan.

Potential benefits may include:
✅ Faster wealth creation
✅ Increased investment assets
✅ Improved tax efficiency
✅ Better use of existing equity

Debt Recycling isn't about borrowing more for the sake of it.

It's about creating a strategy where your money works harder towards your long-term financial goals.

As both a Financial Planner and Mortgage Broker, I regularly help clients understand whether strategies like Debt Recycling may be appropriate for their circumstances.

📞 0429 88 77 38
🌐 MWTFS.com.au