Loan Market Elevate

Loan Market Elevate Experienced mortgage brokers, specialising in construction home finance.

Your reasons are yours. We're just here to see if there's a better deal on the finance.A broker works for you, not the s...
04/06/2026

Your reasons are yours. We're just here to see if there's a better deal on the finance.

A broker works for you, not the showroom.

Whatever's driving the decision (four legs or otherwise), reach out and we'll find the finance to match.

Chat with one of our local professionals today
⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔The h...
29/05/2026

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔

The honest answer: construction costs are rising again and this time, it's being driven by fuel price increases linked to global conflict, supply chain pressure, and rising material costs across steel, concrete and more.

What does that mean for you?
✔️ Shorter quote validity periods
✔️ Bigger contingency buffers needed
✔️ Finance structure matters more than ever

The good news? With the right planning, you can still move forward with real strategies to protect your project.

We've broken it all down on the blog, what's driving costs, what to expect, and how to plan smarter. 👉https://broker.loanmarket.com.au/elevate/blog/what-to-expect-with-renovation-and-construction-costs-in-2026/

Chat with one of our local professionals today
⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

Need to improve your credit score?Avoid missed payments that could damage your credit score by setting up direct debits ...
26/05/2026

Need to improve your credit score?

Avoid missed payments that could damage your credit score by setting up direct debits for all regular bills and loan repayments.

Why a good credit score is important? On-time payments are a major factor in your credit score. A better score can mean lower interest rates on future big wins like a car or a home.

In many cases, a low credit rating is the main reason you were not approved for a loan or if you are approved, your interest rate may be higher if you have a lower credit score. Banks and other lenders will check your credit rating and, in conjunction with their own lending criteria, then decide if you pose a reasonable risk for their business. On larger loans, such as a home loan, banks tend to be more cautious and less likely to lend money to people with a bad credit score.

To learn more about your current credit card score and how to improve it in preparation for getting a loan approved, contact our team.

⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

"...we wouldn't of been able to do it without Karons expert guidance."Thank you Liam for your review. Taking the time to...
24/05/2026

"...we wouldn't of been able to do it without Karons expert guidance."

Thank you Liam for your review. Taking the time to share your experience means the world to us.

Not sure where to begin or know your situation isn't as straight forward as others and you need an expert by your side?

Get in touch with Karon from Loan Market Elevate for an obligation free chat.

⭐ 100+ 5 Star Google reviews⁠
☎️ 0467 311 088
💻 loanmarketelevate.com.au

The majority of borrowers will have seen their variable rates rise already this month following the RBA's May decision. ...
20/05/2026

The majority of borrowers will have seen their variable rates rise already this month following the RBA's May decision. Like Sally Tindall, data insights director at Canstar put it so well, "the rate hike floodgates have reopened"

Before you let your anxiety levels rise too, take a deep breath and reach out to our team of loan specialists. It’s worth reviewing your current home loan and financial position as there may be options available that could ease some of the pressure.
You don’t have to navigate this alone, our service is at no charge so you really have nothing to lose!

⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

The federal budget landed last night, and there's changes that could impact almost every Australian. Investors, homebuye...
13/05/2026

The federal budget landed last night, and there's changes that could impact almost every Australian. Investors, homebuyers, households, small business owners and drivers, the changes are wide ranging, and based on the announcements so far, most proposed changes are expected to commence from 1 July 2027.

Read the full breakdown of what the proposed changes are and what they could mean for you > https://broker.loanmarket.com.au/elevate/blog/federal-budget-2026/

These announcements are proposals only at this stage and will require legislation to be passed before becoming law. Follow our page to stay updated as further details emerge.

As always, whether you are an investor, aspiring homebuyer or a homeowner, feel free to reach out to discuss any changes this could make to your situation. We can review your loan or strategy to help you navigate the current environment.

⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

With the Federal Budget being released tonight at 7.30PM AEST, many Australians will be watching closely to see what cha...
12/05/2026

With the Federal Budget being released tonight at 7.30PM AEST, many Australians will be watching closely to see what changes could impact their finances, borrowing power and future property plans. 🏡📊

While we won’t know every detail until the official announcement, there are already a few key areas creating conversation for homeowners, buyers, investors and business owners.

