Vision Finance Collective

Vision Finance Collective Personalised financial solutions that save you time and money, guiding you confidently through all your lending needs.

Explore our wide range of financial services from home loans to commercial and investment financing.

20/07/2026

｜Buying commercial property? Let's bust a big myth first.
A lot of people think you need a massive 30-40% deposit to purchase commercial property. That's simply not true. Depending on your situation, we can fund with no deposit, 10%, or 20% down.
Here's what actually matters: the numbers need to stack up from a yield perspective (rental income as a percentage of the property's value). That rental income is what services the loan.

One bank policy worth knowing about: the lease doc option. If the rental income from the property covers your interest only loan repayments, that's often all the information a lender needs (no extra financials required!)
This comes down to your interest cover ratio. Most banks look for between 1.2x and 1.5x. The lower your deposit, the higher your repayments, so it's a balance between deposit size and how well the rental income covers the debt.

Goals matter. Shape your VISION today!

｜PROPERTY SPOTLIGHT with Bradley Donnelly + matika_leadley 🔦Newmarket. A home secured and finance approved the same day....
16/07/2026

｜PROPERTY SPOTLIGHT with Bradley Donnelly + matika_leadley 🔦

Newmarket. A home secured and finance approved the same day.

Here's how the numbers looked:
Purchase Price: $1,458,000
Loan Amount: $1,447,300
Interest Rate: 6.14% (Variable P&I)
Monthly Repayment: $8,817
Loan Term: 30 Years
A 3 bed, 2 bath, 2 car home across 197m² in one of Brisbane's most liveable inner-north suburbs. Owner occupied and settled with VISION Finance Collective.

Same-day finance approval made this one possible. When the right property comes up, having an experienced finance broker in your corner matters.

Goals matter. Shape your VISION today.

｜Finance literacy series. Week five: LVRLVR (Loan to Value Ratio) is one of the first numbers your lender looks at and i...
16/07/2026

｜Finance literacy series. Week five: LVR

LVR (Loan to Value Ratio) is one of the first numbers your lender looks at and it affects your rate, your loan options, and whether LMI (Lenders Mortgage Insurance) applies. Three letters worth understanding before you start your property search. Swipe to learn how it works.

Goals Matter. Shape your VISION today!

Content is for educational and entertainment purposes. Any advise is general and does not consider your personal circumstances.

｜Meet the Behind the Scenes staff at VISION! Meet: Sam, The Marketing and Social Media Manager for VISION Finance Collec...
14/07/2026

｜Meet the Behind the Scenes staff at VISION!

Meet:
Sam, The Marketing and Social Media Manager for VISION Finance Collective + VISION Asset Finance
Roy + Lee, Our Process Support Officers for VISION Finance Collective.

We may not be signing off on deals, but if you ask me (Sam) we are the glue that holds this office together (Not biased at all!)

Goals matter. Shape your VISION today!

14/07/2026

｜There's new SMSF lending changes. Here's what you need to know.
If you're looking to purchase residential property through your Self-Managed Super Fund, timing matters right now. 10th of August is the date to know. Contracts need to be signed before then... after that, this type of lending will stop.
The good news? Commercial property is unaffected. If you're purchasing commercial property through your SMSF, it's business as usual.

Goals matter. Shape your VISION today!

*General information only. Speak to your adviser about your specific situation

｜JUNE SNAPSHOT ｜A snapshot of the settled residential and investment properties for June with VISION! What an amazing mo...
13/07/2026

｜JUNE SNAPSHOT ｜A snapshot of the settled residential and investment properties for June with VISION! What an amazing month to finish out the financial year. Congratulations to all of our clients who were able to achieve their property goals.

Whether you’re a first-time buyer, seasoned investor, or business owner looking to expand, our brokers are ready to structure the right finance solution for you. Our clients trusted us with their goals, and we delivered. 

Every deal tells a story. Every settlement is a milestone. Are you ready to be our next success story? 

Goals matter. Shape your VISION today!

09/07/2026

｜Our yearly EOFY team day!
This annual staff meeting is a time for us to look back at what we have achieved this financial year and set our goals for the year ahead.
A time for us to celebrate our wins and implement new processes. Taking stock of what works and what needs improvement.
We had a record breaking 2026 and can’t wait to see where we are at in 12 months!

｜Finance literacy series. Week four: Equity.Your property might already be working harder than you think. Equity is one ...
08/07/2026

｜Finance literacy series. Week four: Equity.

Your property might already be working harder than you think. Equity is one of the most powerful tools in property ownership and most people do not fully understand how to use it. This week we break it down simply.

Goals Matter. Shape your VISION today!

Content is for educational and entertainment purposes. Any advise is general and does not consider your personal circumstances.

06/07/2026

｜POV: Our weekly staff meetings

02/07/2026

｜MEET THE VFC TEAM!

I wrangled the team together so you could officially meet our credit analysts, Sian, Guy, Matika, Jess + Ben!

Address

1/31 Ellison Road
Aspley, QLD
4034

Telephone

+61447200528

Website

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