30/05/2026
Do you know the difference between a hard and a soft credit check?
When you apply for a loan directly with a lender or dealership, they typically perform a ‘hard’ check of your credit history. This leaves a mark on your file and can impact your credit score. If you apply with multiple lenders, these marks add up and can reduce your chances of approval.
We do things differently; brokers can perform a ‘soft’ check. This allows us to get a clear picture of your borrowing capacity without leaving a footprint on your record.
It means we can research the right options for you without the risk of damaging your score.
If you want to know where you stand, visit our website today to get in touch. #0430042049