Here’s what many Australians are paying attention to right now:

✔ Cost of living support
With household budgets under pressure from rising rates and everyday expenses, many families will be hoping for measures that help ease financial stress.

✔ Housing & property changes
There’s ongoing discussion around property investor tax settings and housing affordability initiatives, which could influence both buyers and investors.

✔ Borrowing power & home buyers
Any policies aimed at improving affordability, increasing housing supply or supporting first-home buyers could shape opportunities in the market over the next 12–24 months.

✔ Business owners & asset finance
Potential support for small businesses and asset purchases may help businesses invest in vehicles, equipment and technology while improving cash flow.

✔ Car buyers & finance
There’s also attention on potential EV incentives and vehicle-related tax changes that may impact Australians considering car finance or novated leasing.

The big thing to remember?

Federal Budgets create headlines, but your personal finance strategy still matters most.

Whether you already have a home loan, are looking to buy, invest, upgrade your car or purchase business assets, having the right lending structure in place can make a significant difference in uncertain economic conditions.

If you’d like to understand how the upcoming budget could affect your borrowing position or future plans, our team is here to help. 🤝

Book a free no-obligation strategy session today.⁠

⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

📣 The RBA has raised the cash rate to 4.35%, the third increase this year and the highest it's been in two years.If you'...
05/05/2026

📣 The RBA has raised the cash rate to 4.35%, the third increase this year and the highest it's been in two years.

If you're on a variable rate mortgage, you're now paying around $335 more per month than you were at the start of the year. That's not a small number. And with the cost of living climbing across the board, groceries, energy, petrol and insurance are all adding up. Households are being squeezed from both ends.
The good news is that while you can't control what the RBA does, there are a few moves worth making right now. From checking whether your home loan is still competitive, to consolidating debts and cutting bills you've forgotten about, small changes can add up to real savings.

We've pulled together the key numbers from today's announcement and six practical steps you can take to find savings in the current environment.

👇 Read more in the link below.
https://broker.loanmarket.com.au/elevate/blog/may-2026-cash-rate/

Book a free no-obligation strategy session with our team today.⁠
⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

An offset account can be one of the most powerful tools in your mortgage toolkit. By keeping your spare cash in an accou...
29/04/2026

An offset account can be one of the most powerful tools in your mortgage toolkit. By keeping your spare cash in an account linked to your loan, the bank only charges you interest on the difference.

Use our online Offset Calculator to see:
✅ How many years you could shave off your loan.
✅ Exactly how much interest you can save over time.

Stop letting your money sit idle. Let's run the numbers 👉 https://broker.loanmarket.com.au/elevate/calculators-tools/mortgage-offset-calculator/

Book a free no-obligation strategy session with our team today.⁠
⭐ 100+ 5 Star Google reviews⁠
☎️ (02) 8850 9040
💻 loanmarketelevate.com.au
📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

The EOFY countdown has officially moved from 'months' to 'weeks.' While June 30 feels distant, the reality of 2026 suppl...
22/04/2026

The EOFY countdown has officially moved from 'months' to 'weeks.' While June 30 feels distant, the reality of 2026 supply chains means that if your new business vehicle or equipment isn't ordered soon, it won't be operational in time for the Instant Asset Write-Off.

A tax deduction is only a deduction if the asset is in your hands by midnight on June 30. Don't let a slow approval or a delivery delay cost your business thousands. Let’s secure your finance now so you can beat the June rush.

Book a free no-obligation strategy session with our team today.⁠

⭐ 100+ 5 Star Google reviews⁠

☎️ (02) 8850 9040

💻 loanmarketelevate.com.au

📍21-23 Solent Circuit, Baulkham Hills NSW, 2153

Address

21-23 Solent Circuit
Baulkham Hills, NSW
2153

Alerts

Be the first to know and let us send you an email when Loan Market Elevate posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Loan Market Elevate:

Share